Mortgage Lenders and Brokers in King George, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
King George, Virginia mortgage lenders include Citizens and Farmers BankCitizens and Farmers Bank8065 Kings Hwy, King George, VA 22485A+5.0 ★Texas Ratio: 0.62%, Truist BankTruist Bank9319 Kings Hwy, King George, VA 22485A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank10045 Kings Hwy, King George, VA 22485A+5.0 ★Texas Ratio: 2.51%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Topside Federal Credit UnionTopside Federal Credit Union5472 James Madison Pkwy, King George, VA 22485 5329A5.0 ★Texas Ratio: 6.63%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, and Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in King George, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in King George are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in King George, Virginia
Market share is the lender's share of all home loans closed in King George, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in King George 8065 Kings Hwy, King George, VA 22485 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 10 | 3% | 83.3% | $96,000 | View |
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★ 1 stars, 1 review 1 office in King George 9319 Kings Hwy, King George, VA 22485 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +9 HELOCs |
0.3% | 100% | $465,000 | View |
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1 office in King George 10045 Kings Hwy, King George, VA 22485 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $415,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 23 +11 HELOCs |
6.9% | 74.2% | $244,565 | |
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5472 James Madison Pkwy, King George, VA 22485 5329 A5.0 ★Texas Ratio: 6.63% |
Conventional, HELOC | 11 +5 HELOCs |
3.3% | 57.9% | $63,181 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.2% | 66.7% | $327,500 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA | 3 | 0.9% | 100% | $435,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $365,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
VA | 1 | 0.3% | 100% | $545,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 10 | 3% | 100% | $461,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 4 | 1.2% | 100% | $395,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.9% | 80% | $421,666 | |
Tidewater Mortgage Services, Inc
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FHA, VA | 2 | 0.6% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.6% | 100% | $570,000 | View |
Credit Union Mortgage Associat
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Conventional | 2 | 0.6% | 100% | $130,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $510,000 | |
Atlantic Bay Mortgage Group
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FHA, VA | 2 | 0.6% | 100% | $515,000 | |
Tidewater Home Funding, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 1 | 0.3% | 100% | $585,000 | View |
Vellum Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $535,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.3% | 100% | $355,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 27 +1 HELOCs |
8.1% | 96.4% | $538,703 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 27 | 8.1% | 96.4% | $502,037 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 6.9% | 77.4% | $206,739 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 23 | 6.9% | 100% | $478,913 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 19 | 5.7% | 87% | $460,263 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 9 | 2.7% | 90% | $436,111 | View |
Mortgage Research Center
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VA | 9 | 2.7% | 56.2% | $495,000 | |
Guaranteed Rate, Inc.
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VA, HELOC | 7 +1 HELOCs |
2.1% | 100% | $469,285 | |
Newrez LLC
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Conventional, VA | 6 | 1.8% | 100% | $411,666 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 6 | 1.8% | 100% | $448,333 | |
First Home Mortgage
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Conventional, FHA, Jumbo | 5 | 1.5% | 100% | $371,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.2% | 66.7% | $162,500 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 1.2% | 100% | $402,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1.2% | 100% | $427,500 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $438,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.9% | 75% | $148,333 | |
New Day Financial, LLC.
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VA | 3 | 0.9% | 50% | $418,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $61,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.9% | 100% | $501,666 | View |
Village Capital & Investment
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VA | 3 | 0.9% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $90,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.6% | 100% | $370,000 | |
Primelending
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Conventional | 2 | 0.6% | 100% | $420,000 | |
Goodleap, LLC
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VA | 2 | 0.6% | 100% | $450,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 33.3% | $250,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.6% | 100% | $470,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.6% | 100% | $430,000 | |
Planet Home Lending, LLC
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VA, USDA | 2 | 0.6% | 100% | $325,000 | |
Waterstone Mortgage Corporation
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FHA | 2 | 0.6% | 100% | $355,000 | |
New American Funding, LLC.
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VA | 2 | 0.6% | 100% | $660,000 | |
Tower Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | |
Alliant Credit Union
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VA | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.3% | 100% | $475,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Guild Mortgage Company
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VA | 1 | 0.3% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $95,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.16% |
VA, Jumbo | 1 | 0.3% | 100% | $1,365,000 | View |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 50% | $415,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $465,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Peoples Mortgage Company
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FHA | 1 | 0.3% | 100% | $265,000 | |
Nasa Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Milend, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Keystone Funding, Inc
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VA | 1 | 0.3% | 100% | $455,000 | |
Summit Funding.Inc
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FHA | 1 | 0.3% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $645,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $535,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 10% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $115,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $55,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.3% | 100% | $635,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
USDA | 1 | 0.3% | 100% | $415,000 | View |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
King George Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in King George, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in King George? The list below shows the banks, credit unions and mortgage brokers that closed home loans in King George in 2025, with lenders based there listed first.
Types of Mortgage Lenders in King George, VA
Use these to narrow the list above. Each category shows how many King George, VA lenders fit and what that kind of lender is usually best for.
Who Lends in King George, VA
Independent mortgage companies closed 74.9 percent of home loans in King George, Virginia in 2025, banks 11.1 percent and credit unions 14.1 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Citizens and Farmers Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Citizens and Farmers Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in King George, VA
By home loans closed in 2025, Citizens and Farmers Bank was the largest mortgage lender in King George, Virginia with 10 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in King George, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 9. 42 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 11 credit unions closed home loans in King George, Virginia in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in King George, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in King George, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up King George. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
