Mortgage Lenders and Brokers in Heathsville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Heathsville, Virginia mortgage lenders include Primis BankPrimis Bank6941 Northumberland Hwy, Heathsville, VA 22473A5.0 ★Texas Ratio: 13.21%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Chesapeake BankChesapeake Bank10000 Courtview Ln, Chesterfield, VA 23832A+5.0 ★Texas Ratio: 1.45%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%, and Primis BankPrimis Bank6941 Northumberland Hwy, Heathsville, VA 22473A5.0 ★Texas Ratio: 13.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heathsville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heathsville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Heathsville, Virginia
Market share is the lender's share of all home loans closed in Heathsville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Heathsville 6941 Northumberland Hwy, Heathsville, VA 22473 A5.0 ★Texas Ratio: 13.21% |
Conventional | 30 | 16.2% | 76.2% | $109,000 | View |
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1 office in Heathsville 7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
4.3% | 88.9% | $400,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
2.2% | 66.7% | $185,000 | |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 2.2% | 80% | $267,500 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 4 | 2.2% | 100% | $302,500 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +5 HELOCs |
1.6% | 100% | $115,000 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 3 | 1.6% | 83.3% | $158,333 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA | 3 | 1.6% | 60% | $235,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 2 | 1.1% | 100% | $280,000 | View |
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6941 Northumberland Hwy, Heathsville, VA 22473 A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 1.1% | 100% | $225,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $495,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.5% | 33.3% | $65,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
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12 HERBERT ST, Alexandria, VA 22305 A5.0 ★Texas Ratio: 10.99% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, USDA | 8 | 4.3% | 100% | $318,750 | View |
Capital Center LLC
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Conventional | 4 | 2.2% | 83.3% | $190,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 75% | $288,333 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 1.6% | 100% | $588,333 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 2 | 1.1% | 100% | $490,000 | View |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.5% | 50% | $395,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 11.4% | 77.8% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 2.2% | 80% | $310,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 2.2% | 71.4% | $295,000 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 60% | $325,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.6% | 50% | $285,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.6% | 100% | $145,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 1.6% | 100% | $208,333 | |
Nfm, Inc
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Conventional | 3 | 1.6% | 75% | $435,000 | |
Mortgage Research Center
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VA | 3 | 1.6% | 60% | $428,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 1.6% | 100% | $231,666 | |
American Financial Resources LLC
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FHA | 2 | 1.1% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 66.7% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1.1% | 50% | $250,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 1.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $315,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
Ruoff Mortgage Company
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Educational Systems FCU
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Conventional | 1 | 0.5% | 100% | $525,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.5% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
First Home Mortgage
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Affinity Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Milend, Inc
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VA | 1 | 0.5% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 7.1% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.5% | 100% | $235,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Heathsville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Heathsville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Heathsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heathsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Heathsville, VA
Use these to narrow the list above. Each category shows how many Heathsville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Heathsville, VA
Independent mortgage companies closed 50.8 percent of home loans in Heathsville, Virginia in 2025, banks 40.5 percent and credit unions 8.6 percent. Capital Center LLC was the largest mortgage company, Primis Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Primis Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Heathsville, VA
By home loans closed in 2025, Primis Bank was the largest mortgage lender in Heathsville, Virginia with 30 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Heathsville, Virginia in 2025, led by C&F Mortgage Corporation with 3. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Heathsville, Virginia in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heathsville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heathsville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heathsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
