Mortgage Lenders and Brokers in Farmville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farmville, Virginia mortgage lenders include Benchmark Community BankBenchmark Community Bank1577 S Main St, Farmville, VA 23901A+5.0 ★Texas Ratio: 1.65%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.1517 W 3rd St, Farmville, VA 23901A+5.0 ★Texas Ratio: 1.10%, Truist BankTruist Bank1304 S Main St, Farmville, VA 23901A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA127 N Main St, Farmville, VA 23901A+5.0 ★Texas Ratio: 5.36%, Virginia Federal Credit UnionVirginia Federal Credit Union100 Midtown Ave, Farmville, VA 23901 1773A5.0 ★Texas Ratio: 6.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, The Bank of Charlotte CountyThe Bank of Charlotte County308 Lynchburg Avenue, Brookneal, VA 24528A+5.0 ★Texas Ratio: 2.39%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, and Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farmville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farmville, Virginia
Market share is the lender's share of all home loans closed in Farmville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Farmville 1577 S Main St, Farmville, VA 23901 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 17 | 8.1% | 94.7% | $146,764 | View |
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2 offices in Farmville 1517 W 3rd St, Farmville, VA 23901 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 11 | 5.2% | 68.8% | $127,727 | View |
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★ 1 stars, 1 review 1 office in Farmville 1304 S Main St, Farmville, VA 23901 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +4 HELOCs |
1.9% | 80% | $187,500 | View |
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1 office in Farmville 127 N Main St, Farmville, VA 23901 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 100% | $240,000 | View |
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100 Midtown Ave, Farmville, VA 23901 1773 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
3.8% | 80% | $140,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $180,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 1% | 100% | $250,000 | View |
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308 Lynchburg Avenue, Brookneal, VA 24528 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 2 | 1% | 100% | $290,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1% | 40% | $195,000 | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.5% | 50% | $205,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.5% | 100% | $145,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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1110 Main St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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8301 Greensboro Dr, Mcclean, VA 22102 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 16 | 7.6% | 100% | $279,375 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 10 | 4.8% | 100% | $194,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 5 | 2.4% | 100% | $241,000 | |
C&F Select LLC
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Conventional, FHA | 4 | 1.9% | 100% | $235,000 | |
Colonial Farm Credit ACA
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Conventional | 4 | 1.9% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 1.4% | 100% | $258,333 | |
Tidewater Home Funding, LLC
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Conventional, USDA | 2 | 1% | 100% | $215,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $135,000 | |
Capital Center LLC
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FHA | 1 | 0.5% | 50% | $295,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Village Bank Mortgage
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FHA | 1 | 0.5% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 5.7% | 83.3% | $125,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 5.2% | 92.9% | $301,363 | |
Mortgage Research Center
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VA | 7 | 3.3% | 77.8% | $260,714 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.9% | 85.7% | $198,333 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 5 | 2.4% | 100% | $191,000 | View |
Nfm, Inc
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Conventional, VA | 4 | 1.9% | 100% | $347,500 | |
Newrez LLC
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Conventional | 3 | 1.4% | 60% | $128,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $308,333 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 3 | 1.4% | 100% | $198,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.4% | 75% | $98,333 | |
American Financial Resources LLC
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FHA | 2 | 1% | 100% | $225,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1% | 100% | $320,000 | |
Cmg Mortgage Inc
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FHA | 2 | 1% | 100% | $270,000 | |
New Day Financial, LLC.
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VA | 2 | 1% | 50% | $270,000 | |
Spring Eq, LLC
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Conventional | 2 | 1% | 100% | $60,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.5% | 100% | $225,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 50% | $465,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.5% | 100% | $305,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $785,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.5% | 33.3% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
Guild Mortgage Company
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FHA | 1 | 0.5% | 100% | $295,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 50% | $275,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.5% | 50% | $185,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $285,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $405,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.5% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $35,000 | |
Towne Mortgage Company
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USDA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
FHA | 1 | 0.5% | 100% | $245,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $175,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $295,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $365,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 5.4% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $365,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.5% | 100% | $355,000 |
Farmville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farmville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Farmville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farmville, VA
Use these to narrow the list above. Each category shows how many Farmville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Farmville, VA
Independent mortgage companies closed 61 percent of home loans in Farmville, Virginia in 2025, banks 33.8 percent and credit unions 5.2 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Benchmark Community Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Benchmark Community Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farmville, VA
By home loans closed in 2025, Benchmark Community Bank was the largest mortgage lender in Farmville, Virginia with 17 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Farmville, Virginia in 2025, led by ALCOVA Mortgage, LLC with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 3 credit unions closed home loans in Farmville, Virginia in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farmville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
