Danville, Virginia mortgage lenders include First National BankFirst National Bank336 Main St, Danville, VA 24541A+5.0 ★Texas Ratio: 1.54%, Atlantic Union BankAtlantic Union Bank628 Main St, Danville, VA 24541A+5.0 ★Texas Ratio: 2.51%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust530 Main St, Danville, VA 24541A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA3346 Riverside Dr, Danville, VA 24541A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank125 Collins Dr, Danville, VA 24540A+5.0 ★Texas Ratio: 2.87%, Carter Bank and TrustCarter Bank and Trust140 Kentuck Rd, Danville, VA 24540A5.0 ★Texas Ratio: 7.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Danville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Danville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Danville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5 offices in Danville 336 Main St, Danville, VA 24541 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 42 | 9.3% | 97.7% | $102,619 | View |
|
3 offices in Danville 628 Main St, Danville, VA 24541 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, VA, HELOC | 19 +25 HELOCs |
4.2% | 100% | $163,947 | View |
|
2 offices in Danville 530 Main St, Danville, VA 24541 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 8 +8 HELOCs |
1.8% | 81.8% | $220,000 | View |
|
1 office in Danville 3346 Riverside Dr, Danville, VA 24541 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 50% | $147,500 | View |
|
★ 1 stars, 1 review 1 office in Danville 125 Collins Dr, Danville, VA 24540 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +7 HELOCs |
0.7% | 100% | $205,000 | View |
|
4 offices in Danville 140 Kentuck Rd, Danville, VA 24540 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $135,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1.1% | 83.3% | $143,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 37.5% | $75,000 | |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.7% | 75% | $118,333 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $255,000 | View |
|
1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
410 Church St, Blackstone, VA 23824 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
308 Lynchburg Avenue, Brookneal, VA 24528 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 50% | $455,000 | View |
|
8301 Greensboro Dr, Mcclean, VA 22102 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
212 Holt Garrison Pkwy, Danville, VA 24540 5955 A5.0 ★Texas Ratio: 10.13% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
1571 Roanoke Rd, Daleville, VA 24083 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 64 | 14.2% | 98.7% | $186,718 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 11 | 2.4% | 100% | $161,363 | |
|
A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 5 +3 HELOCs |
1.1% | 71.4% | $77,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 0.4% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 66.7% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 64 | 14.2% | 82.7% | $145,312 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 27 +4 HELOCs |
6% | 97.1% | $143,888 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 25 | 5.5% | 81.2% | $227,400 | |
Mortgage Research Center
|
FHA, VA | 11 | 2.4% | 50% | $265,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 10 | 2.2% | 92.3% | $124,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 2% | 100% | $172,777 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.8% | 90% | $115,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.5% | 90% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 6 | 1.3% | 100% | $138,333 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, VA | 5 | 1.1% | 83.3% | $199,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 1.1% | 50% | $137,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1.1% | 83.3% | $155,000 | |
Newrez LLC
|
Conventional, FHA | 4 | 0.9% | 44.4% | $127,500 | |
Planet Home Lending, LLC
|
Conventional, FHA | 4 | 0.9% | 100% | $162,500 | |
State Employees' Credit Union
|
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $168,333 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $168,333 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.7% | 75% | $195,000 | |
American Financial Network, Inc.
|
FHA | 3 | 0.7% | 60% | $135,000 | |
Oceanside Mortgage Company
|
FHA | 3 | 0.7% | 100% | $128,333 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0.7% | 100% | $105,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $80,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.4% | 33.3% | $105,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 0.4% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 0.4% | 100% | $240,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.4% | 100% | $275,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $285,000 | |
Lower, LLC
|
FHA | 2 | 0.4% | 66.7% | $165,000 | |
American Partners Federal Credit Union
|
Conventional | 2 | 0.4% | 100% | $65,000 | |
Pentagon Federal Credit Union
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $75,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
HomePromise Corporation
|
VA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
VA | 1 | 0.2% | 100% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $105,000 | View |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $205,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.2% | 100% | $235,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Citizens Equity First Credit U
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $185,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 33.3% | $155,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Truliant Federal Credit Union
|
Conventional | 1 | 0.2% | 40% | $35,000 | |
Aberdeen Proving Ground FCU
|
Conventional | 1 | 0.2% | 100% | $35,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $135,000 | |
Milend, Inc
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Latino Community Credit Union
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 33.3% | $185,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
21St Mortgage
|
Conventional | 1 | 0.2% | 5.9% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 10% | $35,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Goprime Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $165,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
Village Capital & Investment
|
VA | 1 | 0.2% | 80% | $335,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Danville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Danville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Danville, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.6 percent of home loans in Danville, Virginia in 2025, banks 24.6 percent and credit unions 4.9 percent. ALCOVA Mortgage, LLC was the largest mortgage company, First National Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, First National Bank led with 42 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, First National Bank was the largest mortgage lender in Danville, Virginia with 42 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Danville, Virginia, ALCOVA Mortgage, LLC approved the highest share of completed applications in 2025 at 98.7 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Danville, Virginia in 2025, led by ALCOVA Mortgage, LLC with 36. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 15 credit unions closed home loans in Danville, Virginia in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Danville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Danville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Danville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.