Mortgage Lenders and Brokers in Colonial Heights, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Colonial Heights, Virginia mortgage lenders include Truist BankTruist Bank810 Southpark Blvd, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3107 Boulevard, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 5.36%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.497 Southpark Blvd, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 1.10%, Atlantic Union BankAtlantic Union Bank3099 Boulevard, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 2.51%, Citizens and Farmers BankCitizens and Farmers Bank2609 Boulevard, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 0.62%, Bank of America NABank of America NA1921 Boulevard, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 4.14%, Primis BankPrimis Bank3012 Boulevard, Colonial Heights, VA 23834A5.0 ★Texas Ratio: 13.21%, First BankFirst Bank3115 Boulevard, Colonial Heights, VA 23834A+5.0 ★Texas Ratio: 2.42%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, and Virginia Federal Credit UnionVirginia Federal Credit Union301 Temple Lake Dr, Colonial Heights, VA 23834 4900A5.0 ★Texas Ratio: 6.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colonial Heights, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colonial Heights are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colonial Heights, Virginia
Market share is the lender's share of all home loans closed in Colonial Heights, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Colonial Heights 810 Southpark Blvd, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 7 +14 HELOCs |
2% | 87.5% | $182,142 | View |
|
1 office in Colonial Heights 3107 Boulevard, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 1.4% | 100% | $189,000 | View |
|
1 office in Colonial Heights 497 Southpark Blvd, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.6% | 100% | $230,000 | View |
|
1 office in Colonial Heights 3099 Boulevard, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $195,000 | View |
|
1 office in Colonial Heights 2609 Boulevard, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
1 office in Colonial Heights 1921 Boulevard, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
|
1 office in Colonial Heights 3012 Boulevard, Colonial Heights, VA 23834 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 33.3% | $45,000 | View |
|
1 office in Colonial Heights 3115 Boulevard, Colonial Heights, VA 23834 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.3% | 50% | $155,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 23 | 6.5% | 92% | $237,608 | View |
|
301 Temple Lake Dr, Colonial Heights, VA 23834 4900 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 13 +4 HELOCs |
3.7% | 76.5% | $167,307 | View |
|
1080 Temple Ave, Colonial Heights, VA 23834 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +2 HELOCs |
3.1% | 64.7% | $226,818 | |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA | 7 | 2% | 100% | $245,000 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $187,500 | View |
|
2801 Conduit Rd, Colonial Heights, VA 23834 2971 A5.0 ★Texas Ratio: 6.74% |
Conventional | 4 | 1.1% | 57.1% | $37,500 | View |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.8% | 60% | $145,000 | View |
|
11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 2 | 0.6% | 50% | $135,000 | View |
|
5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
3012 Boulevard, Colonial Heights, VA 23834 A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.3% | 100% | $235,000 | View |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
|
10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 8 | 2.3% | 100% | $260,000 | View |
Tidewater Mortgage Services, Inc
|
Conventional, FHA, VA | 7 | 2% | 100% | $200,714 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 5 | 1.4% | 100% | $229,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 5 | 1.4% | 100% | $231,000 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 4 | 1.1% | 100% | $205,000 | |
Capital Center LLC
|
Conventional | 4 | 1.1% | 66.7% | $217,500 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 4 | 1.1% | 100% | $280,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 3 | 0.8% | 100% | $288,333 | |
Integrity Home Mortgage Corporation
|
Conventional, VA | 3 | 0.8% | 100% | $311,666 | |
Intercoastal Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $305,000 | |
Call Federal
|
Conventional | 2 | 0.6% | 100% | $90,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $475,000 | |
Towne First Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $265,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 41 | 11.6% | 88% | $201,097 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.2% | 88.2% | $272,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 13 | 3.7% | 86.7% | $223,461 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 2.8% | 100% | $291,000 | |
Mortgage Research Center
|
VA | 10 | 2.8% | 83.3% | $298,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 7 | 2% | 100% | $230,714 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 7 | 2% | 100% | $137,857 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 6 | 1.7% | 87.5% | $265,000 | View |
SWBC Mortgage Corporation
|
Conventional, FHA | 5 | 1.4% | 100% | $223,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 80% | $72,500 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 4 | 1.1% | 100% | $295,000 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 1.1% | 66.7% | $142,500 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 1.1% | 80% | $235,000 | |
First Home Mortgage
|
Conventional, FHA, VA | 4 | 1.1% | 100% | $210,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 3 | 0.8% | 100% | $328,333 | |
Primelending
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $265,000 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 0.8% | 75% | $191,666 | |
Discover Bank
|
Conventional | 3 | 0.8% | 50% | $85,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 0.8% | 60% | $265,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 0.8% | 100% | $291,666 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.8% | 100% | $371,666 | View |
Carrington Mortgage Services LLC
|
Conventional, VA | 3 | 0.8% | 100% | $128,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $335,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.6% | 75% | $275,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.6% | 100% | $275,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 33.3% | $100,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.6% | 100% | $160,000 | View |
Nfm, Inc
|
FHA, VA | 2 | 0.6% | 100% | $265,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.6% | 100% | $120,000 | |
Towne Mortgage Company
|
Conventional | 2 | 0.6% | 100% | $245,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.6% | 66.7% | $175,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.3% | 100% | $365,000 | |
Dart Bank
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
M Squared Financial LLC
|
FHA | 1 | 0.3% | 100% | $295,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Bayshore Mortgage Funding
|
FHA | 1 | 0.3% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.3% | 50% | $285,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.3% | 100% | $385,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 50% | $335,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Stockton Mortgage Corporation
|
VA | 1 | 0.3% | 33.3% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.3% | 100% | $105,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Lower, LLC
|
FHA | 1 | 0.3% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.3% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 33.3% | $345,000 | View |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $365,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $335,000 | View |
JMAC Lending, Inc.
|
VA | 1 | 0.3% | 100% | $405,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Colonial Heights Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colonial Heights, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Colonial Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colonial Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colonial Heights, VA
Use these to narrow the list above. Each category shows how many Colonial Heights, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Colonial Heights, VA
Independent mortgage companies closed 65.2 percent of home loans in Colonial Heights, Virginia in 2025, banks 24.9 percent and credit unions 9.9 percent. Tidewater Mortgage Services, Inc was the largest mortgage company, Truist Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Citizens Bank & Trust Co. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colonial Heights, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Colonial Heights, Virginia with 7 loans, about 2 percent of the market. The largest lender headquartered in Virginia was Citizens Bank & Trust Co. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Colonial Heights, Virginia in 2025, led by United Wholesale Mortgage with 9. 34 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Colonial Heights, Virginia in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colonial Heights, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colonial Heights, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colonial Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
