Mortgage Lenders and Brokers in Colonial Beach, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Colonial Beach, Virginia mortgage lenders include Atlantic Union BankAtlantic Union Bank840 Mckinney Blvd, Colonial Beach, VA 22443A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank416 Colonial Ave, Colonial Beach, VA 22443A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, Blue Ridge BankBlue Ridge Bank18 Sandy St, Callao, VA 22435A5.0 ★Texas Ratio: 8.11%, Dupont Community Credit UnionDupont Community Credit Union32 Windward Dr, Fishersville, VA 22939A+5.0 ★Texas Ratio: 1.68%, and Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Colonial Beach, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Colonial Beach are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Colonial Beach, Virginia
Market share is the lender's share of all home loans closed in Colonial Beach, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Colonial Beach 840 Mckinney Blvd, Colonial Beach, VA 22443 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA, HELOC | 5 +6 HELOCs |
2.4% | 83.3% | $285,000 | View |
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★ 1 stars, 1 review 1 office in Colonial Beach 416 Colonial Ave, Colonial Beach, VA 22443 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +14 HELOCs |
1% | 100% | $180,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2.9% | 75% | $373,333 | |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 4 | 1.9% | 100% | $387,500 | View |
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17442 Dahlgren Rd, Dahlgren, VA 22448 A5.0 ★Texas Ratio: 6.63% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $85,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $208,333 | View |
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4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, FHA | 2 | 1% | 100% | $285,000 | View |
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18 Sandy St, Callao, VA 22435 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, USDA | 8 | 3.9% | 100% | $198,750 | View |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 5 | 2.4% | 100% | $295,000 | |
Intercoastal Mortgage, LLC
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Conventional, USDA | 5 | 2.4% | 100% | $219,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 1.5% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1% | 66.7% | $330,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.5% | 100% | $225,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Loansteady LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $165,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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VA | 1 | 0.5% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 10.7% | 75.9% | $185,909 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA, HELOC | 13 +2 HELOCs |
6.3% | 93.3% | $308,076 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.8% | 86.7% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3.9% | 80% | $187,500 | |
Mortgage Research Center
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Conventional, VA | 7 | 3.4% | 87.5% | $343,571 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.9% | 100% | $318,333 | |
Cmg Mortgage Inc
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Conventional, VA | 6 | 2.9% | 85.7% | $301,666 | |
Newrez LLC
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Conventional, VA | 5 | 2.4% | 62.5% | $255,000 | |
First Home Mortgage
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Conventional, FHA | 4 | 1.9% | 100% | $310,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.5% | 60% | $148,333 | |
Peoples Mortgage Company
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VA, Jumbo | 3 | 1.5% | 100% | $498,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 100% | $45,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.5% | 75% | $351,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 1.5% | 100% | $305,000 | View |
Spring Eq, LLC
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Conventional | 3 | 1.5% | 60% | $168,333 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 2 +2 HELOCs |
1% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $210,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 1% | 100% | $350,000 | |
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A5.0 ★Texas Ratio: 11.24% |
FHA, VA | 2 | 1% | 100% | $270,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 100% | $185,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $370,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1% | 33.3% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, USDA | 2 | 1% | 100% | $465,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 25% | $35,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 14.3% | $145,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Kind Lending, LLC
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VA | 1 | 0.5% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $315,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $325,000 | |
Linkbank
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.5% | 100% | $255,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 25% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.5% | 50% | $415,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Colonial Beach Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Colonial Beach, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Colonial Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Colonial Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Colonial Beach, VA
Use these to narrow the list above. Each category shows how many Colonial Beach, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Colonial Beach, VA
Independent mortgage companies closed 74.3 percent of home loans in Colonial Beach, Virginia in 2025, banks 18 percent and credit unions 7.8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Colonial Beach, VA
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Colonial Beach, Virginia with 5 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Colonial Beach, Virginia in 2025, led by Rocket Mortgage with 3. 24 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 9 credit unions closed home loans in Colonial Beach, Virginia in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Colonial Beach, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Colonial Beach, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Colonial Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
