Mortgage Lenders and Brokers in Carrollton, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carrollton, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, TowneBankTowneBank13489 Carrollton Blvd, Carrollton, VA 23314A+5.0 ★Texas Ratio: 1.60%, BayPort Credit UnionBayPort Credit Union2445 Old Taylor Rd, Chesapeake, VA 23321 2233A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, Chartway FCUChartway FCU575 Cedar Rd, Chesapeake, VA 23322 5564, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, and Atlantic Bay Mortgage GroupAtlantic Bay Mortgage GroupVirginia Beach, VA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carrollton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carrollton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carrollton, Virginia
Market share is the lender's share of all home loans closed in Carrollton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +9 HELOCs |
1.6% | 53.8% | $261,666 | |
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13489 Carrollton Blvd, Carrollton, VA 23314 A+5.0 ★Texas Ratio: 1.60% |
Conventional, USDA, Jumbo, HELOC | 6 +2 HELOCs |
1.6% | 85.7% | $471,666 | View |
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2445 Old Taylor Rd, Chesapeake, VA 23321 2233 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +14 HELOCs |
1% | 100% | $242,500 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 1% | 100% | $257,500 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 3 +30 HELOCs |
0.8% | 100% | $365,000 | View |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $185,000 | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $435,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 11 | 2.9% | 100% | $294,090 | |
Towne Mortgage
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Conventional, FHA | 5 | 1.3% | 100% | $341,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 4 | 1% | 100% | $362,500 | View |
Tidewater Home Funding, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $311,666 | |
Tidewater Mortgage Services, Inc
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Atlantic Coast Mortgage, LLC
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VA | 2 | 0.5% | 100% | $675,000 | |
Capital Center LLC
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Conventional, VA | 2 | 0.5% | 100% | $400,000 | |
RW Towne, LLC
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Conventional, VA | 2 | 0.5% | 100% | $290,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Garrett Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Archer Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
The Old Point National Bank of Phoebus
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Conventional | 1 | 0.3% | 50% | $15,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 81 | 21.3% | 73% | $362,283 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA, USDA | 50 | 13.1% | 100% | $267,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 6.3% | 96.4% | $308,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
6% | 100% | $424,130 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 17 | 4.5% | 100% | $316,176 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.1% | 90% | $321,666 | |
Mortgage Research Center
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VA | 10 | 2.6% | 71.4% | $452,000 | |
Newrez LLC
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Conventional, VA | 7 | 1.8% | 77.8% | $330,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.6% | 80% | $336,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1% | 80% | $330,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 1% | 66.7% | $142,500 | |
Guild Mortgage Company
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VA | 4 | 1% | 100% | $505,000 | |
T2 Financial LLC
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Conventional, VA | 4 | 1% | 100% | $502,500 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 4 | 1% | 100% | $475,000 | View |
Village Capital & Investment
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VA | 4 | 1% | 100% | $587,500 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA, Jumbo | 3 | 0.8% | 100% | $605,000 | View |
Cmg Mortgage Inc
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FHA, VA, Jumbo | 3 | 0.8% | 100% | $595,000 | |
New Day Financial, LLC.
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VA | 3 | 0.8% | 75% | $368,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.8% | 60% | $395,000 | View |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.8% | 100% | $478,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.8% | 83.3% | $275,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 3 | 0.8% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
Equity Prime Mortgage LLC
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VA | 2 | 0.5% | 100% | $480,000 | |
Loanunited.Com, LLC
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Conventional, VA | 2 | 0.5% | 100% | $230,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 40% | $165,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.5% | 66.7% | $300,000 | |
Calcon Mutual Mortgage LLC
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VA | 2 | 0.5% | 100% | $595,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.5% | 100% | $315,000 | |
Goprime Mortgage, Inc.
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VA | 2 | 0.5% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $295,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
EMM Loans LLC
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VA | 1 | 0.3% | 100% | $565,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $575,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $365,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $205,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $395,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $475,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $525,000 | |
New American Funding, LLC.
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VA | 1 | 0.3% | 50% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
VA, Jumbo | 1 | 0.3% | 100% | $855,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 25% | $55,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Carrollton Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carrollton, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Carrollton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carrollton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carrollton, VA
Use these to narrow the list above. Each category shows how many Carrollton, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Carrollton, VA
Independent mortgage companies closed 86.1 percent of home loans in Carrollton, Virginia in 2025, banks 8.9 percent and credit unions 5 percent. Atlantic Bay Mortgage Group was the largest mortgage company, TowneBank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carrollton, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Carrollton, Virginia with 6 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Carrollton, Virginia, American Neighborhood Mortgage Acceptance Company approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Carrollton, Virginia in 2025, led by American Neighborhood Mortgage Acceptance Company with 11. 43 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Carrollton, Virginia in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carrollton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carrollton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carrollton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
