Mortgage Lenders and Brokers in Blue Ridge, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blue Ridge, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%, First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Bank of BotetourtBank of Botetourt19747 Main St, Buchanan, VA 24066A+5.0 ★Texas Ratio: 1.98%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Pinnacle BankPinnacle Bank4075wilson Boulevard, Arlington, VA 22203A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blue Ridge are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blue Ridge, Virginia
Market share is the lender's share of all home loans closed in Blue Ridge, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, VA, HELOC | 14 +8 HELOCs |
7.7% | 82.4% | $140,714 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 7 | 3.8% | 77.8% | $120,714 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 4 | 2.2% | 100% | $92,500 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, HELOC | 3 +15 HELOCs |
1.6% | 66.7% | $191,666 | View |
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19747 Main St, Buchanan, VA 24066 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 3 | 1.6% | 100% | $461,666 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +7 HELOCs |
1.1% | 100% | $220,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $215,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $325,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
FHA, HELOC | 1 +5 HELOCs |
0.5% | 100% | $215,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $275,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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223 Main St, Appomattox, VA 24522 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 33.3% | $665,000 | |
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189 Main St, New Castle, VA 24127 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1571 Roanoke Rd, Daleville, VA 24083 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 12 | 6.6% | 100% | $275,833 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 8 | 4.4% | 88.9% | $302,500 | |
Integrity Home Mortgage Corporation
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Conventional, VA | 2 | 1.1% | 100% | $620,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.5% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $325,000 | View |
RW Towne, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 15.8% | 85.3% | $184,310 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA | 10 | 5.5% | 100% | $320,000 | View |
SWBC Mortgage Corporation
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Conventional, FHA | 6 | 3.3% | 100% | $343,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 2.7% | 100% | $267,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 5 | 2.7% | 100% | $249,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.2% | 80% | $127,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 100% | $211,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $338,333 | |
American Partners Federal Credit Union
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Conventional | 3 | 1.6% | 100% | $275,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 1.1% | 100% | $280,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.1% | 50% | $165,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $370,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.1% | 100% | $105,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $210,000 | |
Reliance First Capital, LLC
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FHA | 2 | 1.1% | 100% | $260,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 66.7% | $60,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.1% | 100% | $125,000 | |
EMM Loans LLC
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FHA | 1 | 0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.5% | 100% | $565,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 50% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0.5% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
VA | 1 | 0.5% | 100% | $25,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 50% | $255,000 | |
United Trust Bank
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 7.24% |
VA | 1 | 0.5% | 100% | $395,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $385,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.5% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $345,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.5% | 100% | $355,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 50% | $285,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 66.7% | $125,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 100% | $425,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Blue Ridge Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blue Ridge, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Blue Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blue Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blue Ridge, VA
Use these to narrow the list above. Each category shows how many Blue Ridge, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Blue Ridge, VA
Independent mortgage companies closed 62.3 percent of home loans in Blue Ridge, Virginia in 2025, banks 21.3 percent and credit unions 16.4 percent. Atlantic Bay Mortgage Group was the largest mortgage company, First Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blue Ridge, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Blue Ridge, Virginia with 14 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Blue Ridge, Virginia in 2025, led by Rocket Mortgage with 4. 16 lenders closed VA loans, led by Atlantic Bay Mortgage Group. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Blue Ridge, Virginia in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blue Ridge, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blue Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
