Mortgage Lenders and Brokers in Wells Branch, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wells Branch, Texas mortgage lenders include University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX 78758A+5.0 ★Texas Ratio: 5.21%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wells Branch, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wells Branch are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wells Branch, Texas
Market share is the lender's share of all home loans closed in Wells Branch, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 6 | 6.5% | 85.7% | $178,333 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 5.4% | 100% | $329,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 3 +1 HELOCs |
3.2% | 80% | $145,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 3.2% | 75% | $255,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 3 | 3.2% | 100% | $425,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 100% | $155,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $215,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.1% | 100% | $105,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.1% | 50% | $165,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 1.1% | 100% | $35,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 1.1% | 100% | $225,000 | |
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200 S Main St, Andrews, TX 79714 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
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4800 GROVER AVE, AUSTIN, TX 78756 A5.0 ★Texas Ratio: 7.88% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.1% | 100% | $395,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Primelending
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Conventional | 2 | 2.2% | 100% | $445,000 | |
Loanpeople, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $285,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Gardner Financial Services
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Home Financing Unlimited, Inc.
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Southwest Funding LP
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Conventional | 1 | 1.1% | 100% | $165,000 | |
United Wholesale Mortgage
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Conventional | 10 | 10.8% | 100% | $341,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 6 | 6.5% | 75% | $235,000 | View |
Kind Lending, LLC
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Conventional, FHA | 4 | 4.3% | 100% | $395,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 3.2% | 100% | $381,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $285,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 2.2% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $375,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $295,000 | |
Synergy One Lending, Inc.
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VA | 1 | 1.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.1% | 33.3% | $285,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 1.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 1.1% | 100% | $275,000 | |
Ez Fundings Inc
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Provident Funding Associates
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Conventional | 1 | 1.1% | 100% | $365,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.1% | 100% | $385,000 | |
Lower, LLC
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FHA | 1 | 1.1% | 100% | $255,000 | |
Stanford Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $395,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $635,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $335,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wells Branch Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wells Branch, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Wells Branch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wells Branch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wells Branch, TX
Use these to narrow the list above. Each category shows how many Wells Branch, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Wells Branch, TX
Independent mortgage companies closed 55.9 percent of home loans in Wells Branch, Texas in 2025, banks 29 percent and credit unions 15.1 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, University Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wells Branch, TX
By home loans closed in 2025, University Federal Credit Union was the largest mortgage lender in Wells Branch, Texas with 6 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Wells Branch, Texas in 2025, led by First United Bank and Trust Co with 2. 2 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Wells Branch, Texas in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wells Branch, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wells Branch, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wells Branch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
