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Home / Mortgage Lenders / Texas / Texas City
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Mortgage Lenders and Brokers in Texas City, Texas

Texas City, Texas mortgage lenders include AMOCO Federal Credit UnionAMOCO Federal Credit Union2300 Texas Ave, Texas City, TX 77590A5.0 ★Texas Ratio: 7.70%, Frost BankFrost Bank2831 Palmer Highway, Texas City, TX 77590A+5.0 ★Texas Ratio: 2.51%, Texas First BankTexas First Bank3232 Palmer Hwy, Texas City, TX 77590A+5.0 ★Texas Ratio: 1.01%, Regions BankRegions Bank1110 25th St N, Texas City, TX 77590A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.2131 Palmer Hwy, Texas City, TX 77590A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Jsc FCUJsc FCU2300 Gulf Fwy, Texas City, TX 77591A+5.0 ★Texas Ratio: 5.77%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, and Hometown Bank, N.A.Hometown Bank, N.A.1050 North Bypass 35, Alvin, TX 77511A+5.0 ★Texas Ratio: 0.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Texas City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Texas City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Texas City, Texas

Market share is the lender's share of all home loans closed in Texas City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2300 Texas Ave, Texas City, TX 77590
A5.0 ★Texas Ratio: 7.70%
Conventional 46 5.6% 64% $160,434 View
★ 5 stars, 1 review
1 office in Texas City
2831 Palmer Highway, Texas City, TX 77590
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 7
+1 HELOCs
0.8% 60% $129,285 View
3232 Palmer Hwy, Texas City, TX 77590
A+5.0 ★Texas Ratio: 1.01%
Conventional 5 0.6% 62.5% $117,000 View
1 office in Texas City
1110 25th St N, Texas City, TX 77590
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 4
+4 HELOCs
0.5% 26.7% $177,500 View
★ 1.7 stars, 3 reviews
1 office in Texas City
2131 Palmer Hwy, Texas City, TX 77590
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $125,000 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 13 1.6% 100% $241,153 View
2300 Gulf Fwy, Texas City, TX 77591
A+5.0 ★Texas Ratio: 5.77%
Conventional, HELOC 7
+10 HELOCs
0.8% 58.3% $86,428 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA 7 0.8% 100% $277,857 View
701 College Dr, Abilene, TX 79601
A+5.0 ★Texas Ratio: 3.82%
Conventional, FHA 7 0.8% 87.5% $162,142 View
1050 North Bypass 35, Alvin, TX 77511
A+5.0 ★Texas Ratio: 0.94%
Conventional 4 0.5% 100% $187,500 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 5.55%
Conventional 3 0.4% 75% $228,333 View
6360 Garth Rd Ste 140, Baytown, TX 77521 5105
A+5.0 ★Texas Ratio: 3.85%
Conventional 3 0.4% 100% $81,666 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.4% 60% $165,000 View
3334 Palmer Hwy, Texas City, TX 77590
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+2 HELOCs
0.2% 100% $205,000 View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $210,000 View
★ 4 stars, 3 reviews
7800 Shoal Creek Boulevard, Austin, TX 78757
A+5.0 ★Texas Ratio: 3.41%
Conventional 2 0.2% 100% $95,000 View
4601c Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 1.71%
FHA 2 0.2% 66.7% $235,000 View
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673
FHA, VA 2 0.2% 100% $240,000
124 E Rush St, Linden, TX 75563
A5.0 ★Texas Ratio: 13.83%
Conventional 2 0.2% 100% $220,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
FHA 1 0.1% 50% $285,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
FHA 1 0.1% 100% $175,000
123 E 3rd St, Clarendon, TX 79226
A+5.0 ★Texas Ratio: 1.04%
FHA 1 0.1% 100% $215,000 View
7235 John Martin Road, Baytown, TX 77521
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.1% 20% $75,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.1% 50% $225,000 View
2701 E Main St, Alice, TX 78332
A4.7 ★Texas Ratio: 3.20%
FHA 1 0.1% 100% $165,000 View
★ 1 stars, 1 review
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional 1 0.1% 100% $185,000 View
1600 E Highway 6, Alvin, TX 77511
A+5.0 ★Texas Ratio: 2.73%
Conventional 1 0.1% 100% $215,000 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $135,000 View
1201 25th Ave N, Texas City, TX 77590 5525
A+5.0 ★Texas Ratio: 1.39%
Conventional 1 0.1% 100% $225,000 View
3719 Garth Rd, Baytown, TX 77521
A+5.0 ★Texas Ratio: 0.07%
Conventional 1 0.1% 100% $165,000 View
911 W 38th St, Austin, TX 78705
A+5.0 ★Texas Ratio: 1.69%
Conventional 1 0.1% 100% $335,000 View
4100 Smith School Rd # 1, Austin, TX 78744 3205
A5.0 ★Texas Ratio: 7.07%
Conventional 1 0.1% 100% $145,000 View
DHI Mortgage Company, LTD.
Conventional, FHA, VA 70 8.5% 84.5% $271,000
Interlinc Mortgage Services, LLC
Conventional, FHA, VA 15 1.8% 93.8% $300,333
Associated Credit Union of Tx
Conventional 12 1.5% 100% $114,166
Network Funding, L.P.
Conventional, FHA, VA 12 1.5% 93.3% $246,666
A+5.0 ★Texas Ratio: 0.92%
Conventional, FHA 11 1.3% 100% $170,454 View
Click n' Close, Inc.
Conventional, FHA 7 0.8% 100% $135,000
Primelending
Conventional, FHA 5 0.6% 100% $189,000
Genway Home Mortgage, Inc.
Conventional, FHA 5 0.6% 71.4% $153,000
Hometrust Mortgage Company
Conventional, FHA, VA 4 0.5% 100% $172,500
Stone Meadow Lending, LLC
FHA 3 0.4% 100% $328,333
Nationstar Mortgage
Conventional 3 0.4% 75% $148,333
Willow Bend Mortgage Company, LLC
FHA 2 0.2% 100% $265,000
Southwest Funding LP
Conventional 2 0.2% 100% $215,000
SWBC Mortgage Corporation
Conventional 1 0.1% 100% $215,000
Texas Bay Area Credit Union
Conventional 1 0.1% 100% $75,000
Capital Concepts Inc
Conventional 1 0.1% 100% $185,000
Directions Equity, LLC
VA 1 0.1% 100% $235,000
Grace Home Lending, LLC
Conventional 1 0.1% 100% $355,000
Republic State Mortgage Company
Conventional 1 0.1% 100% $155,000
Gardner Financial Services
Conventional 1 0.1% 100% $195,000
Community Resource Credit Unio
Conventional 1 0.1% 50% $525,000
A+5.0 ★Texas Ratio: 0.51%
FHA 1 0.1% 50% $155,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.1% 33.3% $275,000
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 56 6.8% 70.8% $183,571 View
United Wholesale Mortgage
Conventional, FHA, VA 49 5.9% 83.1% $225,000
Kbhs Home Loans, LLC
Conventional, FHA, VA 37 4.5% 94.9% $245,810
loanDepot.com LLC
Conventional, FHA, VA, HELOC 36
+1 HELOCs
4.4% 78.7% $286,666
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 34 4.1% 100% $193,823
Mortgage Research Center
VA 25 3% 80.6% $259,800
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 24 2.9% 100% $235,833 View
New American Funding, LLC.
Conventional, FHA, VA 23 2.8% 88.5% $136,304
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA 22 2.7% 100% $145,909 View
Freedom Mortgage Corporation
FHA, VA 15 1.8% 87% $269,666
Cadence Bank
Conventional, FHA 13 1.6% 100% $232,692
Newrez LLC
Conventional, FHA, VA 9 1.1% 52.9% $229,444
Mortgage Financial Services
Conventional, FHA 9 1.1% 100% $217,222
CrossCountry Mortgage, LLC
Conventional, FHA 8 1% 100% $205,000
Synergy One Lending, Inc.
Conventional, FHA, VA 8 1% 88.9% $201,250
Royal United Mortgage LLC
Conventional 7 0.8% 100% $123,571
Kind Lending, LLC
Conventional, FHA 7 0.8% 77.8% $183,571
Pennymac Loan Services LLC
Conventional, FHA, VA 7 0.8% 87.5% $166,428
Union Home Mortgage Corp.
Conventional, FHA, VA 7 0.8% 100% $192,142
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 7 0.8% 77.8% $289,285
Paramount Residential Mortgage
Conventional, FHA 7 0.8% 100% $239,285
Sun West Mortgage Company, Inc
Conventional, FHA, VA 6 0.7% 87.5% $238,333
The Loan Store, Inc
Conventional, FHA, VA 6 0.7% 100% $223,333
Fairway Independent Mort Corp
FHA, VA 6 0.7% 100% $218,333
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 4 0.5% 100% $190,000 View
Das Acquisition Company, LLC
FHA 4 0.5% 100% $275,000
Equity Prime Mortgage LLC
FHA 3 0.4% 100% $181,666
Movement Mortgage, LLC
Conventional, FHA, VA 3 0.4% 100% $198,333
Loanunited.Com, LLC
FHA, VA 3 0.4% 100% $185,000
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA 3 0.4% 100% $221,666 View
Nation One Mortgage Corporatio
FHA, VA 3 0.4% 100% $255,000
Nfm, Inc
FHA 3 0.4% 100% $258,333
Nations Lending Corporation
Conventional, FHA, VA 3 0.4% 100% $218,333
V.I.P. Mortgage, Inc.
FHA, VA 3 0.4% 100% $348,333
Zillow Home Loans, LLC
Conventional, FHA, VA 3 0.4% 60% $195,000
Carrington Mortgage Services LLC
Conventional, FHA, VA 3 0.4% 50% $315,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.2% 100% $155,000 View
American Portfolio Mortgage Corporation
FHA 2 0.2% 100% $210,000
American Financial Resources LLC
FHA, VA 2 0.2% 66.7% $250,000
Goodleap, LLC
Conventional 2 0.2% 100% $140,000
Nbkc Bank
Conventional, FHA 2 0.2% 100% $320,000
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA 2 0.2% 50% $280,000 View
Nextmortgage, LLC
VA, USDA 2 0.2% 100% $80,000
Securitynational Mortgage Company
Conventional, FHA 2 0.2% 100% $180,000
Churchill Mortgage Corporation
Conventional 2 0.2% 66.7% $185,000
Planet Home Lending, LLC
Conventional, VA 2 0.2% 100% $225,000
Mortgage Solutions of Colorado
VA 2 0.2% 100% $265,000
A5.0 ★Texas Ratio: 9.09%
FHA 2 0.2% 100% $200,000 View
Spring Eq, LLC
Conventional 2 0.2% 66.7% $80,000
Champions Funding, LLC
Conventional 2 0.2% 100% $180,000
Village Capital & Investment
VA 2 0.2% 80% $385,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $315,000 View
First Community Mortgage, Inc.
Conventional 1 0.1% 100% $205,000
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $115,000 View
Guaranteed Rate, Inc.
Conventional 1 0.1% 33.3% $125,000
A5.0 ★Texas Ratio: 6.15%
FHA 1 0.1% 100% $185,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.1% 22.2% $285,000
Canopy Mortgage, LLC
Conventional 1 0.1% 100% $245,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.1% 100% $155,000
Acrisure Mortgage, LLC
FHA 1 0.1% 50% $305,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $325,000
Filo Mortgage, LLC
Conventional 1 0.1% 100% $205,000
Resicentral LLC
FHA 1 0.1% 100% $165,000
A5.0 ★Texas Ratio: 9.93%
Conventional 1 0.1% 20% $105,000 View
American Financial Network, Inc.
FHA 1 0.1% 100% $195,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $215,000
Flexpoint, Inc.
Conventional 1 0.1% 100% $125,000
Cardinal Financial Company, Li
Conventional 1 0.1% 66.7% $205,000
Land Home Financial Services,
FHA 1 0.1% 100% $235,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.1% 100% $175,000 View
Hometown Equity Mortgage, LLC
FHA 1 0.1% 100% $295,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.1% 100% $265,000 View
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 0.1% 100% $175,000 View
Bank Ozk
Conventional 1 0.1% 100% $375,000
Towne Mortgage Company
FHA 1 0.1% 100% $165,000
Lower, LLC
FHA 1 0.1% 50% $175,000
Nmsi, Inc.
Conventional 1 0.1% 100% $155,000
RBC Bank (Georgia), N.A.
Conventional 1 0.1% 100% $275,000
21St Mortgage
Conventional 1 0.1% 33.3% $75,000
Plaza Home Mortgage, Inc
VA 1 0.1% 20% $235,000
Leaderone Financial Corp.
FHA 1 0.1% 100% $215,000
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0.1% 100% $525,000 View
JMAC Lending, Inc.
FHA 1 0.1% 100% $245,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Texas City, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Texas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Texas City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Texas City, TX

Use these to narrow the list above. Each category shows how many Texas City, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Texas City, TX

Independent mortgage companies closed 75 percent of home loans in Texas City, Texas in 2025, banks 14.1 percent and credit unions 10.9 percent. Sente Mortgage, Inc. was the largest mortgage company, Frost Bank the largest bank and AMOCO Federal Credit Union the largest credit union. Among lenders headquartered in Texas, AMOCO Federal Credit Union led with 46 loans.

75%
Mortgage companies
14.1%
Banks
10.9%
Credit unions
40%
FHA loans
13%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Texas City, TX

Who is the largest mortgage lender in Texas City, TX?

By home loans closed in 2025, AMOCO Federal Credit Union was the largest mortgage lender in Texas City, Texas with 46 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Texas City, TX have the highest approval rates?

Among lenders with meaningful volume in Texas City, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 84.5 percent, against a 81.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Texas City, TX mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Texas City, Texas in 2025, led by DHI Mortgage Company, LTD. with 45. 39 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Texas City, TX lender list?

Yes. 35 banks and 12 credit unions closed home loans in Texas City, Texas in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Texas City, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Texas City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Texas City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Texas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.