Texas City, Texas mortgage lenders include AMOCO Federal Credit UnionAMOCO Federal Credit Union2300 Texas Ave, Texas City, TX 77590A5.0 ★Texas Ratio: 7.70%, Frost BankFrost Bank2831 Palmer Highway, Texas City, TX 77590A+5.0 ★Texas Ratio: 2.51%, Texas First BankTexas First Bank3232 Palmer Hwy, Texas City, TX 77590A+5.0 ★Texas Ratio: 1.01%, Regions BankRegions Bank1110 25th St N, Texas City, TX 77590A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.2131 Palmer Hwy, Texas City, TX 77590A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Jsc FCUJsc FCU2300 Gulf Fwy, Texas City, TX 77591A+5.0 ★Texas Ratio: 5.77%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, and Hometown Bank, N.A.Hometown Bank, N.A.1050 North Bypass 35, Alvin, TX 77511A+5.0 ★Texas Ratio: 0.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Texas City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Texas City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Texas City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2300 Texas Ave, Texas City, TX 77590 A5.0 ★Texas Ratio: 7.70% |
Conventional | 46 | 5.6% | 64% | $160,434 | View |
|
★ 5 stars, 1 review 1 office in Texas City 2831 Palmer Highway, Texas City, TX 77590 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 7 +1 HELOCs |
0.8% | 60% | $129,285 | View |
|
3232 Palmer Hwy, Texas City, TX 77590 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 5 | 0.6% | 62.5% | $117,000 | View |
|
1 office in Texas City 1110 25th St N, Texas City, TX 77590 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +4 HELOCs |
0.5% | 26.7% | $177,500 | View |
|
★ 1.7 stars, 3 reviews 1 office in Texas City 2131 Palmer Hwy, Texas City, TX 77590 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $125,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 13 | 1.6% | 100% | $241,153 | View |
|
2300 Gulf Fwy, Texas City, TX 77591 A+5.0 ★Texas Ratio: 5.77% |
Conventional, HELOC | 7 +10 HELOCs |
0.8% | 58.3% | $86,428 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 7 | 0.8% | 100% | $277,857 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 7 | 0.8% | 87.5% | $162,142 | View |
|
1050 North Bypass 35, Alvin, TX 77511 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 4 | 0.5% | 100% | $187,500 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.4% | 75% | $228,333 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 3 | 0.4% | 100% | $81,666 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 60% | $165,000 | View |
|
3334 Palmer Hwy, Texas City, TX 77590 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $205,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $210,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
FHA | 2 | 0.2% | 66.7% | $235,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
FHA, VA | 2 | 0.2% | 100% | $240,000 | |
|
124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional | 2 | 0.2% | 100% | $220,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.1% | 50% | $285,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.1% | 100% | $175,000 | |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 20% | $75,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 50% | $225,000 | View |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
1201 25th Ave N, Texas City, TX 77590 5525 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 70 | 8.5% | 84.5% | $271,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA | 15 | 1.8% | 93.8% | $300,333 | |
Associated Credit Union of Tx
|
Conventional | 12 | 1.5% | 100% | $114,166 | |
Network Funding, L.P.
|
Conventional, FHA, VA | 12 | 1.5% | 93.3% | $246,666 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 11 | 1.3% | 100% | $170,454 | View |
Click n' Close, Inc.
|
Conventional, FHA | 7 | 0.8% | 100% | $135,000 | |
Primelending
|
Conventional, FHA | 5 | 0.6% | 100% | $189,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 5 | 0.6% | 71.4% | $153,000 | |
Hometrust Mortgage Company
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $172,500 | |
Stone Meadow Lending, LLC
|
FHA | 3 | 0.4% | 100% | $328,333 | |
Nationstar Mortgage
|
Conventional | 3 | 0.4% | 75% | $148,333 | |
Willow Bend Mortgage Company, LLC
|
FHA | 2 | 0.2% | 100% | $265,000 | |
Southwest Funding LP
|
Conventional | 2 | 0.2% | 100% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Texas Bay Area Credit Union
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Capital Concepts Inc
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Directions Equity, LLC
|
VA | 1 | 0.1% | 100% | $235,000 | |
Grace Home Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Republic State Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Community Resource Credit Unio
|
Conventional | 1 | 0.1% | 50% | $525,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 50% | $155,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 33.3% | $275,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 56 | 6.8% | 70.8% | $183,571 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 49 | 5.9% | 83.1% | $225,000 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 37 | 4.5% | 94.9% | $245,810 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
4.4% | 78.7% | $286,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 34 | 4.1% | 100% | $193,823 | |
Mortgage Research Center
|
VA | 25 | 3% | 80.6% | $259,800 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 24 | 2.9% | 100% | $235,833 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 23 | 2.8% | 88.5% | $136,304 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 22 | 2.7% | 100% | $145,909 | View |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 1.8% | 87% | $269,666 | |
Cadence Bank
|
Conventional, FHA | 13 | 1.6% | 100% | $232,692 | |
Newrez LLC
|
Conventional, FHA, VA | 9 | 1.1% | 52.9% | $229,444 | |
Mortgage Financial Services
|
Conventional, FHA | 9 | 1.1% | 100% | $217,222 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 8 | 1% | 100% | $205,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 8 | 1% | 88.9% | $201,250 | |
Royal United Mortgage LLC
|
Conventional | 7 | 0.8% | 100% | $123,571 | |
Kind Lending, LLC
|
Conventional, FHA | 7 | 0.8% | 77.8% | $183,571 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 0.8% | 87.5% | $166,428 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 7 | 0.8% | 100% | $192,142 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 0.8% | 77.8% | $289,285 | |
Paramount Residential Mortgage
|
Conventional, FHA | 7 | 0.8% | 100% | $239,285 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 6 | 0.7% | 87.5% | $238,333 | |
The Loan Store, Inc
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $223,333 | |
Fairway Independent Mort Corp
|
FHA, VA | 6 | 0.7% | 100% | $218,333 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 4 | 0.5% | 100% | $190,000 | View |
Das Acquisition Company, LLC
|
FHA | 4 | 0.5% | 100% | $275,000 | |
Equity Prime Mortgage LLC
|
FHA | 3 | 0.4% | 100% | $181,666 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $198,333 | |
Loanunited.Com, LLC
|
FHA, VA | 3 | 0.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 3 | 0.4% | 100% | $221,666 | View |
Nation One Mortgage Corporatio
|
FHA, VA | 3 | 0.4% | 100% | $255,000 | |
Nfm, Inc
|
FHA | 3 | 0.4% | 100% | $258,333 | |
Nations Lending Corporation
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $218,333 | |
V.I.P. Mortgage, Inc.
|
FHA, VA | 3 | 0.4% | 100% | $348,333 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 3 | 0.4% | 60% | $195,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 0.4% | 50% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
American Portfolio Mortgage Corporation
|
FHA | 2 | 0.2% | 100% | $210,000 | |
American Financial Resources LLC
|
FHA, VA | 2 | 0.2% | 66.7% | $250,000 | |
Goodleap, LLC
|
Conventional | 2 | 0.2% | 100% | $140,000 | |
Nbkc Bank
|
Conventional, FHA | 2 | 0.2% | 100% | $320,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.2% | 50% | $280,000 | View |
Nextmortgage, LLC
|
VA, USDA | 2 | 0.2% | 100% | $80,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 100% | $180,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.2% | 66.7% | $185,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.2% | 100% | $200,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.2% | 66.7% | $80,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.2% | 100% | $180,000 | |
Village Capital & Investment
|
VA | 2 | 0.2% | 80% | $385,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.1% | 33.3% | $125,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.1% | 22.2% | $285,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.1% | 50% | $305,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Resicentral LLC
|
FHA | 1 | 0.1% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.1% | 20% | $105,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 66.7% | $205,000 | |
Land Home Financial Services,
|
FHA | 1 | 0.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Bank Ozk
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Lower, LLC
|
FHA | 1 | 0.1% | 50% | $175,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $75,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.1% | 20% | $235,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
JMAC Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $245,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Texas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Texas City in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Texas City, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75 percent of home loans in Texas City, Texas in 2025, banks 14.1 percent and credit unions 10.9 percent. Sente Mortgage, Inc. was the largest mortgage company, Frost Bank the largest bank and AMOCO Federal Credit Union the largest credit union. Among lenders headquartered in Texas, AMOCO Federal Credit Union led with 46 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, AMOCO Federal Credit Union was the largest mortgage lender in Texas City, Texas with 46 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Texas City, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 84.5 percent, against a 81.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
71 lenders closed FHA loans in Texas City, Texas in 2025, led by DHI Mortgage Company, LTD. with 45. 39 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 12 credit unions closed home loans in Texas City, Texas in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Texas City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Texas City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Texas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.