Mortgage Lenders and Brokers in Santa Fe, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Santa Fe, Texas mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.13030 State Highway 6, Santa Fe, TX 77510A+5.0 ★Texas Ratio: 3.72%, Texas First BankTexas First Bank12402 Highway 6, Santa Fe, TX 77510A+5.0 ★Texas Ratio: 1.01%, PNC Bank N.A.PNC Bank N.A.13402 Highway 6, Santa Fe, TX 77510A+5.0 ★Texas Ratio: 4.24%, AMOCO Federal Credit UnionAMOCO Federal Credit Union4120 FM 1764 Rd, Santa Fe, TX 77517 3851A5.0 ★Texas Ratio: 7.70%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, and University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Santa Fe, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santa Fe are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Santa Fe, Texas
Market share is the lender's share of all home loans closed in Santa Fe, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Santa Fe 13030 State Highway 6, Santa Fe, TX 77510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +7 HELOCs |
0.4% | 100% | $395,000 | View |
|
1 office in Santa Fe 12402 Highway 6, Santa Fe, TX 77510 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 2 | 0.2% | 100% | $280,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Santa Fe 13402 Highway 6, Santa Fe, TX 77510 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4120 FM 1764 Rd, Santa Fe, TX 77517 3851 A5.0 ★Texas Ratio: 7.70% |
Conventional | 46 | 5.4% | 80.3% | $212,608 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional, HELOC | 11 +8 HELOCs |
1.3% | 68.4% | $180,454 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 11 | 1.3% | 100% | $372,272 | View |
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA | 10 | 1.2% | 90.9% | $338,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 8 | 0.9% | 100% | $415,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 7 | 0.8% | 80% | $382,142 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 5 | 0.6% | 100% | $197,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA | 4 | 0.5% | 100% | $310,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.5% | 66.7% | $360,000 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 3 | 0.4% | 100% | $278,333 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 0.4% | 42.9% | $345,000 | View |
|
1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 3 | 0.4% | 100% | $128,333 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 0.4% | 42.9% | $228,333 | View |
|
1050 North Bypass 35, Alvin, TX 77511 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 0.2% | 66.7% | $230,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 0.2% | 100% | $240,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, Jumbo | 2 | 0.2% | 100% | $1,005,000 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 66.7% | $75,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.1% | 100% | $535,000 | |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.1% | 100% | $295,000 | |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 25% | $115,000 | View |
|
1301 Highway 35 Byp N, Alvin, TX 77511 2681 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.1% | 33.3% | $15,000 | View |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
2150 Town Square Pl, Sugar Land, TX 77479 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,595,000 | View |
|
3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA | 35 | 4.1% | 89.7% | $355,857 | |
Clm Mortgage, Inc
|
Conventional, FHA, VA | 24 | 2.8% | 96.4% | $314,166 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 22 | 2.6% | 67.6% | $309,545 | |
Colina Mortgage Group
|
Conventional, FHA, VA | 13 | 1.5% | 86.4% | $288,846 | |
Primelending
|
Conventional, FHA, VA | 12 | 1.4% | 92.3% | $294,166 | |
Associated Credit Union of Tx
|
Conventional | 12 | 1.4% | 100% | $96,666 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA | 9 | 1.1% | 100% | $312,777 | View |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA | 8 | 0.9% | 100% | $313,750 | View |
Sfmc, LP
|
Conventional, FHA | 7 | 0.8% | 90% | $366,428 | |
Click n' Close, Inc.
|
Conventional, FHA | 7 | 0.8% | 100% | $269,285 | |
Hometrust Mortgage Company
|
Conventional, FHA | 7 | 0.8% | 87.5% | $319,285 | |
Network Funding, L.P.
|
Conventional, FHA | 6 | 0.7% | 100% | $355,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 0.6% | 62.5% | $195,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 50% | $105,000 | |
Pikeview Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $240,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Houston TX Fire Fighters FCU
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Gardner Financial Services
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Right Start Mortgage, Inc
|
FHA | 1 | 0.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
Southwest Funding LP
|
FHA | 1 | 0.1% | 100% | $245,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 67 | 7.8% | 82.1% | $340,970 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 51 | 6% | 68.8% | $263,431 | View |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 43 | 5% | 93.5% | $302,906 | |
M/I Financial. LLC
|
Conventional, FHA, VA | 28 | 3.3% | 91.2% | $319,285 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 28 | 3.3% | 100% | $316,071 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 22 | 2.6% | 100% | $294,545 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 17 | 2% | 89.5% | $240,882 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 16 | 1.9% | 66.7% | $351,250 | |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 1.8% | 95.2% | $366,333 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 15 | 1.8% | 88.2% | $313,000 | |
Mortgage Research Center
|
VA | 15 | 1.8% | 78.9% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 14 | 1.6% | 100% | $270,714 | View |
Calcon Mutual Mortgage LLC
|
FHA, VA | 14 | 1.6% | 66.7% | $332,142 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 11 +3 HELOCs |
1.3% | 91.7% | $328,636 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 1.2% | 90.9% | $200,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 9 | 1.1% | 100% | $282,777 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 8 | 0.9% | 72.7% | $331,250 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 8 | 0.9% | 100% | $281,250 | |
Newrez LLC
|
Conventional, FHA | 7 | 0.8% | 77.8% | $193,571 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $375,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.7% | 88.9% | $278,333 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 6 | 0.7% | 100% | $263,333 | View |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $310,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 5 | 0.6% | 83.3% | $315,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $389,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 0.6% | 50% | $305,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 0.5% | 57.1% | $235,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 4 | 0.5% | 80% | $317,500 | |
Guaranteed Rate, Inc.
|
VA | 3 | 0.4% | 60% | $348,333 | |
Loanunited.Com, LLC
|
FHA, VA | 3 | 0.4% | 100% | $288,333 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 3 | 0.4% | 75% | $231,666 | |
Planet Home Lending, LLC
|
FHA, VA | 3 | 0.4% | 75% | $328,333 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 3 | 0.4% | 100% | $275,000 | |
Towne Mortgage Company
|
FHA, VA | 3 | 0.4% | 100% | $291,666 | |
21St Mortgage
|
Conventional | 3 | 0.4% | 30.8% | $175,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.2% | 100% | $100,000 | |
Goodleap, LLC
|
Conventional | 2 | 0.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.2% | 23.1% | $280,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.2% | 100% | $390,000 | |
Valley West Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $255,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 22.2% | $55,000 | |
Shoreham Bank
|
FHA | 2 | 0.2% | 100% | $25,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 66.7% | $600,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $505,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.2% | 100% | $475,000 | |
The Loan Store, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $435,000 | |
Southwest Stage Funding LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.2% | 11.1% | $70,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.2% | 100% | $250,000 | View |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $495,000 | |
Cadence Bank
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $325,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 33.3% | $265,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $425,000 | View |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Filo Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Assurance Financial Group, L.L.C.
|
FHA | 1 | 0.1% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.1% | 100% | $295,000 | View |
United Built Homes, LLC
|
Conventional | 1 | 0.1% | 40% | $475,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Mortgage Financial Services
|
FHA | 1 | 0.1% | 100% | $285,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $395,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $485,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Nfm, Inc
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
First Option Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0.1% | 100% | $485,000 | |
Castle & Cooke Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $325,000 | |
Wolfe Financial Inc
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.1% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.1% | 40% | $115,000 | View |
Citadel Servicing Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,505,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 50% | $155,000 | |
Village Capital & Investment
|
FHA | 1 | 0.1% | 100% | $515,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% |
Santa Fe Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Santa Fe, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Santa Fe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santa Fe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Santa Fe, TX
Use these to narrow the list above. Each category shows how many Santa Fe, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Santa Fe, TX
Independent mortgage companies closed 78.6 percent of home loans in Santa Fe, Texas in 2025, banks 9.5 percent and credit unions 11.9 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and AMOCO Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Texas First Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Santa Fe, TX
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Santa Fe, Texas with 3 loans, about 0.4 percent of the market. The largest lender headquartered in Texas was Texas First Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Santa Fe, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.1 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
70 lenders closed FHA loans in Santa Fe, Texas in 2025, led by United Wholesale Mortgage with 23. 45 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 17 credit unions closed home loans in Santa Fe, Texas in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Santa Fe, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santa Fe, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santa Fe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
