Mortgage Lenders and Brokers in San Benito, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Benito, Texas mortgage lenders include First Community BankFirst Community Bank600 S Sam Houston Blvd, San Benito, TX 78586A+5.0 ★Texas Ratio: 0.47%, Texas Regional BankTexas Regional Bank0500 West Business Highway 77 Suite 101, San Benito, TX 78586A5.0 ★Texas Ratio: 7.25%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Texas National BankTexas National Bank1414 Ruben M Torres Blvd, Brownsville, TX 78521, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Benito, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Benito are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Benito, Texas
Market share is the lender's share of all home loans closed in San Benito, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in San Benito 600 S Sam Houston Blvd, San Benito, TX 78586 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 0.8% | 100% | $215,000 | View |
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1 office in San Benito 0500 West Business Highway 77 Suite 101, San Benito, TX 78586 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 11 | 4.2% | 54.5% | $156,818 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 7 | 2.7% | 63.6% | $210,714 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.3% | 85.7% | $265,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.8% | 100% | $250,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.8% | 100% | $165,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $160,000 | View |
Texas National Bank
1414 Ruben M Torres Blvd, Brownsville, TX 78521 |
Conventional, FHA | 2 | 0.8% | 100% | $200,000 | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.4% | 100% | $605,000 | |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.4% | 100% | $525,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.4% | 100% | $75,000 | |
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1114 Lost Creek Blvd, Austin, TX 78746 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stonewood Home Lending, LLC
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Conventional, FHA, VA | 25 | 9.5% | 100% | $255,800 | |
Directions Equity, LLC
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Conventional, FHA, VA | 7 | 2.7% | 100% | $242,142 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 6 | 2.3% | 100% | $288,333 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 3 | 1.1% | 100% | $225,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Southwest Funding LP
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FHA | 1 | 0.4% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 30 | 11.4% | 100% | $168,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 6.4% | 100% | $297,941 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 17 | 6.4% | 64.3% | $240,882 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 4.2% | 100% | $218,636 | |
Mortgage Research Center
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Conventional, VA | 11 | 4.2% | 78.6% | $345,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 3.8% | 100% | $246,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 7 | 2.7% | 100% | $192,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.9% | 100% | $231,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.5% | 100% | $227,500 | |
Movement Mortgage, LLC
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FHA, VA | 4 | 1.5% | 100% | $287,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.5% | 100% | $160,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 4 | 1.5% | 80% | $355,000 | |
21St Mortgage
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Conventional | 4 | 1.5% | 62.5% | $67,500 | |
Newrez LLC
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FHA, VA | 3 | 1.1% | 50% | $258,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1.1% | 100% | $321,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.1% | 100% | $185,000 | |
Village Capital & Investment
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FHA, VA | 3 | 1.1% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 40% | $175,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 66.7% | $210,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.8% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.8% | 100% | $70,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $160,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.8% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 18.2% | $100,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $205,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $105,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Synergy One Lending, Inc.
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VA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
Mortgage Financial Services
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FHA | 1 | 0.4% | 100% | $225,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $335,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $305,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 66.7% | $215,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $505,000 |
San Benito Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Benito, Texas
Looking for mortgage lenders near me or mortgage brokers near me in San Benito? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Benito in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Benito, TX
Use these to narrow the list above. Each category shows how many San Benito, TX lenders fit and what that kind of lender is usually best for.
Who Lends in San Benito, TX
Independent mortgage companies closed 80.3 percent of home loans in San Benito, Texas in 2025, banks 9.5 percent and credit unions 10.2 percent. Everett Financial, Inc. was the largest mortgage company, First Community Bank the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, First Community Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Benito, TX
By home loans closed in 2025, First Community Bank was the largest mortgage lender in San Benito, Texas with 2 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in San Benito, Texas in 2025, led by Stonewood Home Lending, LLC with 18. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in San Benito, Texas in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Benito, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Benito, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Benito. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
