Mortgage Lenders and Brokers in Saginaw, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saginaw, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1429 N Saginaw Blvd, Saginaw, TX 76179A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1329 N Saginaw Blvd, Saginaw, TX 76179A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1417 N Saginaw Blvd, Saginaw, TX 76179A+5.0 ★Texas Ratio: 4.24%, Simmons BankSimmons Bank740 S Saginaw Blvd, Saginaw, TX 76179A+5.0 ★Texas Ratio: 5.33%, EecuEecu717 W Bailey Boswell Rd, Saginaw, TX 76179A+5.0 ★Texas Ratio: 2.73%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Fort Worth City Credit UnionFort Worth City Credit Union2309 Montgomery St, Fort Worth, TX 76107 4520A+5.0 ★Texas Ratio: 0.14%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, and Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saginaw, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saginaw are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saginaw, Texas
Market share is the lender's share of all home loans closed in Saginaw, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Saginaw 1429 N Saginaw Blvd, Saginaw, TX 76179 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2% | 88.9% | $165,000 | View |
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1 office in Saginaw 1329 N Saginaw Blvd, Saginaw, TX 76179 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.1% | 100% | $137,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Saginaw 1417 N Saginaw Blvd, Saginaw, TX 76179 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $325,000 | View |
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1 office in Saginaw 740 S Saginaw Blvd, Saginaw, TX 76179 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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717 W Bailey Boswell Rd, Saginaw, TX 76179 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 8 +3 HELOCs |
2.3% | 80% | $118,750 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 8 | 2.3% | 88.9% | $268,750 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +4 HELOCs |
1.7% | 60% | $156,666 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 4 | 1.1% | 83.3% | $155,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA | 4 | 1.1% | 100% | $350,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $70,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $315,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 75% | $65,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 2 | 0.6% | 100% | $290,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 0.6% | 100% | $265,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA | 2 | 0.6% | 100% | $195,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 2 | 0.6% | 100% | $290,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.3% | 100% | $25,000 | |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $125,000 | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
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Conventional, FHA | 5 | 1.4% | 85.7% | $231,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 5 | 1.4% | 100% | $281,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 4 +1 HELOCs |
1.1% | 80% | $312,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.1% | 57.1% | $232,500 | |
Primelending
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Conventional, VA | 2 | 0.6% | 100% | $230,000 | |
Sfmc, LP
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Conventional, VA | 2 | 0.6% | 66.7% | $255,000 | |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 2 | 0.6% | 100% | $275,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Capital Concepts Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Gsb Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $355,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $395,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 38 | 10.8% | 88.6% | $205,789 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 6.3% | 84.6% | $270,909 | |
Mortgage Research Center
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Conventional, VA | 13 | 3.7% | 86.7% | $331,923 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
3.4% | 85.7% | $296,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 11 | 3.1% | 92.9% | $214,090 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 2.8% | 100% | $245,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.8% | 90.9% | $260,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2.3% | 100% | $220,000 | |
Kind Lending, LLC
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Conventional, FHA | 8 | 2.3% | 88.9% | $193,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.7% | 70% | $281,666 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 5 | 1.4% | 100% | $239,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 5 | 1.4% | 100% | $193,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.4% | 100% | $271,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.4% | 41.7% | $269,000 | |
Royal United Mortgage LLC
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Conventional | 4 | 1.1% | 100% | $102,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.1% | 55.6% | $202,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $237,500 | |
Mortgage Financial Services
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FHA | 4 | 1.1% | 100% | $300,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.1% | 100% | $302,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $131,666 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.9% | 42.9% | $315,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 3 | 0.9% | 100% | $178,333 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 0.9% | 75% | $251,666 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.9% | 75% | $225,000 | |
Cadence Bank
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Conventional | 2 | 0.6% | 100% | $330,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.6% | 100% | $290,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.6% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.6% | 100% | $150,000 | View |
Success Mortgage Partners, Inc
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FHA, VA | 2 | 0.6% | 100% | $285,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 2 | 0.6% | 100% | $265,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $210,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.6% | 100% | $275,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $300,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 50% | $415,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $495,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Great Plains National Bank
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FHA | 1 | 0.3% | 100% | $215,000 | |
Empeople Credit Union
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Conventional | 1 | 0.3% | 50% | $185,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 50% | $295,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Saginaw Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saginaw, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Saginaw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saginaw in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saginaw, TX
Use these to narrow the list above. Each category shows how many Saginaw, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Saginaw, TX
Independent mortgage companies closed 73.8 percent of home loans in Saginaw, Texas in 2025, banks 17.4 percent and credit unions 8.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Eecu led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saginaw, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Saginaw, Texas with 7 loans, about 2 percent of the market. The largest lender headquartered in Texas was Eecu with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Saginaw, Texas in 2025, led by United Wholesale Mortgage with 8. 24 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in Saginaw, Texas in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saginaw, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saginaw, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saginaw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
