Mortgage Lenders and Brokers in Portland, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portland, Texas mortgage lenders include First Community BankFirst Community Bank1001 Wildcat Dr, Portland, TX 78374A+5.0 ★Texas Ratio: 2.38%, Frost BankFrost Bank500 W Broadway Ave, Portland, TX 78374A+5.0 ★Texas Ratio: 2.51%, First National Bank TexasFirst National Bank Texas2000 Us Highway 181, Portland, TX 78374A4.7 ★Texas Ratio: 3.20%, Wells Fargo Bank NAWells Fargo Bank NA3048 Us Highway 181, Portland, TX 78374A+5.0 ★Texas Ratio: 5.36%, Prosperity BankProsperity Bank1840 Us Highway 181, Portland, TX 78374A+5.0 ★Texas Ratio: 1.58%, Rally Credit UnionRally Credit Union285 Buddy Ganem Dr, Portland, TX 78374 3226A+5.0 ★Texas Ratio: 4.20%, Security ServiceSecurity Service110 Lang Rd, Portland, TX 78374 2654A5.0 ★Texas Ratio: 6.91%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union1650 US Highway 181, Portland, TX 78374 2029A+5.0 ★Texas Ratio: 5.89%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portland, Texas
Market share is the lender's share of all home loans closed in Portland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Portland 1001 Wildcat Dr, Portland, TX 78374 A+5.0 ★Texas Ratio: 2.38% |
Conventional, FHA | 6 | 1.5% | 100% | $253,333 | View |
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★ 5 stars, 1 review 1 office in Portland 500 W Broadway Ave, Portland, TX 78374 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 40% | $125,000 | View |
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2 offices in Portland 2000 Us Highway 181, Portland, TX 78374 A4.7 ★Texas Ratio: 3.20% |
FHA, VA | 3 | 0.7% | 75% | $318,333 | View |
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1 office in Portland 3048 Us Highway 181, Portland, TX 78374 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $235,000 | View |
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★ 1 stars, 1 review 1 office in Portland 1840 Us Highway 181, Portland, TX 78374 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
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285 Buddy Ganem Dr, Portland, TX 78374 3226 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 31 | 7.6% | 68.6% | $211,129 | View |
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★ 5 stars, 1 review 110 Lang Rd, Portland, TX 78374 2654 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 9 +3 HELOCs |
2.2% | 69.2% | $141,666 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 1.5% | 75% | $261,666 | View |
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1650 US Highway 181, Portland, TX 78374 2029 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 4 +3 HELOCs |
1% | 80% | $72,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $265,000 | View |
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2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $440,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $315,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 2 | 0.5% | 100% | $600,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 33.3% | $195,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.2% | 100% | $315,000 | |
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3945 Crosstown State Highway 286, Corpus Christi, TX 78416 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Charter Bank
10502 Leopard St, Corpus Christi, TX 78410 |
Conventional | 1 | 0.2% | 100% | $305,000 | |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
International Bank of Commerce
1800 Us Highway 181, Portland, TX 78374 |
Conventional | 1 | 0.2% | 100% | $75,000 | |
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1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 48 | 11.8% | 92.3% | $312,083 | |
Willow Bend Mortgage Company, LLC
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Conventional, FHA, VA | 15 | 3.7% | 100% | $271,000 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 14 | 3.4% | 100% | $252,857 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA | 14 | 3.4% | 100% | $247,857 | View |
Gardner Financial Services
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Conventional, FHA | 3 | 0.7% | 100% | $308,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 80% | $168,333 | |
Emporium Tpo LLC
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Sfmc, LP
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Conventional, FHA | 2 | 0.5% | 66.7% | $270,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $265,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.2% | 100% | $235,000 | |
Gulf Coast Federal Credit Unio
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 36 | 8.8% | 69.2% | $211,666 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 29 | 7.1% | 74.4% | $221,551 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 6.9% | 90.3% | $331,785 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 10 | 2.5% | 100% | $238,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 10 | 2.5% | 100% | $288,000 | |
Mortgage Research Center
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VA | 9 | 2.2% | 75% | $321,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 9 | 2.2% | 90% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 1.5% | 77.8% | $256,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 5 | 1.2% | 100% | $205,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $293,000 | |
Obsidian Financial Services
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Conventional, FHA | 5 | 1.2% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.7% | 100% | $365,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.7% | 66.7% | $518,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $238,333 | |
Fairway Independent Mort Corp
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FHA | 3 | 0.7% | 100% | $231,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $90,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.5% | 61.5% | $275,000 | |
Pentagon Federal Credit Union
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FHA, VA | 2 | 0.5% | 100% | $425,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 2 | 0.5% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $145,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.5% | 100% | $385,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 100% | $520,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 40% | $75,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 50% | $5,000 | |
Newrez LLC
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VA | 1 | 0.2% | 12.5% | $235,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 66.7% | $285,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $295,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $275,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $445,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $435,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $235,000 | |
First Option Mortgage, LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $285,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $175,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $195,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Valley Strong Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Portland Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portland, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Portland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portland, TX
Use these to narrow the list above. Each category shows how many Portland, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Portland, TX
Independent mortgage companies closed 76.5 percent of home loans in Portland, Texas in 2025, banks 9.8 percent and credit unions 13.7 percent. Everett Financial, Inc. was the largest mortgage company, First Community Bank the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, First Community Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portland, TX
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Portland, Texas with 6 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Portland, Texas in 2025, led by DHI Mortgage Company, LTD. with 30. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Portland, Texas in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
