Charter Bank TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.99%, 6-month CD rates at 3.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Charter Bank TX's 6-Month CD rates are at 3.50%, 12-Month CD rates are at 3.50%, 60-Month CD rates are at 3.00%, 48-Month CD rates are at 2.75%, 36-Month CD rates are at 2.75%. Charter Bank TX's savings rates are at 0.75%. Charter Bank TX's money market rates are at 0.50%.

Charter Bank TX

To see how these rates compare to Charter Bank TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charter Bank TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charter Bank TX CD rates. You can also compare Charter Bank TX savings rates, MMA rates and mortgage rates using our other rate lists.

Charter Bank TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter Bank TX? Share your experience about Charter Bank TX by leaving a review below, or read customer reviews before you decide to use Charter Bank TX.

Charter Bank TX Texas Ratio

Charter Bank TX's Texas Ratio is at 5.99%, which is considered excellent. The Texas Ratio for Charter Bank TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Charter Bank TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
2.75%
36-Month CD
2.75%
48-Month CD
2.75%
60-Month CD
3.00%
Savings
0.75%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Charter Bank TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Charter Bank TX
Charter Bank TX
6-Month CD
3.50%
$1,000
Charter Bank TX
Charter Bank TX
12-Month CD
3.50%
$1,000
Charter Bank TX
Charter Bank TX
60-Month CD
3.00%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Charter Bank TX
Charter Bank TX
Money Market
0.50%
$0
Charter Bank TX
Charter Bank TX
NOW Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Charter Bank TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Morgan Stanley
Morgan Stanley
6-Month CD
4.40%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
Money Market
4.25%
$50
TAB Bank
TAB Bank
18-Month CD
4.16%
$1,000
Rising Bank
Rising Bank
24-Month CD
4.00%
$1,000
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
4.00%
$500
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD
3.82%
$500
Friendship State Bank
12-Month CD
3.77%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD (Jumbo)
3.70%
$100,000
Metz Banking Company
Metz Banking Company
24-Month CD
3.56%
$1,000
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
3.50%
$1,000
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
360 Federal Credit Union
360 Federal Credit Union
36-Month CD
3.04%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
48-Month CD
3.03%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
3.03%
$250
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
18-Month CD
2.75%
$1,000
Great Midwest Bank
Great Midwest Bank
24-Month CD
2.50%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
12-Month CD
2.00%
$500
Everett Co-operative Bank
Everett Co-operative Bank
36-Month CD
1.50%
$500
United Republic Bank
United Republic Bank
Business High Yield Money Market
1.50%
$100,000
First Mutual Bank, FSB
First Mutual Bank, FSB
48-Month CD
1.45%
$500
Integrity Bank & Trust
Integrity Bank & Trust
Personal Savings
1.26%
$0
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
FNB of Litchfield
FNB of Litchfield
36-Month CD
1.00%
$1,000
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Nashville Savings Bank
Nashville Savings Bank
12-Month CD
0.85%
$1,000
cfsbank
cfsbank
Money Market
0.75%
$100
Commercial Bank Parsons, KS
Commercial Bank Parsons, KS
FREE Kasasa Savings
0.75%
$25
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Chester National Bank
Chester National Bank
36-Month CD
0.50%
$500
Primebank
Primebank
Statement Savings
0.50%
$50
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Middlesex Federal Savings
Middlesex Federal Savings
18-Month CD
0.45%
$500
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
Chemung Canal Trust Company
Chemung Canal Trust Company
24-Month CD
0.35%
$1,000
Bank of Zachary
Bank of Zachary
Regular Savings
0.35%
$100
The Bank of Tescott
The Bank of Tescott
Legacy Money Market
0.32%
$500
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
Center National Bank
Center National Bank
Money Market
0.20%
$10,000
Miami Savings Bank
Miami Savings Bank
18-Month CD
0.20%
$1,000
Southwest National Bank
Southwest National Bank
Investment Savings
0.15%
$0
Bank Five Nine
Bank Five Nine
First Rate Money Market
0.10%
$2,500
Chesapeake Bank
Chesapeake Bank
Totally Free Savings
0.10%
$100
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Adirondack Bank
Adirondack Bank
Loyalty Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 8, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Charter Bank TX Information

Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Nueces
Established Date: 12/14/1962
FDIC Certificate #: 18660
Date of FDIC Deposit Insurance: 12/14/1962
Bank Holding Company: CHARTER BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Charter Bank TX FDIC Insured? Yes
What is Charter Bank TX's Cert number? 18660
What is the maximum amount for insured deposits? $250,000 per holder, per account

Charter Bank TX Financials

Total Assets:
$308,128,000
Total Deposits:
$257,081,000
Equity Capital:
$22,062,000
Domestic Deposits:
$257,081,000
Net Income:
$1,922,000
Return on Assets:
2.8307%
Quarterly Return on Assets:
2.5200%
Pretax Return on Assets:
2.5173%
Pretax Quarterly Return on Assets:
2.5200%
Return on Equity:
45.3500%
Quarterly Return on Equity:
34.2000%
Common Equity Tier 1 Capital Ratio:
16.5927%
Tier 1 Risk-Based Capital Ratio:
16.5927%
Leverage Tier 1 (Core Capital) Ratio:
10.6168%
Total Risk-Based Capital Ratio (YTD):
17.8438%
Total Interest Income (YTD):
6.7357%
 
 
Headquarters:
Corpus Christi
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Nueces
# of Offices:
4
Metropolitan Statistical Area (MSA):
Corpus Christi, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

balance-transfer-credit-cardsInterest rates are so low these days getting a balance transfer credit card with a zero percent interest rate for a year is common. Another common offer these days is a zero percent balance transfer for a credit card you already have.

As we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.

Bank of Internet, an online bank based in San Diego, California is still advertising some of the best CD rates available today from any bank or credit union. Bank of Internet is advertising regular certificates of deposit with terms ranging between 3 months to 5 years and every month in between. The minimum opening balance for a personal certificate of deposit is $1,000. 

Bank or Credit Union Offers and Deals

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CD Rates Higher Than the Average Rates July 10, 2012
Applied Bank Money Market Account Jumbo Rates now at 0.15%

Alternative Bank and Credit Union Offers to Explore

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Charter Bank TX Reviews

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