Mortgage Lenders and Brokers in Port Neches, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Port Neches, Texas mortgage lenders include Neches Federal Credit UnionNeches Federal Credit Union676 Magnolia Ave, Port Neches, TX 77651A+5.0 ★Texas Ratio: 0.97%, Mct Credit UnionMct Credit Union2736 Nall St, Port Neches, TX 77651 5204A+5.0 ★Texas Ratio: 1.72%, Fivepoint Credit UnionFivepoint Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850, Dugood Federal Credit UnionDugood Federal Credit Union2501 Nall St, Port Neches, TX 77651A+5.0 ★Texas Ratio: 0.43%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, Gulf Credit UnionGulf Credit Union2360 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 2.58%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Neches, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Neches are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Neches, Texas
Market share is the lender's share of all home loans closed in Port Neches, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
676 Magnolia Ave, Port Neches, TX 77651 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 58 | 19.3% | 92.6% | $165,344 | View |
|
2736 Nall St, Port Neches, TX 77651 5204 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 17 | 5.6% | 89.5% | $117,941 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 20 | 6.6% | 87% | $201,000 | |
|
2501 Nall St, Port Neches, TX 77651 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 15 | 5% | 78.9% | $157,666 | |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 10 +6 HELOCs |
3.3% | 90.9% | $246,000 | View |
|
1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 7 | 2.3% | 63.6% | $72,142 | View |
|
2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 6 | 2% | 100% | $130,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 1.3% | 100% | $167,500 | |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 3 | 1% | 100% | $315,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 66.7% | $175,000 | View |
|
701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
12730 Research Blvd, Austin, TX 78759 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $220,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
Directions Equity, LLC
|
VA | 1 | 0.3% | 100% | $255,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 24 | 8% | 100% | $248,750 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 15 | 5% | 100% | $223,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 14 | 4.7% | 93.3% | $147,857 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 12 | 4% | 76.5% | $255,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 12 | 4% | 100% | $248,333 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 10 | 3.3% | 90.9% | $270,000 | View |
Acrisure Mortgage, LLC
|
Conventional, FHA | 7 | 2.3% | 100% | $285,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 2% | 87.5% | $206,666 | |
Kind Lending, LLC
|
FHA | 5 | 1.7% | 83.3% | $303,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $222,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1% | 100% | $311,666 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 3 | 1% | 100% | $248,333 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 3 | 1% | 100% | $388,333 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
FHA | 2 | 0.7% | 100% | $250,000 | View |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $190,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.7% | 100% | $145,000 | |
Mortgage Research Center
|
VA | 2 | 0.7% | 100% | $320,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 2 | 0.7% | 100% | $220,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 50% | $535,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.3% | 100% | $635,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 50% | $385,000 | |
Newrez LLC
|
FHA | 1 | 0.3% | 50% | $175,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.3% | 100% | $285,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
JMAC Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Port Neches Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Neches, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Port Neches? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Neches in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Neches, TX
Use these to narrow the list above. Each category shows how many Port Neches, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Port Neches, TX
Independent mortgage companies closed 45.5 percent of home loans in Port Neches, Texas in 2025, banks 12.6 percent and credit unions 41.9 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Neches Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Neches Federal Credit Union led with 58 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Neches, TX
By home loans closed in 2025, Neches Federal Credit Union was the largest mortgage lender in Port Neches, Texas with 58 loans, about 19.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Port Neches, Texas, Neches Federal Credit Union approved the highest share of completed applications in 2025 at 92.6 percent, against a 90.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Port Neches, Texas in 2025, led by Canopy Mortgage, LLC with 8. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 10 credit unions closed home loans in Port Neches, Texas in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Neches, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Neches, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Neches. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
