Mortgage Lenders and Brokers in Port Arthur, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Arthur, Texas mortgage lenders include First Financial BankFirst Financial Bank8535 Central Mall Dr, Port Arthur, TX 77642A+5.0 ★Texas Ratio: 3.74%, PNC Bank N.A.PNC Bank N.A.8150 Memorial Blvd, Port Arthur, TX 77642A+5.0 ★Texas Ratio: 4.24%, Third Coast BankThird Coast Bank3260 Central Mall Dr, Port Arthur, TX 77642A5.0 ★Texas Ratio: 6.75%, Fivepoint Credit UnionFivepoint Credit Union4401 Highway 73, Port Arthur, TX 77642 2220, Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 0.97%, Gulf Credit UnionGulf Credit Union2779 Aero Dr # B, Port Arthur, TX 77640A+5.0 ★Texas Ratio: 2.58%, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, Mct Credit UnionMct Credit Union3950 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 1.72%, Dugood Federal Credit UnionDugood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708A+5.0 ★Texas Ratio: 0.43%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Arthur, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Arthur are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Arthur, Texas
Market share is the lender's share of all home loans closed in Port Arthur, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Port Arthur 8535 Central Mall Dr, Port Arthur, TX 77642 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.4% | 83.3% | $211,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Port Arthur 8150 Memorial Blvd, Port Arthur, TX 77642 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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1 office in Port Arthur 3260 Central Mall Dr, Port Arthur, TX 77642 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
Fivepoint Credit Union
4401 Highway 73, Port Arthur, TX 77642 2220 |
Conventional | 47 | 12.7% | 72.7% | $108,617 | |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 28 | 7.6% | 75% | $107,500 | View |
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2779 Aero Dr # B, Port Arthur, TX 77640 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 7 | 1.9% | 58.3% | $90,714 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 7 | 1.9% | 64.3% | $87,857 | View |
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3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 6 | 1.6% | 75% | $108,333 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 6 | 1.6% | 66.7% | $146,666 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.1% | 55.6% | $152,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 3 | 0.8% | 100% | $131,666 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 50% | $111,666 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.8% | 75% | $178,333 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.3% | 50% | $275,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.3% | 33.3% | $15,000 | View |
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740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
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701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA | 3 | 0.8% | 100% | $118,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.8% | 100% | $101,666 | |
Southwest Funding LP
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FHA | 2 | 0.5% | 100% | $245,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 16.7% | $105,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 8.7% | 73.9% | $197,187 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 24 | 6.5% | 78.1% | $183,333 | View |
New American Funding, LLC.
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Conventional, FHA | 21 | 5.7% | 95.5% | $113,571 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 13 | 3.5% | 100% | $138,846 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.2% | 100% | $263,750 | |
Mortgage Research Center
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VA | 8 | 2.2% | 61.5% | $281,250 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 7 | 1.9% | 87.5% | $233,571 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 7 | 1.9% | 87.5% | $155,000 | |
21St Mortgage
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Conventional | 7 | 1.9% | 70% | $119,285 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
1.6% | 100% | $136,666 | |
American Financial Network, Inc.
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Conventional, FHA | 6 | 1.6% | 100% | $220,000 | |
Radius Financial Group Inc
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Conventional, FHA | 6 | 1.6% | 85.7% | $193,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.6% | 85.7% | $198,333 | |
Freedom Mortgage Corporation
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FHA | 5 | 1.4% | 100% | $179,000 | |
Kind Lending, LLC
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FHA | 5 | 1.4% | 71.4% | $253,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 1.1% | 80% | $197,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 1.1% | 66.7% | $160,000 | |
Hamilton Mortgage Corporation
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Conventional, FHA | 4 | 1.1% | 100% | $327,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 4 | 1.1% | 100% | $277,500 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 1.1% | 57.1% | $117,500 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 3 | 0.8% | 75% | $171,666 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $150,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.5% | 50% | $55,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.5% | 100% | $260,000 | |
Acrisure Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $230,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.5% | 40% | $60,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 50% | $170,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $290,000 | |
Towne Mortgage Company
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FHA | 2 | 0.5% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $220,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $55,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 66.7% | $95,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.3% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 25% | $125,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.3% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $195,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.3% | 100% | $45,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.3% | 100% | $105,000 | View |
UNMB Home Loans Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $245,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $85,000 | |
Bank Ozk
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FHA | 1 | 0.3% | 100% | $145,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 33.3% | $225,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 33.3% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 25% | $225,000 |
Port Arthur Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Arthur, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Port Arthur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Arthur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Arthur, TX
Use these to narrow the list above. Each category shows how many Port Arthur, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Port Arthur, TX
Independent mortgage companies closed 60.4 percent of home loans in Port Arthur, Texas in 2025, banks 10.6 percent and credit unions 29 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Fivepoint Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Arthur, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Port Arthur, Texas with 5 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Port Arthur, Texas in 2025, led by United Wholesale Mortgage with 11. 9 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Port Arthur, Texas in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Arthur, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Arthur, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Arthur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
