Mortgage Lenders and Brokers in Murphy, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Murphy, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA206 W Fm 544, Murphy, TX 75094A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA154 W Fm 544, Murphy, TX 75094A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.108 S Murphy Rd, Murphy, TX 75094A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA113 E Fm 544, Murphy, TX 75094A+5.0 ★Texas Ratio: 4.14%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Murphy, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Murphy are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Murphy, Texas
Market share is the lender's share of all home loans closed in Murphy, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Murphy 206 W Fm 544, Murphy, TX 75094 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2% | 83.3% | $287,000 | View |
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1 office in Murphy 154 W Fm 544, Murphy, TX 75094 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Murphy 108 S Murphy Rd, Murphy, TX 75094 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $295,000 | View |
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1 office in Murphy 113 E Fm 544, Murphy, TX 75094 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $157,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 4 | 1.6% | 66.7% | $532,500 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 4 | 1.6% | 42.9% | $155,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +3 HELOCs |
1.2% | 100% | $85,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.8% | 100% | $450,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 0.8% | 100% | $515,000 | |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, Jumbo | 2 | 0.8% | 100% | $930,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $505,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $595,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 50% | $515,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.4% | 100% | $55,000 | |
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1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $415,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.4% | 50% | $535,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 10 | 4.1% | 83.3% | $238,000 | |
Integrity Mortgage Corporation of Texas
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Conventional, VA | 5 | 2% | 100% | $575,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 4 | 1.6% | 100% | $325,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 4 | 1.6% | 100% | $367,500 | |
Ark-La-Tex Financial Services LLC
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Conventional | 4 | 1.6% | 100% | $495,000 | |
Network Funding, L.P.
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Conventional | 3 | 1.2% | 100% | $315,000 | |
Right Start Mortgage, Inc
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Conventional | 2 | 0.8% | 100% | $565,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $375,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $335,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 27 | 11.1% | 79.4% | $313,888 | View |
United Wholesale Mortgage
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Conventional, FHA | 26 | 10.7% | 90% | $480,384 | |
Guidance Residential, LLC
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Conventional | 9 | 3.7% | 100% | $465,000 | |
Uif Corporation
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Conventional | 6 | 2.5% | 100% | $463,333 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +2 HELOCs |
2% | 100% | $447,000 | |
Pennymac Loan Services LLC
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Conventional | 5 | 2% | 71.4% | $329,000 | |
Newrez LLC
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Conventional, Jumbo | 4 | 1.6% | 80% | $610,000 | |
Cmg Mortgage Inc
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Conventional | 4 | 1.6% | 100% | $520,000 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.2% | 100% | $831,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $421,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.2% | 100% | $491,666 | |
Nfm, Inc
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Conventional | 3 | 1.2% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 3 | 1.2% | 100% | $388,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.2% | 100% | $405,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.2% | 100% | $555,000 | |
Tomo Mortgage LLC
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Conventional | 3 | 1.2% | 100% | $505,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 40% | $445,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 75% | $400,000 | View |
Originpoint, LLC
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Conventional | 2 | 0.8% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.8% | 42.9% | $420,000 | |
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A+5.0 ★Texas Ratio: 0.75% |
Conventional | 2 | 0.8% | 100% | $435,000 | View |
Toll Brothers Mortgage Company
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Conventional | 2 | 0.8% | 50% | $680,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.8% | 25% | $220,000 | View |
Bay Equity LLC
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Conventional | 2 | 0.8% | 100% | $585,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 66.7% | $475,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $235,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,155,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.4% | 100% | $705,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $555,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 33.3% | $645,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $625,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $765,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Platinum Eagle Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.4% | 100% | $405,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $45,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Stanford Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 33.3% | $265,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 11.1% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Murphy Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Murphy, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Murphy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Murphy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Murphy, TX
Use these to narrow the list above. Each category shows how many Murphy, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Murphy, TX
Independent mortgage companies closed 72.5 percent of home loans in Murphy, Texas in 2025, banks 17.2 percent and credit unions 10.2 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Murphy, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Murphy, Texas with 5 loans, about 2 percent of the market. The largest lender headquartered in Texas was Randolph-Brooks Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Murphy, Texas in 2025, led by United Wholesale Mortgage with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 15 credit unions closed home loans in Murphy, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Murphy, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Murphy, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Murphy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
