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Mortgage Lenders and Brokers in Little Elm, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Little Elm, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2701 Fm 423, Little Elm, TX 75068A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank2785 E Eldorado Pkwy, Little Elm, TX 75068A+5.0 ★Texas Ratio: 2.51%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, and Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC1900 Walker Ln, Little Elm, TX 75068 6924A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Little Elm, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Little Elm are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Little Elm, Texas

Market share is the lender's share of all home loans closed in Little Elm, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Little Elm 2701 Fm 423, Little Elm, TX 75068 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	26	1.9%	89.7%	$358,076	View
Frost Bank ★ 5 stars, 1 review 1 office in Little Elm 2785 E Eldorado Pkwy, Little Elm, TX 75068 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	17 +10 HELOCs	1.2%	56.7%	$136,764	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	35	2.5%	90%	$480,142	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	20 +5 HELOCs	1.4%	81.5%	$171,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	10	0.7%	100%	$325,000
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +11 HELOCs	0.5%	87.5%	$346,428	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional, FHA	7	0.5%	87.5%	$353,571	View
Wells Fargo Bank NA 3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	6	0.4%	85.7%	$303,333	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, VA	4	0.3%	100%	$447,500	View
Texas Mortgage Lending, LLC 1900 Walker Ln, Little Elm, TX 75068 6924 A+5.0 ★Texas Ratio: 3.34%	Conventional	4	0.3%	100%	$395,000	View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	3 +2 HELOCs	0.2%	75%	$48,333	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	3	0.2%	33.3%	$221,666	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	66.7%	$525,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA	2	0.1%	100%	$335,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.1%	100%	$345,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$85,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$515,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$535,000	View
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$245,000	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$265,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.1%	100%	$105,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$345,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$95,000
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$385,000	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$285,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	1	0.1%	100%	$75,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	1	0.1%	100%	$265,000
Lone Star Credit Union 1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	100%	$55,000	View
Harmony Bank 247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07%	Conventional	1	0.1%	100%	$325,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	50%	$305,000
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	1	0.1%	100%	$245,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$175,000	View
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$525,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0.1%	100%	$445,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0.1%	100%	$295,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$75,000
First Community Bank 1600 E Main St, Alice, TX 78332 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$325,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$395,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.1%	100%	$105,000	View
Glacier Bank 16475 Dallas Pkwy, Addison, TX 75001 A+5.0 ★Texas Ratio: 1.87%	FHA	1	0.1%	100%	$285,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	50%	$95,000	View
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$85,000	View
First National Bank of Omaha 4500 Preston Rd, Frisco, TX 75034 A+5.0 ★Texas Ratio: 4.82%	FHA	1	0.1%	50%	$365,000	View
Credit Union of Texas 1900 Walker Ln, Little Elm, TX 75068 6924 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +18 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +7 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +2 HELOCs	0%	n/a		View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	53	3.8%	96.5%	$421,226
DHI Mortgage Company, LTD.	Conventional, FHA	35	2.5%	77.8%	$408,428
Primelending	Conventional, FHA, VA	21	1.5%	96.2%	$430,238
Priority Home Mortgage, L.P.	Conventional, FHA, VA	20	1.4%	100%	$387,000
Nationstar Mortgage	Conventional, FHA	14	1%	78.9%	$238,571
Sfmc, LP	Conventional, FHA, VA	12	0.9%	94.7%	$403,333
Highlands Residential Mortgage, Ltd.	Conventional, FHA, Jumbo	11	0.8%	100%	$393,181
Crestmark Mortgage Company, Ltd	Conventional, FHA	8	0.6%	100%	$405,000
Willow Bend Mortgage Company, LLC	Conventional	7	0.5%	100%	$745,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.4%	75%	$216,666	View
SWBC Mortgage Corporation	Conventional	5	0.4%	100%	$433,000
Gardner Financial Services	Conventional, FHA, VA	5	0.4%	100%	$347,000
PrimeLending Ventures LLC	Conventional	4	0.3%	100%	$442,500
Integrity Mortgage Corporation of Texas	Conventional, FHA	4	0.3%	100%	$452,500
Network Funding, L.P.	Conventional	3	0.2%	75%	$311,666
Certified Funding, L.P.	Conventional	2	0.1%	100%	$230,000
Right Start Mortgage, Inc	FHA	2	0.1%	100%	$505,000
Interlinc Mortgage Services, LLC	FHA	1	0.1%	100%	$375,000
Zippy Loans, LLC	Conventional	1	0.1%	100%	$55,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$725,000
Directions Equity, LLC	FHA	1	0.1%	100%	$255,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$365,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$285,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$425,000
First Continental Mortgage, Ltd.	FHA	1	0.1%	100%	$465,000
Capital Plus Financial, LLC	Conventional	1	0.1%	100%	$385,000
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	222	15.9%	87.9%	$469,729
Lennar Mortgage, LLC	Conventional, FHA, VA	140	10%	73.2%	$347,500
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, HELOC	82 +1 HELOCs	5.9%	77.1%	$309,878	View
Pulte Mortgage LLC	Conventional, FHA, VA	57	4.1%	87.9%	$429,561
Mattamy Home Funding LLC	Conventional, FHA, VA	54	3.9%	93.1%	$417,592
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	42 +1 HELOCs	3%	97.7%	$495,476
Pennymac Loan Services LLC	Conventional, FHA, VA	23	1.6%	80%	$308,913
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	22	1.6%	92%	$386,818	View
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.1%	85%	$443,750
loanDepot.com LLC	Conventional, HELOC	15 +3 HELOCs	1.1%	88.2%	$356,333
Fairway Independent Mort Corp	Conventional, FHA	14	1%	82.4%	$367,857
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	12 +2 HELOCs	0.9%	92.9%	$470,833
American Portfolio Mortgage Corporation	Conventional, FHA	12	0.9%	85.7%	$344,166
The Loan Store, Inc	Conventional, HELOC	11 +1 HELOCs	0.8%	92.3%	$336,818
Lower, LLC	Conventional, FHA	11	0.8%	91.7%	$355,000
Provident Funding Associates	Conventional	10	0.7%	76.9%	$465,000
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	10	0.7%	100%	$513,000
New American Funding, LLC.	Conventional, FHA	10	0.7%	83.3%	$310,000
21St Mortgage	Conventional	9	0.6%	24.3%	$75,000
Paramount Residential Mortgage	Conventional	9	0.6%	100%	$443,888
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.6%	31.6%	$306,250
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	7 +3 HELOCs	0.5%	100%	$382,142
Newrez LLC	Conventional, FHA, VA	7	0.5%	43.8%	$306,428
Kind Lending, LLC	Conventional, FHA	7	0.5%	77.8%	$289,285
Sun West Mortgage Company, Inc	Conventional, FHA	7	0.5%	88.9%	$509,285
Plaza Home Mortgage, Inc	Conventional, FHA, VA	6	0.4%	85.7%	$425,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.4%	83.3%	$469,000
Resicentral LLC	Conventional	5	0.4%	100%	$379,000
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.4%	100%	$397,000
American Pacific Mortgage Corporation	Conventional, VA	5	0.4%	100%	$367,000
Mortgage Research Center	VA	5	0.4%	83.3%	$469,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	5	0.4%	31.2%	$307,000
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$367,500
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	4	0.3%	40%	$327,500	View
American Financial Network, Inc.	Conventional, FHA	4	0.3%	100%	$345,000
AmWest Funding Corp	Conventional	4	0.3%	100%	$445,000
Discover Bank	Conventional	4	0.3%	20%	$82,500
Planet Home Lending, LLC	Conventional, FHA	4	0.3%	80%	$252,500
Better Mortgage Corporation	Conventional, FHA	4	0.3%	66.7%	$262,500
Zillow Home Loans, LLC	Conventional, FHA	4	0.3%	100%	$317,500
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.2%	37.5%	$121,666
Royal United Mortgage LLC	Conventional	3	0.2%	75%	$125,000
Equity Prime Mortgage LLC	FHA	3	0.2%	100%	$478,333
Platinum Eagle Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$361,666
Nfm, Inc	Conventional, FHA	3	0.2%	100%	$395,000
Towne Mortgage Company	Conventional, FHA, VA	3	0.2%	100%	$365,000
Prosperity Home Mortgage, LLC	Conventional, VA	3	0.2%	100%	$341,666
Florida Capital Bank, N.A	Conventional	3	0.2%	100%	$525,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +2 HELOCs	0.1%	100%	$395,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	66.7%	$485,000	View
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.1%	100%	$160,000
Originpoint, LLC	Conventional	2	0.1%	100%	$290,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0.1%	100%	$410,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$290,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$235,000	View
PFN Lending Group, Inc.	Conventional, FHA	2	0.1%	100%	$375,000
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$305,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$385,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$510,000
Ony Glo, Inc.	Conventional	2	0.1%	100%	$370,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.1%	100%	$315,000
Great Plains National Bank	FHA	2	0.1%	100%	$370,000
Uif Corporation	Conventional	2	0.1%	100%	$370,000
Mutual of Omaha Mortgage	Conventional	2	0.1%	66.7%	$450,000
ClearEdge Lending LLC	Conventional	2	0.1%	66.7%	$380,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$365,000
Toyota Financial Savings Bank	Conventional	2	0.1%	100%	$245,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$255,000	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$155,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$590,000
Village Capital & Investment	FHA, VA	2	0.1%	100%	$535,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$455,000
Arc Home LLC	Conventional	1	0.1%	100%	$245,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$435,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	50%	$265,000
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$415,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$575,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$805,000
PromiseOne Bank	Conventional	1	0.1%	100%	$235,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$345,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$375,000
Nbkc Bank	Conventional	1	0.1%	100%	$405,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$615,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$445,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$255,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$465,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$495,000	View
Assurance Financial Group, L.L.C.	FHA	1	0.1%	100%	$395,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$295,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$285,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$605,000	View
Mortgage Financial Services	FHA	1	0.1%	100%	$315,000
Royal Pacific Funding	FHA	1	0.1%	100%	$465,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$285,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	100%	$275,000
Cedar Rapids Bank and Trust A+5.0 ★Texas Ratio: 2.24%	Conventional	1	0.1%	100%	$685,000	View
Jet HomeLoans, LP	Conventional	1	0.1%	100%	$685,000
First Option Mortgage, LLC	Conventional	1	0.1%	33.3%	$235,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$305,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$385,000
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
Waterstone Mortgage Corporation	VA	1	0.1%	100%	$405,000
M/I Financial. LLC	Conventional	1	0.1%	100%	$285,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$355,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$325,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$385,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$585,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$215,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$765,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$275,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$265,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$375,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	40%	$245,000
Geneva Financial LLC	FHA	1	0.1%	100%	$355,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +2 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	0%		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Little Elm Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Little Elm, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Little Elm? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Little Elm in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Little Elm, TX

Use these to narrow the list above. Each category shows how many Little Elm, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 69 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 30 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 58 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Little Elm, TX

Independent mortgage companies closed 83.3 percent of home loans in Little Elm, Texas in 2025, banks 13 percent and credit unions 3.7 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 17 loans.

83.3%

Mortgage companies

13%

Banks

3.7%

Credit unions

18%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Little Elm, TX

Who is the largest mortgage lender in Little Elm, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Little Elm, Texas with 26 loans, about 1.9 percent of the market. The largest lender headquartered in Texas was Frost Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Little Elm, TX have the highest approval rates?

Among lenders with meaningful volume in Little Elm, Texas, Ark-La-Tex Financial Services LLC approved the highest share of completed applications in 2025 at 96.5 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Little Elm, TX mortgage lenders offer FHA, VA and USDA loans?

69 lenders closed FHA loans in Little Elm, Texas in 2025, led by Lennar Mortgage, LLC with 55. 30 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Little Elm, TX lender list?

Yes. 52 banks and 25 credit unions closed home loans in Little Elm, Texas in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Little Elm, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Little Elm, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Little Elm, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Little Elm. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.