Mortgage Lenders and Brokers in Lancaster, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lancaster, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1522 W Pleasant Run Rd, Lancaster, TX 75146A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1425 N Dallas Ave, Lancaster, TX 75134A+5.0 ★Texas Ratio: 4.37%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lancaster, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lancaster are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lancaster, Texas
Market share is the lender's share of all home loans closed in Lancaster, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lancaster 1522 W Pleasant Run Rd, Lancaster, TX 75146 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 13 | 2.4% | 92.9% | $185,000 | View |
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1 office in Lancaster 1425 N Dallas Ave, Lancaster, TX 75134 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 28.6% | $435,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 14 | 2.6% | 87.5% | $262,142 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 10 +7 HELOCs |
1.9% | 100% | $249,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 9 | 1.7% | 100% | $178,333 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1.5% | 72.7% | $158,750 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 7 | 1.3% | 100% | $260,714 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 6 | 1.1% | 100% | $320,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +3 HELOCs |
0.9% | 35.7% | $131,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 5 | 0.9% | 100% | $175,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 3 | 0.6% | 100% | $68,333 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional, FHA | 3 | 0.6% | 100% | $325,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 40% | $125,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 2 | 0.4% | 100% | $335,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.4% | 100% | $175,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 2 | 0.4% | 50% | $240,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 2 | 0.4% | 100% | $345,000 | View |
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2011 N Hampton Rd, De Soto, TX 75115 A5.0 ★Texas Ratio: 6.63% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $35,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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3200 W Pleasant Run Rd Ste 100, Lancaster, TX 75146 1083 A+5.0 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 33.3% | $75,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 20% | $75,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +26 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 49 | 9.1% | 85% | $304,387 | |
Nationstar Mortgage
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Conventional, FHA | 11 | 2% | 73.3% | $195,909 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 7 | 1.3% | 100% | $266,428 | |
Primelending
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Conventional, FHA | 5 | 0.9% | 54.5% | $185,000 | |
Sfmc, LP
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Conventional, FHA | 4 | 0.7% | 100% | $317,500 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 3 | 0.6% | 100% | $315,000 | |
Jacqueline Montanez
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Conventional | 2 | 0.4% | 100% | $80,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 33.3% | $305,000 | View |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $385,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 50 | 9.3% | 82.3% | $275,400 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 39 | 7.2% | 76.9% | $205,512 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 29 +2 HELOCs |
5.4% | 50.9% | $324,655 | |
New American Funding, LLC.
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Conventional, FHA, VA | 13 | 2.4% | 76.5% | $234,230 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.2% | 75% | $311,666 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 11 | 2% | 78.6% | $272,272 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 10 | 1.9% | 83.3% | $203,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 1.9% | 83.3% | $192,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.9% | 62.5% | $196,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.5% | 100% | $316,250 | |
Mortgage Research Center
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VA | 7 | 1.3% | 53.8% | $299,285 | |
Newrez LLC
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Conventional, VA | 6 | 1.1% | 46.2% | $213,333 | |
Goodleap, LLC
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Conventional | 5 | 0.9% | 88.9% | $187,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.9% | 41.7% | $235,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $240,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $297,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.7% | 66.7% | $275,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $140,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.7% | 57.1% | $260,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 4 | 0.7% | 57.1% | $220,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.7% | 80% | $210,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 4 | 0.7% | 80% | $280,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.7% | 100% | $315,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 100% | $282,500 | |
The Mortgage Link, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $295,000 | |
Cadence Bank
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Conventional | 3 | 0.6% | 100% | $281,666 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.6% | 100% | $228,333 | View |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $138,333 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.6% | 100% | $165,000 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $195,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 28.6% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $305,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.4% | 100% | $360,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 66.7% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $350,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 2 | 0.4% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 2 | 0.4% | 100% | $295,000 | View |
Sun West Mortgage Company, Inc
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VA | 2 | 0.4% | 75% | $320,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 66.7% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 66.7% | $110,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 40% | $100,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.4% | 100% | $325,000 | View |
Loan Simple, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Goprime Mortgage, Inc.
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VA | 2 | 0.4% | 66.7% | $305,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 25% | $15,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $375,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $265,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $105,000 | |
Mortgage Financial Services
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VA | 1 | 0.2% | 100% | $405,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $335,000 | |
Vellum Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 50% | $245,000 | View |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 50% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Grand Bank for Savings, FSB
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 25% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.2% | 33.3% | $1,165,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a |
Lancaster Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lancaster, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lancaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lancaster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lancaster, TX
Use these to narrow the list above. Each category shows how many Lancaster, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lancaster, TX
Independent mortgage companies closed 74.6 percent of home loans in Lancaster, Texas in 2025, banks 20.6 percent and credit unions 4.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and LibertyOne Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lancaster, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lancaster, Texas with 13 loans, about 2.4 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lancaster, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.3 percent, against a 74.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Lancaster, Texas in 2025, led by DHI Mortgage Company, LTD. with 36. 25 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 12 credit unions closed home loans in Lancaster, Texas in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lancaster, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lancaster, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lancaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
