Mortgage Lenders and Brokers in Horizon City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Horizon City, Texas mortgage lenders include First National Bank TexasFirst National Bank Texas13900 Horizon Blvd, Horizon City, TX 79928A4.7 ★Texas Ratio: 3.20%, GecuGecu13750 Eastlake Blvd, Horizon City, TX 79928 7296A+5.0 ★Texas Ratio: 5.55%, Cadence Lending Group, Inc.Cadence Lending Group, Inc.134 N Marcus St, Alto, TX 75925, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Raiz Federal Credit UnionRaiz Federal Credit Union13781 Horizon Blvd, Horizon City, TX 79928, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Sunflower Bank, N.A.Sunflower Bank, N.A.623 W 38th St, Austin, TX 78705A5.0 ★Texas Ratio: 10.77%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.1617 Pleasonton Rd Ste G 109, El Paso, TX 79906A+5.0 ★Texas Ratio: 4.81%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Horizon City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Horizon City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Horizon City, Texas
Market share is the lender's share of all home loans closed in Horizon City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Horizon City 13900 Horizon Blvd, Horizon City, TX 79928 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA | 20 | 1.7% | 90.9% | $263,000 | View |
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13750 Eastlake Blvd, Horizon City, TX 79928 7296 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 68 | 5.8% | 63% | $103,970 | View |
Cadence Lending Group, Inc.
134 N Marcus St, Alto, TX 75925 |
Conventional, FHA, VA | 36 | 3.1% | 100% | $282,777 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 28 | 2.4% | 100% | $216,428 | View |
Raiz Federal Credit Union
13781 Horizon Blvd, Horizon City, TX 79928 |
Conventional | 9 | 0.8% | 64.3% | $118,333 | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 6 +1 HELOCs |
0.5% | 66.7% | $198,333 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.3% | 60% | $231,666 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA | 3 | 0.3% | 80% | $258,333 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.2% | 66.7% | $300,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.2% | 66.7% | $155,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $155,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.1% | 25% | $215,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.1% | 100% | $255,000 | |
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8820 Gazelle Dr, El Paso, TX 79925 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.1% | 50% | $275,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocky Mountain Mortgage Company
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Conventional, FHA, VA | 110 | 9.4% | 94% | $303,000 | |
Loanpeople, LLC
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Conventional, FHA, VA | 49 | 4.2% | 94.2% | $270,306 | |
Jnc Mortgage Company, Inc
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FHA, VA | 46 | 3.9% | 100% | $271,086 | |
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A5.0 ★Texas Ratio: 9.21% |
Conventional, FHA, VA, USDA | 30 | 2.6% | 100% | $273,000 | View |
Directions Equity, LLC
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Conventional, FHA, VA | 20 | 1.7% | 95.2% | $291,000 | |
Firstlight Federal Credit Unio
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Conventional, FHA | 5 | 0.4% | 63.6% | $135,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.4% | 62.5% | $167,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $171,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 100% | $71,666 | View |
Network Funding, L.P.
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FHA, VA | 2 | 0.2% | 100% | $315,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $305,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 141 | 12% | 96.6% | $280,673 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 81 | 6.9% | 93.1% | $234,135 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 70 | 6% | 94.7% | $248,857 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 51 | 4.3% | 75% | $231,470 | View |
Mortgage Research Center
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VA | 39 | 3.3% | 77.4% | $274,487 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 29 | 2.5% | 90.6% | $269,482 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 28 | 2.4% | 96.6% | $261,428 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 24 | 2% | 93.9% | $217,916 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 21 | 1.8% | 61.8% | $196,904 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 20 | 1.7% | 100% | $305,500 | |
Mortgage Solutions of Colorado
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VA | 18 | 1.5% | 81.8% | $286,111 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 17 | 1.4% | 81.8% | $218,529 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 13 | 1.1% | 87.5% | $263,461 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1% | 60% | $255,833 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 12 | 1% | 100% | $266,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 0.8% | 93.8% | $260,555 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 0.8% | 90.9% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.7% | 100% | $247,500 | |
Lower, LLC
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FHA, VA | 8 | 0.7% | 100% | $301,250 | |
Village Capital & Investment
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FHA, VA | 8 | 0.7% | 87.5% | $310,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 7 | 0.6% | 87.5% | $157,857 | |
Loanunited.Com, LLC
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FHA, VA | 6 | 0.5% | 85.7% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 5 | 0.4% | 83.3% | $239,000 | View |
New American Funding, LLC.
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Conventional, VA | 5 | 0.4% | 55.6% | $197,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.3% | 50% | $307,500 | |
Waterstone Mortgage Corporation
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Conventional, VA | 4 | 0.3% | 100% | $252,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 0.3% | 100% | $235,000 | |
21St Mortgage
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Conventional | 4 | 0.3% | 31.2% | $110,000 | |
Guaranteed Rate, Inc.
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FHA, VA, HELOC | 3 +1 HELOCs |
0.3% | 75% | $268,333 | |
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A+5.0 ★Texas Ratio: 3.62% |
FHA, VA | 3 | 0.3% | 100% | $255,000 | View |
Canopy Mortgage, LLC
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FHA | 3 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.3% | 50% | $118,333 | View |
Fairway Independent Mort Corp
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VA | 3 | 0.3% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 0.3% | 17.6% | $188,333 | |
American Neighborhood Mortgage Acceptance Company
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FHA, VA | 3 | 0.3% | 100% | $311,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $160,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.2% | 100% | $195,000 | View |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $150,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.2% | 100% | $120,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 40% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.2% | 66.7% | $230,000 | View |
The Mortgage Link, Inc.
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FHA, VA | 2 | 0.2% | 66.7% | $250,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $155,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.1% | 27.3% | $295,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.75% |
VA | 1 | 0.1% | 100% | $285,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
Ahl Funding
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FHA | 1 | 0.1% | 100% | $305,000 | |
Mortgage Financial Services
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FHA | 1 | 0.1% | 100% | $195,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 25% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 100% | $65,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Castle & Cooke Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $395,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $275,000 | |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $265,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 20% | $235,000 | |
Gershman Investment Corp.
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VA | 1 | 0.1% | 100% | $325,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
Horizon City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Horizon City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Horizon City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Horizon City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Horizon City, TX
Use these to narrow the list above. Each category shows how many Horizon City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Horizon City, TX
Independent mortgage companies closed 84.2 percent of home loans in Horizon City, Texas in 2025, banks 6.2 percent and credit unions 9.5 percent. Cadence Lending Group, Inc. was the largest mortgage company, First National Bank Texas the largest bank and Gecu the largest credit union. Among lenders headquartered in Texas, First National Bank Texas led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Horizon City, TX
By home loans closed in 2025, First National Bank Texas was the largest mortgage lender in Horizon City, Texas with 20 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Horizon City, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.6 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Horizon City, Texas in 2025, led by Rocky Mountain Mortgage Company with 67. 46 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 10 credit unions closed home loans in Horizon City, Texas in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Horizon City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Horizon City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Horizon City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
