Mortgage Lenders and Brokers in Decatur, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Decatur, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust203 W Walnut Street, Decatur, TX 76234A5.0 ★Texas Ratio: 7.83%, First State BankFirst State Bank661 W Thompson St, Decatur, TX 76234A5.0 ★Texas Ratio: 7.77%, Legend Bank, N.A.Legend Bank, N.A.910 W Business 380, Decatur, TX 76234A+5.0 ★Texas Ratio: 0.92%, First Financial BankFirst Financial Bank608 W Hale Ave, Decatur, TX 76234A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA1409 Highway 51 South, Decatur, TX 76234A+5.0 ★Texas Ratio: 5.36%, Pilgrim BankPilgrim Bank1405 West Us Highway 380 Business, Decatur, TX 76234A+5.0 ★Texas Ratio: 1.04%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, DatcuDatcu600 W Ford St, DECATUR, TX 76234A+5.0 ★Texas Ratio: 0.64%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Decatur, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Decatur are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Decatur, Texas
Market share is the lender's share of all home loans closed in Decatur, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Decatur 203 W Walnut Street, Decatur, TX 76234 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA, USDA, Jumbo | 35 | 7.1% | 95% | $437,857 | View |
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1 office in Decatur 661 W Thompson St, Decatur, TX 76234 A5.0 ★Texas Ratio: 7.77% |
Conventional | 8 | 1.6% | 88.9% | $261,250 | View |
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1 office in Decatur 910 W Business 380, Decatur, TX 76234 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 6 | 1.2% | 100% | $235,000 | View |
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1 office in Decatur 608 W Hale Ave, Decatur, TX 76234 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 66.7% | $320,000 | View |
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1 office in Decatur 1409 Highway 51 South, Decatur, TX 76234 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 75% | $201,666 | View |
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1 office in Decatur 1405 West Us Highway 380 Business, Decatur, TX 76234 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.6% | 100% | $501,153 | View |
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600 W Ford St, DECATUR, TX 76234 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 8 +3 HELOCs |
1.6% | 72.7% | $246,250 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 6 | 1.2% | 100% | $240,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +2 HELOCs |
1% | 83.3% | $109,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA, VA | 5 | 1% | 88.9% | $377,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0.6% | 75% | $458,333 | View |
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1415 S Fm 51, Decatur, TX 76234 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.6% | 100% | $168,333 | View |
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1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 0.4% | 66.7% | $370,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 2 | 0.4% | 100% | $95,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 66.7% | $645,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.4% | 100% | $280,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $695,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.2% | 50% | $105,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 50% | $25,000 | View |
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1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional | 1 | 0.2% | 100% | $385,000 | |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
VA | 1 | 0.2% | 100% | $665,000 | View |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67% |
Conventional | 1 | 0.2% | 50% | $265,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 37 | 7.5% | 73.6% | $292,027 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 9 | 1.8% | 100% | $443,888 | |
Republic State Mortgage Company
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Conventional, FHA | 6 | 1.2% | 100% | $361,666 | |
Sfmc, LP
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Conventional, FHA, VA | 5 | 1% | 100% | $475,000 | |
Network Funding, L.P.
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Conventional, FHA | 5 | 1% | 100% | $341,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $487,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.6% | 75% | $395,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $635,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Primelending
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Conventional | 1 | 0.2% | 50% | $375,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.2% | 100% | $795,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Jacqueline Montanez
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 41 | 8.3% | 82.4% | $361,585 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
5.7% | 64.4% | $338,571 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA, USDA | 14 | 2.8% | 100% | $380,714 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 12 | 2.4% | 92.9% | $274,166 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 11 | 2.2% | 84.6% | $416,818 | View |
21St Mortgage
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Conventional | 11 | 2.2% | 42.9% | $143,181 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2% | 90.9% | $410,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 9 | 1.8% | 100% | $360,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 88.9% | $491,250 | |
Pennymac Loan Services LLC
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Conventional, VA | 8 | 1.6% | 75% | $325,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 1.2% | 75% | $220,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 1% | 100% | $379,000 | |
Mortgage Research Center
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VA | 5 | 1% | 71.4% | $455,000 | |
Lower, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $495,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 4 | 0.8% | 100% | $525,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.8% | 46.2% | $402,500 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 4 | 0.8% | 57.1% | $675,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 4 | 0.8% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.8% | 57.1% | $405,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.8% | 100% | $332,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $528,333 | View |
Freedom Mortgage Corporation
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VA | 3 | 0.6% | 100% | $535,000 | |
Resicentral LLC
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Conventional, FHA | 3 | 0.6% | 100% | $251,666 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.6% | 33.3% | $295,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.6% | 100% | $545,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 0.6% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $395,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 2 | 0.4% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.4% | 43.8% | $185,000 | View |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $365,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA, VA | 2 | 0.4% | 100% | $400,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.4% | 100% | $585,000 | View |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.4% | 100% | $410,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.4% | 100% | $380,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.4% | 50% | $445,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $685,000 | |
The Mortgage Link, Inc.
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FHA | 2 | 0.4% | 66.7% | $440,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 20% | $85,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $775,000 | View |
Cadence Bank
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Conventional | 1 | 0.2% | 33.3% | $645,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $575,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Loanleaders of America, Inc
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FHA | 1 | 0.2% | 100% | $525,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $215,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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VA | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $165,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $835,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA, Jumbo | 1 | 0.2% | 100% | $1,525,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 50% | $465,000 | |
Great Plains National Bank
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Conventional | 1 | 0.2% | 100% | $985,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $295,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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C-3.8 ★Texas Ratio: 29.75% |
Conventional | 1 | 0.2% | 100% | $795,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Decatur Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Decatur, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Decatur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Decatur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Decatur, TX
Use these to narrow the list above. Each category shows how many Decatur, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Decatur, TX
Independent mortgage companies closed 68.3 percent of home loans in Decatur, Texas in 2025, banks 27.2 percent and credit unions 4.5 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank & Trust the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Decatur, TX
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Decatur, Texas with 35 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Decatur, Texas in 2025, led by DHI Mortgage Company, LTD. with 19. 37 lenders closed VA loans, led by American National Bank & Trust, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 15 credit unions closed home loans in Decatur, Texas in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Decatur, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Decatur, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Decatur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
