Crosby, Texas mortgage lenders include Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.6011 Fm 2100 Rd, Crosby, TX 77532A+5.0 ★Texas Ratio: 4.24%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crosby, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crosby are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Crosby, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 2 offices in Crosby 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 0.6% | 60% | $241,666 | View |
|
★ 1.7 stars, 3 reviews 1 office in Crosby 6011 Fm 2100 Rd, Crosby, TX 77532 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA | 61 | 11.4% | 98.4% | $292,049 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 36 | 6.8% | 100% | $297,222 | View |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 7 | 1.3% | 50% | $126,428 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional, FHA | 5 | 0.9% | 83.3% | $205,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 3 | 0.6% | 100% | $285,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $218,333 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 0.6% | 100% | $248,333 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $270,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 2 | 0.4% | 100% | $260,000 | |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 66.7% | $195,000 | View |
|
7900 Shoal Creek Blvd, Austin, TX 78757 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
|
2812 N Alexander Dr, Baytown, TX 77520 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
2225 E Randol Mill Rd, Arlington, TX 76011 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.2% | 100% | $285,000 | |
|
701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
|
2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA | 20 | 3.8% | 90.9% | $309,000 | |
Community Resource Credit Unio
|
Conventional | 8 | 1.5% | 61.5% | $180,000 | |
Primelending
|
Conventional, FHA | 4 | 0.8% | 100% | $192,500 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 0.6% | 100% | $125,000 | |
Republic State Mortgage Company
|
FHA | 2 | 0.4% | 100% | $245,000 | |
Click n' Close, Inc.
|
FHA, VA | 2 | 0.4% | 100% | $305,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, Jumbo | 2 | 0.4% | 100% | $600,000 | |
Genway Home Mortgage, Inc.
|
FHA | 2 | 0.4% | 66.7% | $365,000 | |
Hometrust Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Associated Credit Union of Tx
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.2% | 4% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Commercial Bank of Texas, NA
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Loanpeople, LLC
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Right Start Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 43 | 8.1% | 94% | $321,046 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 43 | 8.1% | 70.5% | $195,465 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 28 | 5.3% | 84.8% | $246,071 | View |
New American Funding, LLC.
|
Conventional, FHA | 26 | 4.9% | 96.3% | $174,615 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 17 | 3.2% | 90% | $283,235 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 15 | 2.8% | 100% | $251,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 11 | 2.1% | 100% | $198,636 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 10 | 1.9% | 91.7% | $261,000 | View |
21St Mortgage
|
Conventional | 10 | 1.9% | 37% | $143,000 | |
Nations Lending Corporation
|
Conventional, FHA | 7 | 1.3% | 100% | $260,714 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 0.9% | 85.7% | $327,000 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA | 5 | 0.9% | 83.3% | $293,000 | |
Nfm, Inc
|
Conventional, FHA | 5 | 0.9% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $275,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $255,000 | |
Paramount Residential Mortgage
|
FHA | 5 | 0.9% | 83.3% | $255,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 100% | $325,000 | |
Cadence Bank
|
Conventional, FHA | 4 | 0.8% | 100% | $307,500 | |
Newrez LLC
|
Conventional, FHA | 4 | 0.8% | 100% | $365,000 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 0.8% | 66.7% | $207,500 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 0.8% | 34.8% | $177,500 | View |
Pennymac Loan Services LLC
|
FHA, VA | 4 | 0.8% | 66.7% | $290,000 | |
The Loan Store, Inc
|
Conventional, FHA | 4 | 0.8% | 100% | $322,500 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 4 | 0.8% | 57.1% | $180,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 3 | 0.6% | 100% | $408,333 | |
Loanunited.Com, LLC
|
FHA, VA | 3 | 0.6% | 100% | $318,333 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, USDA | 3 | 0.6% | 100% | $165,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA | 3 | 0.6% | 75% | $281,666 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $210,000 | View |
Affordable Mortgage Advisors
|
Conventional | 2 | 0.4% | 100% | $265,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Mortgage Financial Services
|
FHA, VA | 2 | 0.4% | 100% | $245,000 | |
Developer's Mortgage Company
|
Conventional | 2 | 0.4% | 100% | $260,000 | |
Nextmortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
Securitynational Mortgage Company
|
FHA | 2 | 0.4% | 66.7% | $375,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 0.4% | 100% | $290,000 | |
Mortgage Research Center
|
VA | 2 | 0.4% | 50% | $290,000 | |
Towne Mortgage Company
|
FHA | 2 | 0.4% | 100% | $290,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $265,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.4% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 7.1% | $100,000 | |
Tammac Holdings Corporation
|
Conventional | 2 | 0.4% | 35% | $65,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 11.1% | $245,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $345,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 33.3% | $135,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Resicentral LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Valley West Corporation
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.2% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Strong Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $315,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
|
USDA | 1 | 0.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 20% | $105,000 | View |
Everwise Credit Union
|
VA | 1 | 0.2% | 100% | $245,000 | |
Lower, LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 100% | $295,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Crosby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crosby in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Crosby, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 81.2 percent of home loans in Crosby, Texas in 2025, banks 12.8 percent and credit unions 6 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Prosperity Bank the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Crosby, Texas with 3 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Crosby, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 98.4 percent, against a 73.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Crosby, Texas in 2025, led by Velocio Mortgage, L.L.C. with 48. 22 lenders closed VA loans, led by Cornerstone Capital Bank, Ssb, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 13 credit unions closed home loans in Crosby, Texas in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crosby, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crosby, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crosby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.