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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Cibolo, Texas

Cibolo, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA659 Cibolo Valley Dr, Cibolo, TX 78108A+5.0 ★Texas Ratio: 5.36%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, and Armed Forces Bank, N.A.Armed Forces Bank, N.A.1617 Pleasonton Rd Ste G 109, El Paso, TX 79906A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cibolo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cibolo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cibolo, Texas

Market share is the lender's share of all home loans closed in Cibolo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Cibolo
659 Cibolo Valley Dr, Cibolo, TX 78108
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 8 0.6% 88.9% $233,750 View
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, VA, Jumbo, HELOC 92
+12 HELOCs
7.2% 88.3% $122,173 View
123 E 3rd St, Clarendon, TX 79226
A+5.0 ★Texas Ratio: 1.04%
Conventional, FHA, VA 12 0.9% 92.3% $300,833 View
★ 5 stars, 1 review
135 W Bandera Rd, Boerne, TX 78006 2958
A5.0 ★Texas Ratio: 6.91%
Conventional, HELOC 7
+2 HELOCs
0.5% 70% $192,142 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 6
+1 HELOCs
0.5% 100% $145,000 View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, VA, HELOC 5
+1 HELOCs
0.4% 100% $515,000 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 4 0.3% 57.1% $165,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 4 0.3% 100% $405,000 View
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673
Conventional, VA 4 0.3% 100% $270,000
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906
A+5.0 ★Texas Ratio: 4.81%
VA 3 0.2% 75% $415,000 View
1317 W Frontage Rd, Alamo, TX 78516 2388
A+5.0 ★Texas Ratio: 4.20%
Conventional 2 0.2% 100% $160,000 View
911 W 38th St, Austin, TX 78705
A+5.0 ★Texas Ratio: 1.69%
Conventional 2 0.2% 66.7% $50,000 View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $45,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $295,000 View
621 W Saint Johns Ave, Austin, TX 78752 2315
A+5.0 ★Texas Ratio: 0.67%
Conventional 1 0.1% 100% $45,000 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.1% 100% $545,000 View
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
A+5.0 ★Texas Ratio: 0.70%
Conventional 1 0.1% 100% $95,000 View
2707 W Northwest Hwy, Dallas, TX 75220
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $525,000 View
416 Lake Rd, Belton, TX 76513
A+5.0 ★Texas Ratio: 3.98%
Conventional 1 0.1% 100% $275,000 View
610 W Main St, Fredericksburg, TX 78624 3132
A+5.0 ★Texas Ratio: 4.40%
Conventional 1 0.1% 25% $255,000 View
1001 Congress Ave, Austin, TX 78701
A5.0 ★Texas Ratio: 7.25%
Conventional 1 0.1% 100% $185,000 View
114 W 7th Street Suite 100, Austin, TX 78701
A5.0 ★Texas Ratio: 6.02%
Conventional 1 0.1% 66.7% $145,000 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+4 HELOCs
0% n/a View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+1 HELOCs
0% n/a View
1100 NW Loop 410 Ste 101, Castle Hills, TX 78213 2263
A5.0 ★Texas Ratio: 6.40%
HELOC 0
+1 HELOCs
0% n/a View
Clm Mortgage, Inc
Conventional, FHA, VA, Jumbo 49 3.8% 100% $608,265
Gardner Financial Services
Conventional, FHA, VA 28 2.2% 96.7% $414,285
DHI Mortgage Company, LTD.
Conventional, FHA, VA 28 2.2% 93.3% $414,285
Directions Equity, LLC
Conventional, FHA, VA 19 1.5% 100% $370,789
Primelending
FHA, VA 12 0.9% 93.8% $476,666
Parkstone Mortgage, LLC
Conventional, FHA, VA 12 0.9% 100% $446,666
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA 10 0.8% 100% $345,000
Network Funding, L.P.
Conventional, FHA, VA 8 0.6% 100% $317,500
Right Start Mortgage, Inc
Conventional, FHA, VA 8 0.6% 80% $276,250
Lendlo Mortgage, LLC
FHA, VA 7 0.5% 100% $236,428
Highlands Residential Mortgage, Ltd.
Conventional, FHA, VA 6 0.5% 100% $303,333
Nationstar Mortgage
Conventional, VA 6 0.5% 54.5% $141,666
SWBC Mortgage Corporation
Conventional, VA 3 0.2% 75% $361,666
Orchard Mortgage, LLC
Conventional 3 0.2% 100% $278,333
Click n' Close, Inc.
FHA, VA 3 0.2% 60% $355,000
PrimeLending Ventures LLC
Conventional 2 0.2% 100% $395,000
Envoy Mortgage, Ltd
VA 2 0.2% 100% $310,000
Pikeview Mortgage, LLC
Conventional, VA 2 0.2% 100% $395,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, VA 2 0.2% 100% $175,000 View
Crestmark Mortgage Company, Ltd
VA 1 0.1% 100% $455,000
Sfmc, LP
VA 1 0.1% 100% $725,000
Republic State Mortgage Company
FHA 1 0.1% 100% $425,000
Credit Human Federal Credit Un
Conventional 1 0.1% 25% $45,000
A+5.0 ★Texas Ratio: 0.92%
VA 1 0.1% 100% $265,000 View
Encompass Lending Group, L.P.
FHA 1 0.1% 100% $275,000
Loanpeople, LLC
VA 1 0.1% 100% $385,000
Certified Funding, L.P.
Conventional 1 0.1% 100% $95,000
Lennar Mortgage, LLC
Conventional, FHA, VA, USDA 258 20.2% 85.5% $209,573
Pulte Mortgage LLC
Conventional, FHA, VA, USDA 87 6.8% 88.8% $292,816
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 66 5.2% 92.1% $389,242
loanDepot.com LLC
Conventional, FHA, VA, HELOC 52
+4 HELOCs
4.1% 93.1% $377,692
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 39 3.1% 74.5% $247,564 View
Mortgage Research Center
VA, Jumbo 30 2.4% 61.2% $382,333
Freedom Mortgage Corporation
Conventional, FHA, VA 26 2% 92.9% $370,769
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 23 1.8% 82.8% $421,521
CrossCountry Mortgage, LLC
FHA, VA 19 1.5% 100% $276,052
Jet HomeLoans, LP
Conventional, FHA, VA 19 1.5% 100% $505,526
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 17 1.3% 68% $252,647
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 16 1.3% 100% $389,375 View
V.I.P. Mortgage, Inc.
Conventional, FHA, VA 13 1% 100% $368,846
New American Funding, LLC.
Conventional, FHA, VA 11 0.9% 73.3% $327,727
21St Mortgage
Conventional 11 0.9% 54.2% $165,909
Village Capital & Investment
VA 11 0.9% 92.9% $498,636
Newrez LLC
Conventional, VA, USDA 9 0.7% 62.5% $276,111
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 9 0.7% 90.9% $220,555
Guaranteed Rate, Inc.
Conventional, FHA, VA, HELOC 8
+1 HELOCs
0.6% 100% $315,000
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 8 0.6% 39.1% $381,250
Nbkc Bank
Conventional, VA 7 0.5% 100% $339,285
Zillow Home Loans, LLC
Conventional, FHA, VA 7 0.5% 100% $273,571
Mortgage Financial Services
Conventional, FHA, VA, Jumbo 6 0.5% 100% $541,666
A+5.0 ★Texas Ratio: 3.22%
FHA, VA 6 0.5% 100% $355,000 View
American Financial Resources LLC
Conventional, FHA, VA 5 0.4% 100% $319,000
Kind Lending, LLC
VA 5 0.4% 83.3% $325,000
Cardinal Financial Company, Li
Conventional, FHA, VA 5 0.4% 100% $243,000
Movement Mortgage, LLC
FHA, VA, Jumbo 4 0.3% 100% $445,000
A5.0 ★Texas Ratio: 9.93%
Conventional 4 0.3% 66.7% $160,000 View
American Pacific Mortgage Corporation
Conventional, FHA, VA 4 0.3% 100% $412,500
Fairway Independent Mort Corp
FHA, VA 4 0.3% 80% $330,000
Carrington Mortgage Services LLC
Conventional, VA 4 0.3% 55.6% $292,500
Goodleap, LLC
Conventional, FHA 3 0.2% 80% $275,000
A+5.0 ★Texas Ratio: 5.06%
Conventional 3 0.2% 50% $188,333 View
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 3 0.2% 100% $218,333 View
Synergy One Lending, Inc.
VA 3 0.2% 100% $315,000
American Financial Network, Inc.
Conventional, VA 3 0.2% 100% $368,333
A5.0 ★Texas Ratio: 13.21%
Conventional, FHA 3 0.2% 100% $275,000 View
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA, VA 3 0.2% 100% $405,000 View
Das Acquisition Company, LLC
Conventional, VA 3 0.2% 100% $445,000
Planet Home Lending, LLC
VA 3 0.2% 100% $475,000
New Fed Mortgage Corp.
Conventional, FHA 3 0.2% 100% $228,333
Towne Mortgage Company
FHA, VA 3 0.2% 100% $358,333
Mortgage Solutions of Colorado
FHA, VA 3 0.2% 100% $395,000
Summit Funding.Inc
Conventional, VA 3 0.2% 100% $275,000
The Loan Store, Inc
Conventional, FHA 3 0.2% 100% $325,000
Lower, LLC
Conventional, VA 3 0.2% 100% $628,333
Plaza Home Mortgage, Inc
Conventional, VA 3 0.2% 60% $258,333
Pentagon Federal Credit Union
VA, HELOC 2
+1 HELOCs
0.2% 66.7% $380,000
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.2% 50% $65,000
Residential Wholesale Mortgage
Conventional 2 0.2% 100% $280,000
All Credit Considered Mortgage, Inc.
Conventional 2 0.2% 100% $395,000
D3.3 ★Texas Ratio: 35.11%
FHA, VA 2 0.2% 100% $345,000 View
AmeriHome Mortgage Company, LLC
FHA 2 0.2% 100% $340,000
PHH Mortgage Corporation
Conventional 2 0.2% 100% $290,000
Loanunited.Com, LLC
FHA, VA 2 0.2% 100% $375,000
Calcon Mutual Mortgage LLC
Conventional, FHA 2 0.2% 100% $255,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 2 0.2% 100% $385,000 View
A5.0 ★Texas Ratio: 9.09%
VA 2 0.2% 100% $320,000 View
Cadence Bank
VA, Jumbo 1 0.1% 100% $985,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $355,000 View
Royal United Mortgage LLC
Conventional 1 0.1% 50% $295,000
MortgageOne, Inc
VA 1 0.1% 100% $335,000
Equity Prime Mortgage LLC
VA 1 0.1% 100% $245,000
Resicentral LLC
VA 1 0.1% 100% $655,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $385,000
A+5.0 ★Texas Ratio: 0.26%
VA 1 0.1% 100% $285,000 View
Sun West Mortgage Company, Inc
VA 1 0.1% 100% $515,000
New Wave Lending Group Inc
Conventional 1 0.1% 100% $455,000
American Financing Corporation
FHA 1 0.1% 33.3% $395,000
ClearPath Lending
VA, Jumbo 1 0.1% 100% $875,000
Securitynational Mortgage Company
Conventional 1 0.1% 100% $335,000
Union Home Mortgage Corp.
FHA 1 0.1% 100% $425,000
Mid-Continent Funding, Inc.
VA 1 0.1% 100% $225,000
Credit Union of Georgia
Conventional 1 0.1% 100% $345,000
Stg Mortgage Inc
FHA 1 0.1% 100% $415,000
New Day Financial, LLC.
VA 1 0.1% 100% $145,000
Ony Glo, Inc.
Conventional 1 0.1% 100% $245,000
Vellum Mortgage, Inc.
FHA 1 0.1% 100% $235,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.1% 100% $195,000
Gulf Coast Bank and Trust
FHA 1 0.1% 100% $175,000
Notre Dame Federal Credit Union
Conventional 1 0.1% 100% $235,000
Geo-Corp, Inc.
FHA 1 0.1% 100% $235,000
Mutual of Omaha Mortgage
VA 1 0.1% 100% $575,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 100% $195,000 View
A+5.0 ★Texas Ratio: 2.14%
VA 1 0.1% 100% $275,000 View
Southwest Stage Funding LLC
Conventional 1 0.1% 50% $135,000
Florida Capital Bank, N.A
Conventional 1 0.1% 50% $325,000
Paramount Residential Mortgage
VA 1 0.1% 100% $305,000
Nexera Holding LLC
Conventional 1 0.1% 100% $105,000
Direct Rate Home Loans, Inc
Conventional 1 0.1% 50% $265,000
Mason-McDuffie Mortgage Corporation
VA 1 0.1% 100% $385,000
Geneva Financial LLC
Conventional 1 0.1% 100% $435,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 1 0.1% 100% $465,000 View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Cibolo, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Cibolo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cibolo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cibolo, TX

Use these to narrow the list above. Each category shows how many Cibolo, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Cibolo, TX

Independent mortgage companies closed 84.1 percent of home loans in Cibolo, Texas in 2025, banks 6 percent and credit unions 10 percent. Pilgrim Mortgage LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 92 loans.

84.1%
Mortgage companies
6%
Banks
10%
Credit unions
25%
FHA loans
39%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Cibolo, TX

Who is the largest mortgage lender in Cibolo, TX?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Cibolo, Texas with 8 loans, about 0.6 percent of the market. The largest lender headquartered in Texas was Randolph-Brooks Federal Credit Union with 92 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cibolo, TX have the highest approval rates?

Among lenders with meaningful volume in Cibolo, Texas, loanDepot.com LLC approved the highest share of completed applications in 2025 at 93.1 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cibolo, TX mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Cibolo, Texas in 2025, led by Lennar Mortgage, LLC with 143. 86 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cibolo, TX lender list?

Yes. 28 banks and 14 credit unions closed home loans in Cibolo, Texas in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cibolo, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cibolo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cibolo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cibolo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.