Mortgage Lenders and Brokers in Carter, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carter, Texas mortgage lenders include TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carter, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carter are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carter, Texas
Market share is the lender's share of all home loans closed in Carter, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 5 | 2.6% | 100% | $269,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA | 4 | 2.1% | 80% | $215,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $405,000 | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1% | 66.7% | $385,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $145,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1% | 100% | $290,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 2 | 1% | 100% | $380,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1% | 40% | $105,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.5% | 100% | $485,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.5% | 100% | $85,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
FHA | 1 | 0.5% | 100% | $425,000 | |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA | 9 | 4.7% | 100% | $391,666 | |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 5 | 2.6% | 100% | $459,000 | |
Primelending
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Conventional, FHA | 3 | 1.6% | 100% | $361,666 | |
Orchard Mortgage, LLC
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Conventional | 2 | 1% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $300,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.5% | 100% | $395,000 | View |
Gardner Financial Services
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $495,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 15 | 7.8% | 78.9% | $250,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 7.3% | 88.2% | $354,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 3.6% | 87.5% | $417,857 | |
21St Mortgage
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Conventional | 7 | 3.6% | 50% | $169,285 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 3.1% | 100% | $376,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 3.1% | 85.7% | $373,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.6% | 100% | $507,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 5 | 2.6% | 100% | $383,000 | View |
loanDepot.com LLC
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Conventional | 4 | 2.1% | 80% | $257,500 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 2.1% | 100% | $477,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 2.1% | 100% | $430,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 1.6% | 100% | $391,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.6% | 66.7% | $248,333 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 1.6% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 1.6% | 100% | $441,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.6% | 100% | $458,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.6% | 100% | $228,333 | |
American Financial Resources LLC
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FHA | 2 | 1% | 100% | $270,000 | |
Newrez LLC
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Conventional, VA | 2 | 1% | 66.7% | $380,000 | |
Kind Lending, LLC
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Conventional | 2 | 1% | 40% | $260,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1% | 75% | $125,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 2 | 1% | 100% | $240,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1% | 100% | $415,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.5% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $395,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 50% | $415,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.5% | 50% | $205,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 50% | $435,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $635,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.5% | 100% | $355,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.5% | 100% | $445,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $465,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.5% | 100% | $385,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.5% | 100% | $265,000 | |
Cis Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $275,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Lower, LLC
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Conventional | 1 | 0.5% | 50% | $415,000 | |
Florida Capital Bank, N.A
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FHA | 1 | 0.5% | 100% | $555,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Carter Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carter, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Carter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carter in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carter, TX
Use these to narrow the list above. Each category shows how many Carter, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Carter, TX
Independent mortgage companies closed 79.3 percent of home loans in Carter, Texas in 2025, banks 16.6 percent and credit unions 4.1 percent. Everett Financial, Inc. was the largest mortgage company, TexasBank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, TexasBank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carter, TX
By home loans closed in 2025, TexasBank was the largest mortgage lender in Carter, Texas with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Carter, Texas in 2025, led by Sfmc, LP with 5. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Carter, Texas in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carter, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carter, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
