Mortgage Lenders and Brokers in Belton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belton, Texas mortgage lenders include First National Bank TexasFirst National Bank Texas2604 N Main St, Belton, TX 76513A4.7 ★Texas Ratio: 3.20%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, PNC Bank N.A.PNC Bank N.A.313 E Central Ave, Belton, TX 76513A+5.0 ★Texas Ratio: 4.24%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Security Bank of TexasSecurity Bank of Texas3600 N Capital Of Texas Highway, Austin, TX 78746A5.0 ★Texas Ratio: 12.78%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belton, Texas
Market share is the lender's share of all home loans closed in Belton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Belton 2604 N Main St, Belton, TX 76513 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA, Jumbo | 33 | 4.8% | 100% | $305,606 | View |
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1 office in Belton 2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional, FHA, VA | 9 | 1.3% | 100% | $301,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Belton 313 E Central Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.1% | 100% | $805,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 20 | 2.9% | 68.8% | $147,500 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
VA | 12 | 1.7% | 100% | $293,333 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional, Jumbo | 8 | 1.2% | 100% | $422,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +1 HELOCs |
0.9% | 100% | $111,666 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 5 | 0.7% | 83.3% | $475,000 | View |
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3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 4 | 0.6% | 100% | $100,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $245,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 2 | 0.3% | 100% | $50,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 2 | 0.3% | 100% | $415,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $215,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA, VA | 2 | 0.3% | 100% | $350,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $315,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.1% | 50% | $325,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
VA | 1 | 0.1% | 100% | $265,000 | View |
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1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional, Jumbo | 1 | 0.1% | 100% | $855,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
VA | 1 | 0.1% | 100% | $385,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 149 | 21.7% | 90.4% | $304,932 | |
Kangaroo Home Lending, LLC
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Conventional, FHA, VA | 23 | 3.3% | 95.8% | $293,260 | |
SWBC Mortgage Corporation
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FHA, VA | 12 | 1.7% | 100% | $315,833 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 7 | 1% | 100% | $273,571 | |
Nationstar Mortgage
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Conventional, VA | 4 | 0.6% | 100% | $175,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $170,000 | |
Hometrust Mortgage Company
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Conventional, VA | 2 | 0.3% | 100% | $350,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.1% | 100% | $205,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.1% | 100% | $515,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA, Jumbo | 79 | 11.5% | 98.8% | $340,316 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 42 | 6.1% | 78.6% | $246,190 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo | 34 | 4.9% | 87.2% | $438,529 | |
Pulte Mortgage LLC
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Conventional, FHA, VA, USDA | 27 | 3.9% | 62.8% | $306,851 | |
Mortgage Research Center
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VA | 20 | 2.9% | 58.8% | $345,500 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 16 | 2.3% | 80% | $261,250 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 11 | 1.6% | 100% | $327,727 | |
Mortgage Solutions of Colorado
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FHA, VA | 11 | 1.6% | 100% | $373,181 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.3% | 62.5% | $339,444 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 1.2% | 62.5% | $251,250 | |
Freedom Mortgage Corporation
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Conventional, VA | 7 | 1% | 90% | $246,428 | |
Cadence Bank
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Conventional, FHA, VA, HELOC | 6 +4 HELOCs |
0.9% | 100% | $351,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $341,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.7% | 62.5% | $401,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA, USDA | 5 | 0.7% | 100% | $261,000 | View |
21St Mortgage
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Conventional | 4 | 0.6% | 66.7% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.4% | 44.4% | $245,000 | |
Movement Mortgage, LLC
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VA | 3 | 0.4% | 100% | $385,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 0.4% | 100% | $271,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.4% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.4% | 37.5% | $81,666 | |
Village Capital & Investment
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FHA, VA | 3 | 0.4% | 83.3% | $415,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 50% | $165,000 | |
Guaranteed Rate, Inc.
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VA | 2 | 0.3% | 100% | $400,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.3% | 100% | $310,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.3% | 100% | $240,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 0.3% | 100% | $305,000 | View |
Discover Bank
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Conventional | 2 | 0.3% | 33.3% | $55,000 | |
Securitynational Mortgage Company
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Conventional, Jumbo | 2 | 0.3% | 100% | $885,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.3% | 40% | $185,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.3% | 100% | $345,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 36.4% | $170,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 2 | 0.3% | 100% | $340,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $215,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 50% | $235,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $265,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.1% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 50% | $345,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $795,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 100% | $345,000 | |
Shoreham Bank
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FHA | 1 | 0.1% | 50% | $25,000 | |
Credence Funding Corporation
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VA | 1 | 0.1% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $195,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 50% | $185,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.1% | 50% | $465,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.1% | 50% | $425,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Belton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Belton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belton, TX
Use these to narrow the list above. Each category shows how many Belton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Belton, TX
Independent mortgage companies closed 78.3 percent of home loans in Belton, Texas in 2025, banks 16.6 percent and credit unions 5.1 percent. Everett Financial, Inc. was the largest mortgage company, First National Bank Texas the largest bank and Texell Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank Texas led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belton, TX
By home loans closed in 2025, First National Bank Texas was the largest mortgage lender in Belton, Texas with 33 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Belton, Texas, Fairway Independent Mort Corp approved the highest share of completed applications in 2025 at 98.8 percent, against a 83.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Belton, Texas in 2025, led by DHI Mortgage Company, LTD. with 31. 43 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Belton, Texas in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
