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Home / Mortgage Lenders / Texas / Amarillo
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Mortgage Lenders and Brokers in Amarillo, Texas

Amarillo, Texas mortgage lenders include Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, Education Credit UnionEducation Credit Union4400 W Interstate 40, Amarillo, TX 79106 5940A+5.0 ★Texas Ratio: 3.97%, First United BankFirst United BankOne First United Bank Parkway, Amarillo, TX 79119A+5.0 ★Texas Ratio: 3.01%, Access Community Credit UnionAccess Community Credit Union6401 Bell St, Amarillo, TX 79109A+5.0 ★Texas Ratio: 2.21%, Acfcu Federal Credit UnionAcfcu Federal Credit Union5000 N FM 1912, Amarillo, TX 79108A5.0 ★Texas Ratio: 7.26%, Centennial BankCentennial Bank3423 S Soncy Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 3.14%, FirstBank SouthwestFirstBank Southwest7433 Golden Pond Pl, Amarillo, TX 79121A+5.0 ★Texas Ratio: 4.08%, First National Bank TexasFirst National Bank Texas5230 Amarillo St, Amarillo, TX 79108A4.7 ★Texas Ratio: 3.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5805 W Interstate 40, Amarillo, TX 79106A+5.0 ★Texas Ratio: 3.68%, and Wells Fargo Bank NAWells Fargo Bank NA600 S Tyler St, Amarillo, TX 79101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Amarillo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Amarillo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Amarillo, Texas

Market share is the lender's share of all home loans closed in Amarillo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
15 offices in Amarillo
1500 S Coulter St, Amarillo, TX 79106
A5.0 ★Texas Ratio: 9.89%
Conventional, FHA, VA, Jumbo, HELOC 481
+293 HELOCs
16.3% 92.9% $230,904 View
4400 W Interstate 40, Amarillo, TX 79106 5940
A+5.0 ★Texas Ratio: 3.97%
Conventional, Jumbo 143 4.9% 98.7% $116,888 View
2 offices in Amarillo
One First United Bank Parkway, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 3.01%
Conventional, FHA, VA, Jumbo 87 3% 96.9% $242,931 View
6401 Bell St, Amarillo, TX 79109
A+5.0 ★Texas Ratio: 2.21%
Conventional, FHA 80 2.7% 88.3% $158,000 View
5000 N FM 1912, Amarillo, TX 79108
A5.0 ★Texas Ratio: 7.26%
Conventional 64 2.2% 80% $63,906 View
10 offices in Amarillo
3423 S Soncy Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 3.14%
Conventional, FHA, VA, Jumbo 58 2% 71.1% $216,034 View
7433 Golden Pond Pl, Amarillo, TX 79121
A+5.0 ★Texas Ratio: 4.08%
Conventional, FHA, VA 43 1.5% 70.3% $161,744 View
2 offices in Amarillo
5230 Amarillo St, Amarillo, TX 79108
A4.7 ★Texas Ratio: 3.20%
Conventional, FHA, VA 38 1.3% 100% $175,789 View
1 office in Amarillo
5805 W Interstate 40, Amarillo, TX 79106
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 18 0.6% 90% $253,888 View
2 offices in Amarillo
600 S Tyler St, Amarillo, TX 79101
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 15 0.5% 84.2% $179,000 View
7200 Hillside Rd, Amarillo, TX 79109 7460
A5.0 ★Texas Ratio: 7.80%
Conventional 12 0.4% 70.6% $52,500 View
1 office in Amarillo
45th And Bell Street, Amarillo, TX 79109
A+5.0 ★Texas Ratio: 4.68%
Conventional, FHA, Jumbo 12 0.4% 100% $447,500 View
1 office in Amarillo
8700 Fm 2219, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 0.35%
Conventional 5 0.2% 100% $415,000 View
★ 1 stars, 1 review
2 offices in Amarillo
3900 S Soncy Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 1.58%
Conventional 5 0.2% 83.3% $335,000 View
2 offices in Amarillo
3509 E Interstate 40, Amarillo, TX 79104
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 3
+4 HELOCs
0.1% 100% $241,666 View
1 office in Amarillo
8005 Sw 34th Ave, Amarillo, TX 79121
A5.0 ★Texas Ratio: 10.93%
Conventional 1 0% 50% $165,000 View
High Plains Home Lending
Conventional 7 0.2% 100% $196,428
Plains Land Bank, FLCA
Conventional 1 0% 100% $525,000
9404 Hillside Rd, Amarillo, TX 79119
A+5.0 ★Texas Ratio: 4.84%
Conventional, FHA, VA, USDA, HELOC 188
+4 HELOCs
6.4% 97.9% $234,946 View
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606
Conventional, FHA, VA 158 5.4% 97.5% $238,670
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
VA 7 0.2% 88.9% $267,857 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 5 0.2% 35.7% $303,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA, VA 4 0.1% 80% $197,500
404 E Stacy Rd, Allen, TX 75002
A+5.0 ★Texas Ratio: 5.89%
Conventional, Jumbo 3 0.1% 100% $248,333 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional 3 0.1% 100% $208,333 View
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional, VA 3 0.1% 60% $238,333 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional 2 0.1% 100% $170,000 View
1521 N Cooper St Ste 100, Arlington, TX 76011
A5.0 ★Texas Ratio: 9.89%
Conventional 2 0.1% 100% $140,000 View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
Conventional 2 0.1% 100% $475,000 View
124 E Rush St, Linden, TX 75563
A5.0 ★Texas Ratio: 13.83%
FHA, VA 2 0.1% 100% $250,000 View
792 S Watters Rd, Allen, TX 75013
A+5.0 ★Texas Ratio: 1.05%
Conventional, HELOC 1
+1 HELOCs
0% 100% $695,000 View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
FHA 1 0% 100% $505,000 View
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0% 100% $135,000 View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
Conventional 1 0% 100% $205,000 View
6360 Garth Rd Ste 140, Baytown, TX 77521 5105
A+5.0 ★Texas Ratio: 3.85%
Conventional 1 0% 100% $45,000 View
524 E Main St, Bullard, TX 75757
A5.0 ★Texas Ratio: 12.30%
Conventional 1 0% 100% $295,000 View
909 W Kramer Rd, Burkburnett, TX 76354 2641
B4.5 ★Texas Ratio: 21.22%
Conventional 1 0% 100% $185,000 View
11701 Luna Rd, Farmers Branch, TX 75234
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0% 50% $805,000 View
840 13th St, Hempstead, TX 77445
A+5.0 ★Texas Ratio: 2.40%
Conventional 1 0% 100% $205,000 View
★ 5 stars, 1 review
3301 Fall Creek Hwy, Acton, TX 76049
A+5.0 ★Texas Ratio: 2.27%
Conventional 1 0% 100% $285,000 View
4601c Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 1.71%
Conventional 1 0% 100% $265,000 View
4201 Buffalo Gap Road, Abilene, TX 79606
C3.8 ★Texas Ratio: 28.95%
Conventional 1 0% 100% $195,000 View
10526 W Parmer Ln, Austin, TX 78717
A5.0 ★Texas Ratio: 10.43%
Conventional, Jumbo 1 0% 100% $1,565,000 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional 1 0% 50% $245,000 View
701 College Dr, Abilene, TX 79601
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0% 100% $335,000 View
Citizens State Bank
224 N Main St, Anton, TX 79313
Conventional 1 0% 100% $225,000
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+3 HELOCs
0% n/a View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+1 HELOCs
0% n/a View
Right Start Mortgage, Inc
Conventional, FHA, VA 146 5% 95.4% $203,013
Primelending
Conventional, FHA, VA 49 1.7% 94.7% $157,653
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA 27 0.9% 100% $213,148
Nationstar Mortgage
Conventional, FHA, VA 25 0.8% 81.2% $171,800
Hometrust Mortgage Company
Conventional, FHA 11 0.4% 75% $205,000
FocusOne Mortgage, LLC
Conventional 10 0.3% 100% $279,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.1% 80% $217,500 View
Zippy Loans, LLC
Conventional 3 0.1% 75% $41,666
Countryplace Mortgage, Ltd.
Conventional 2 0.1% 50% $125,000
Click n' Close, Inc.
FHA, VA 2 0.1% 100% $150,000
Highlands Residential Mortgage, Ltd.
Conventional 2 0.1% 100% $195,000
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 2 0.1% 100% $175,000 View
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.1% 100% $130,000
SWBC Mortgage Corporation
Conventional 1 0% 100% $205,000
Envoy Mortgage, Ltd
FHA 1 0% 100% $245,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0% 100% $185,000
Credit Human Federal Credit Un
Conventional 1 0% 20% $165,000
Encompass Lending Group, L.P.
Conventional 1 0% 100% $175,000
Loanpeople, LLC
Conventional 1 0% 100% $115,000
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 165 5.6% 79.3% $186,030 View
A+5.0 ★Texas Ratio: 3.34%
Conventional, FHA, VA 126 4.3% 99.2% $220,873 View
Associated Mortgage Corporation
Conventional, FHA, VA 113 3.8% 99.2% $223,318
United Wholesale Mortgage
Conventional, FHA, VA 98 3.3% 86.8% $221,122
Mortgage Research Center
Conventional, FHA, VA, Jumbo 65 2.2% 80.5% $229,000
Fairway Independent Mort Corp
Conventional, FHA, VA 57 1.9% 95% $255,350
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 32 1.1% 79.5% $227,187
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, VA 32 1.1% 100% $168,437 View
The Mortgage Link, Inc.
Conventional, FHA, VA 28 1% 100% $191,428
Freedom Mortgage Corporation
Conventional, FHA, VA 27 0.9% 87.5% $238,703
21St Mortgage
Conventional 26 0.9% 52.9% $130,000
Securitynational Mortgage Company
Conventional, FHA, VA 24 0.8% 100% $232,083
Union Home Mortgage Corp.
Conventional, FHA 24 0.8% 82.8% $196,250
American Portfolio Mortgage Corporation
Conventional, FHA, VA 23 0.8% 100% $225,000
loanDepot.com LLC
Conventional, FHA, HELOC 20
+4 HELOCs
0.7% 60.6% $147,000
Planet Home Lending, LLC
Conventional, FHA, VA 20 0.7% 80% $204,000
Royal United Mortgage LLC
Conventional 14 0.5% 63.6% $126,428
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 14 0.5% 60.9% $186,428
AmeriHome Mortgage Company, LLC
Conventional, FHA, VA 13 0.4% 83.3% $266,538
Newrez LLC
Conventional, FHA, VA 12 0.4% 46.4% $197,500
A+5.0 ★Texas Ratio: 3.64%
Conventional, FHA 10 0.3% 76.9% $184,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 10 0.3% 14.5% $106,000
Das Acquisition Company, LLC
Conventional, FHA, VA 9 0.3% 100% $221,666
New American Funding, LLC.
Conventional, FHA, VA 9 0.3% 69.2% $196,111
Village Capital & Investment
FHA, VA 9 0.3% 86.4% $261,666
A5.0 ★Texas Ratio: 9.93%
Conventional 8 0.3% 32% $107,500 View
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA 7 0.2% 87.5% $239,285 View
Cmg Mortgage Inc
Conventional, FHA, USDA 7 0.2% 90.9% $159,285
Discover Bank
Conventional 7 0.2% 25% $79,285
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 6
+1 HELOCs
0.2% 100% $255,000
Equity Prime Mortgage LLC
FHA 6 0.2% 85.7% $235,000
A+5.0 ★Texas Ratio: 5.06%
Conventional 6 0.2% 52.4% $126,666 View
Premier Lending Inc.
Conventional, FHA, VA 6 0.2% 100% $168,333
Churchill Mortgage Corporation
Conventional, FHA 6 0.2% 85.7% $213,333
Goodleap, LLC
Conventional, HELOC 5
+1 HELOCs
0.2% 70% $123,000
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 5 0.2% 23.1% $225,000
PHH Mortgage Corporation
Conventional, VA 5 0.2% 85.7% $209,000
Better Mortgage Corporation
Conventional, VA 5 0.2% 100% $171,000
A5.0 ★Texas Ratio: 7.51%
Conventional 5 0.2% 77.8% $143,000 View
Paramount Residential Mortgage
Conventional, FHA 5 0.2% 83.3% $239,000
Carrington Mortgage Services LLC
Conventional, FHA, VA 5 0.2% 33.3% $215,000
American Financial Resources LLC
FHA, VA 4 0.1% 100% $227,500
First Colony Mortgage Corporat
Conventional, FHA 4 0.1% 100% $152,500
Southwest Stage Funding LLC
Conventional 4 0.1% 100% $142,500
Spring Eq, LLC
Conventional 4 0.1% 26.3% $72,500
Guaranteed Rate Affinity, LLC
Conventional, VA 3 0.1% 100% $321,666
American Pacific Mortgage Corporation
Conventional 3 0.1% 100% $158,333
A+5.0 ★Texas Ratio: 2.20%
Conventional, FHA 3 0.1% 100% $245,000 View
Mutual of Omaha Mortgage
Conventional, FHA 3 0.1% 100% $148,333
Florida Capital Bank, N.A
Conventional, VA 3 0.1% 100% $268,333
HomeBridge Financial Services, Inc
Conventional, HELOC 2
+3 HELOCs
0.1% 75% $260,000
The Loan Store, Inc
Conventional, HELOC 2
+1 HELOCs
0.1% 100% $320,000
Guaranteed Rate, Inc.
Conventional 2 0.1% 66.7% $385,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 2 0.1% 100% $115,000 View
NOVA Financial & Investment Corporation
Conventional, FHA 2 0.1% 100% $220,000
Kind Lending, LLC
Conventional, VA 2 0.1% 100% $220,000
Loanunited.Com, LLC
VA 2 0.1% 66.7% $230,000
ResMac Inc
FHA 2 0.1% 100% $215,000
New Wave Lending Group Inc
Conventional 2 0.1% 100% $255,000
American Financing Corporation
Conventional, FHA 2 0.1% 18.8% $130,000
Flat Branch Mortgage, Inc.
FHA 2 0.1% 100% $145,000
Provident Funding Associates
Conventional 2 0.1% 66.7% $270,000
Lendsure Mortgage Corp.
Conventional 2 0.1% 100% $265,000
V.I.P. Mortgage, Inc.
FHA 2 0.1% 100% $320,000
Mortgage Solutions of Colorado
Conventional, VA 2 0.1% 66.7% $195,000
Zillow Home Loans, LLC
Conventional, VA 2 0.1% 66.7% $200,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 2 0.1% 100% $200,000 View
Plaza Home Mortgage, Inc
Conventional, Jumbo 2 0.1% 100% $850,000
Tomo Mortgage LLC
Conventional 2 0.1% 66.7% $395,000
JMAC Lending, Inc.
FHA 2 0.1% 100% $255,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0% 100% $295,000 View
Residential Wholesale Mortgage
Conventional 1 0% 100% $175,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0% 100% $335,000 View
Sage Home Loans Corporation
Conventional 1 0% 66.7% $275,000
Nbkc Bank
VA 1 0% 100% $355,000
Acrisure Mortgage, LLC
FHA 1 0% 100% $225,000
Guidance Residential, LLC
Conventional 1 0% 100% $315,000
Movement Mortgage, LLC
Conventional 1 0% 100% $155,000
Resicentral LLC
Conventional 1 0% 100% $175,000
Synergy One Lending, Inc.
Conventional 1 0% 100% $245,000
American Financial Network, Inc.
Conventional 1 0% 100% $215,000
Michigan Mutual, Inc
FHA 1 0% 100% $265,000
American Liberty Mortgage Inco
Conventional 1 0% 100% $215,000
Sun West Mortgage Company, Inc
Conventional 1 0% 100% $225,000
Absolute Home Mortgage
FHA 1 0% 100% $225,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 0% 100% $445,000 View
Hightechlending, Inc
FHA 1 0% 100% $165,000
Oceanside Mortgage Company
FHA 1 0% 100% $195,000
ClearPath Lending
VA 1 0% 100% $105,000
Geneva Financial LLC
Conventional 1 0% 100% $325,000
American Heritage Lending, LLC
Conventional 1 0% 100% $175,000
Bank of Colorado
Conventional 1 0% 100% $215,000
A+5.0 ★Texas Ratio: 3.89%
FHA 1 0% 100% $225,000 View
Delta Community Credit Union
Conventional 1 0% 100% $255,000
New Day Financial, LLC.
VA 1 0% 66.7% $285,000
Credence Funding Corporation
VA 1 0% 100% $305,000
Teachers Federal Credit Union
Conventional 1 0% 100% $45,000
Home Access Financial, LLC
Conventional 1 0% 100% $145,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0% 100% $105,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0% 100% $185,000 View
Empeople Credit Union
Conventional 1 0% 50% $125,000
Railway Credit Union
Conventional 1 0% 100% $25,000
Logan Finance Corporation
Conventional 1 0% 100% $175,000
A+5.0 ★Texas Ratio: 3.12%
Conventional 1 0% 100% $245,000 View
1St 2Nd Mortgage Company of N.J., Inc.
Conventional 1 0% 100% $275,000
ClearEdge Lending LLC
Conventional 1 0% 100% $325,000
Lower, LLC
Conventional 1 0% 100% $125,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0% 100% $535,000 View
Nexera Holding LLC
Conventional 1 0% 100% $255,000
A5.0 ★Texas Ratio: 9.09%
FHA 1 0% 100% $215,000 View
Loan Simple, Inc.
FHA 1 0% 100% $365,000
Mason-McDuffie Mortgage Corporation
FHA 1 0% 100% $215,000
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0% 100% $155,000 View
Figure Lending LLC
HELOC 0
+7 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.19%
HELOC 0
+3 HELOCs
0% n/a View
Liberty Savings Bank, FSB
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Amarillo, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Amarillo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Amarillo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Amarillo, TX

Use these to narrow the list above. Each category shows how many Amarillo, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Amarillo, TX

Independent mortgage companies closed 46.9 percent of home loans in Amarillo, Texas in 2025, banks 30.3 percent and credit unions 22.8 percent. High Plains Home Lending was the largest mortgage company, Amarillo National Bank the largest bank and Education Credit Union the largest credit union. Among lenders headquartered in Texas, Amarillo National Bank led with 481 loans.

46.9%
Mortgage companies
30.3%
Banks
22.8%
Credit unions
30%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Amarillo, TX

Who is the largest mortgage lender in Amarillo, TX?

By home loans closed in 2025, Amarillo National Bank was the largest mortgage lender in Amarillo, Texas with 481 loans, about 16.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Amarillo, TX have the highest approval rates?

Among lenders with meaningful volume in Amarillo, Texas, Eustis Mortgage Corp approved the highest share of completed applications in 2025 at 99.2 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Amarillo, TX mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Amarillo, Texas in 2025, led by Amarillo National Bank with 112. 55 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Amarillo, TX lender list?

Yes. 53 banks and 18 credit unions closed home loans in Amarillo, Texas in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Amarillo, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Amarillo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Amarillo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Amarillo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.