Amarillo, Texas mortgage lenders include Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, Education Credit UnionEducation Credit Union4400 W Interstate 40, Amarillo, TX 79106 5940A+5.0 ★Texas Ratio: 3.97%, First United BankFirst United BankOne First United Bank Parkway, Amarillo, TX 79119A+5.0 ★Texas Ratio: 3.01%, Access Community Credit UnionAccess Community Credit Union6401 Bell St, Amarillo, TX 79109A+5.0 ★Texas Ratio: 2.21%, Acfcu Federal Credit UnionAcfcu Federal Credit Union5000 N FM 1912, Amarillo, TX 79108A5.0 ★Texas Ratio: 7.26%, Centennial BankCentennial Bank3423 S Soncy Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 3.14%, FirstBank SouthwestFirstBank Southwest7433 Golden Pond Pl, Amarillo, TX 79121A+5.0 ★Texas Ratio: 4.08%, First National Bank TexasFirst National Bank Texas5230 Amarillo St, Amarillo, TX 79108A4.7 ★Texas Ratio: 3.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5805 W Interstate 40, Amarillo, TX 79106A+5.0 ★Texas Ratio: 3.68%, and Wells Fargo Bank NAWells Fargo Bank NA600 S Tyler St, Amarillo, TX 79101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Amarillo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Amarillo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Amarillo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
15 offices in Amarillo 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional, FHA, VA, Jumbo, HELOC | 481 +293 HELOCs |
16.3% | 92.9% | $230,904 | View |
|
4400 W Interstate 40, Amarillo, TX 79106 5940 A+5.0 ★Texas Ratio: 3.97% |
Conventional, Jumbo | 143 | 4.9% | 98.7% | $116,888 | View |
|
2 offices in Amarillo One First United Bank Parkway, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 3.01% |
Conventional, FHA, VA, Jumbo | 87 | 3% | 96.9% | $242,931 | View |
|
6401 Bell St, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 2.21% |
Conventional, FHA | 80 | 2.7% | 88.3% | $158,000 | View |
|
5000 N FM 1912, Amarillo, TX 79108 A5.0 ★Texas Ratio: 7.26% |
Conventional | 64 | 2.2% | 80% | $63,906 | View |
|
10 offices in Amarillo 3423 S Soncy Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, Jumbo | 58 | 2% | 71.1% | $216,034 | View |
|
7433 Golden Pond Pl, Amarillo, TX 79121 A+5.0 ★Texas Ratio: 4.08% |
Conventional, FHA, VA | 43 | 1.5% | 70.3% | $161,744 | View |
|
2 offices in Amarillo 5230 Amarillo St, Amarillo, TX 79108 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA | 38 | 1.3% | 100% | $175,789 | View |
|
1 office in Amarillo 5805 W Interstate 40, Amarillo, TX 79106 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 18 | 0.6% | 90% | $253,888 | View |
|
2 offices in Amarillo 600 S Tyler St, Amarillo, TX 79101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 15 | 0.5% | 84.2% | $179,000 | View |
|
7200 Hillside Rd, Amarillo, TX 79109 7460 A5.0 ★Texas Ratio: 7.80% |
Conventional | 12 | 0.4% | 70.6% | $52,500 | View |
|
1 office in Amarillo 45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
Conventional, FHA, Jumbo | 12 | 0.4% | 100% | $447,500 | View |
|
1 office in Amarillo 8700 Fm 2219, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 5 | 0.2% | 100% | $415,000 | View |
|
★ 1 stars, 1 review 2 offices in Amarillo 3900 S Soncy Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 5 | 0.2% | 83.3% | $335,000 | View |
|
2 offices in Amarillo 3509 E Interstate 40, Amarillo, TX 79104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.1% | 100% | $241,666 | View |
|
1 office in Amarillo 8005 Sw 34th Ave, Amarillo, TX 79121 A5.0 ★Texas Ratio: 10.93% |
Conventional | 1 | 0% | 50% | $165,000 | View |
High Plains Home Lending
|
Conventional | 7 | 0.2% | 100% | $196,428 | |
Plains Land Bank, FLCA
|
Conventional | 1 | 0% | 100% | $525,000 | |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional, FHA, VA, USDA, HELOC | 188 +4 HELOCs |
6.4% | 97.9% | $234,946 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional, FHA, VA | 158 | 5.4% | 97.5% | $238,670 | |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 7 | 0.2% | 88.9% | $267,857 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 0.2% | 35.7% | $303,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 4 | 0.1% | 80% | $197,500 | |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo | 3 | 0.1% | 100% | $248,333 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.1% | 100% | $208,333 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA | 3 | 0.1% | 60% | $238,333 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.1% | 100% | $170,000 | View |
|
1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 2 | 0.1% | 100% | $140,000 | View |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.1% | 100% | $475,000 | View |
|
124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA, VA | 2 | 0.1% | 100% | $250,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $695,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0% | 100% | $505,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0% | 100% | $135,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0% | 100% | $205,000 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0% | 100% | $45,000 | View |
|
524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0% | 100% | $295,000 | View |
|
909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 0% | 100% | $185,000 | View |
|
11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0% | 50% | $805,000 | View |
|
840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0% | 100% | $205,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0% | 100% | $285,000 | View |
|
4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0% | 100% | $265,000 | View |
|
4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0% | 100% | $195,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo | 1 | 0% | 100% | $1,565,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0% | 50% | $245,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0% | 100% | $335,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0% | 100% | $225,000 | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
|
Conventional, FHA, VA | 146 | 5% | 95.4% | $203,013 | |
Primelending
|
Conventional, FHA, VA | 49 | 1.7% | 94.7% | $157,653 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 27 | 0.9% | 100% | $213,148 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 25 | 0.8% | 81.2% | $171,800 | |
Hometrust Mortgage Company
|
Conventional, FHA | 11 | 0.4% | 75% | $205,000 | |
FocusOne Mortgage, LLC
|
Conventional | 10 | 0.3% | 100% | $279,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.1% | 80% | $217,500 | View |
Zippy Loans, LLC
|
Conventional | 3 | 0.1% | 75% | $41,666 | |
Countryplace Mortgage, Ltd.
|
Conventional | 2 | 0.1% | 50% | $125,000 | |
Click n' Close, Inc.
|
FHA, VA | 2 | 0.1% | 100% | $150,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.1% | 100% | $175,000 | View |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.1% | 100% | $130,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $205,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0% | 100% | $245,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0% | 100% | $185,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0% | 20% | $165,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0% | 100% | $175,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0% | 100% | $115,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 165 | 5.6% | 79.3% | $186,030 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA | 126 | 4.3% | 99.2% | $220,873 | View |
Associated Mortgage Corporation
|
Conventional, FHA, VA | 113 | 3.8% | 99.2% | $223,318 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 98 | 3.3% | 86.8% | $221,122 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 65 | 2.2% | 80.5% | $229,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 57 | 1.9% | 95% | $255,350 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 32 | 1.1% | 79.5% | $227,187 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 32 | 1.1% | 100% | $168,437 | View |
The Mortgage Link, Inc.
|
Conventional, FHA, VA | 28 | 1% | 100% | $191,428 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 27 | 0.9% | 87.5% | $238,703 | |
21St Mortgage
|
Conventional | 26 | 0.9% | 52.9% | $130,000 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 24 | 0.8% | 100% | $232,083 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 24 | 0.8% | 82.8% | $196,250 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA, VA | 23 | 0.8% | 100% | $225,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 20 +4 HELOCs |
0.7% | 60.6% | $147,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 20 | 0.7% | 80% | $204,000 | |
Royal United Mortgage LLC
|
Conventional | 14 | 0.5% | 63.6% | $126,428 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 14 | 0.5% | 60.9% | $186,428 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 13 | 0.4% | 83.3% | $266,538 | |
Newrez LLC
|
Conventional, FHA, VA | 12 | 0.4% | 46.4% | $197,500 | |
|
A+5.0 ★Texas Ratio: 3.64% |
Conventional, FHA | 10 | 0.3% | 76.9% | $184,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 10 | 0.3% | 14.5% | $106,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA | 9 | 0.3% | 100% | $221,666 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 9 | 0.3% | 69.2% | $196,111 | |
Village Capital & Investment
|
FHA, VA | 9 | 0.3% | 86.4% | $261,666 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 8 | 0.3% | 32% | $107,500 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 7 | 0.2% | 87.5% | $239,285 | View |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 7 | 0.2% | 90.9% | $159,285 | |
Discover Bank
|
Conventional | 7 | 0.2% | 25% | $79,285 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.2% | 100% | $255,000 | |
Equity Prime Mortgage LLC
|
FHA | 6 | 0.2% | 85.7% | $235,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 6 | 0.2% | 52.4% | $126,666 | View |
Premier Lending Inc.
|
Conventional, FHA, VA | 6 | 0.2% | 100% | $168,333 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 6 | 0.2% | 85.7% | $213,333 | |
Goodleap, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
0.2% | 70% | $123,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 5 | 0.2% | 23.1% | $225,000 | |
PHH Mortgage Corporation
|
Conventional, VA | 5 | 0.2% | 85.7% | $209,000 | |
Better Mortgage Corporation
|
Conventional, VA | 5 | 0.2% | 100% | $171,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 5 | 0.2% | 77.8% | $143,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 0.2% | 83.3% | $239,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 5 | 0.2% | 33.3% | $215,000 | |
American Financial Resources LLC
|
FHA, VA | 4 | 0.1% | 100% | $227,500 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 4 | 0.1% | 100% | $152,500 | |
Southwest Stage Funding LLC
|
Conventional | 4 | 0.1% | 100% | $142,500 | |
Spring Eq, LLC
|
Conventional | 4 | 0.1% | 26.3% | $72,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 3 | 0.1% | 100% | $321,666 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.1% | 100% | $158,333 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 3 | 0.1% | 100% | $245,000 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.1% | 100% | $148,333 | |
Florida Capital Bank, N.A
|
Conventional, VA | 3 | 0.1% | 100% | $268,333 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 2 +3 HELOCs |
0.1% | 75% | $260,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $320,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.1% | 66.7% | $385,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.1% | 100% | $115,000 | View |
NOVA Financial & Investment Corporation
|
Conventional, FHA | 2 | 0.1% | 100% | $220,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.1% | 100% | $220,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.1% | 66.7% | $230,000 | |
ResMac Inc
|
FHA | 2 | 0.1% | 100% | $215,000 | |
New Wave Lending Group Inc
|
Conventional | 2 | 0.1% | 100% | $255,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0.1% | 18.8% | $130,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 2 | 0.1% | 100% | $145,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.1% | 66.7% | $270,000 | |
Lendsure Mortgage Corp.
|
Conventional | 2 | 0.1% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 2 | 0.1% | 100% | $320,000 | |
Mortgage Solutions of Colorado
|
Conventional, VA | 2 | 0.1% | 66.7% | $195,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 2 | 0.1% | 66.7% | $200,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.1% | 100% | $200,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, Jumbo | 2 | 0.1% | 100% | $850,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 0.1% | 66.7% | $395,000 | |
JMAC Lending, Inc.
|
FHA | 2 | 0.1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0% | 100% | $335,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0% | 66.7% | $275,000 | |
Nbkc Bank
|
VA | 1 | 0% | 100% | $355,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0% | 100% | $225,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0% | 100% | $315,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $155,000 | |
Resicentral LLC
|
Conventional | 1 | 0% | 100% | $175,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0% | 100% | $245,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0% | 100% | $215,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 0% | 100% | $265,000 | |
American Liberty Mortgage Inco
|
Conventional | 1 | 0% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0% | 100% | $225,000 | |
Absolute Home Mortgage
|
FHA | 1 | 0% | 100% | $225,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0% | 100% | $445,000 | View |
Hightechlending, Inc
|
FHA | 1 | 0% | 100% | $165,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0% | 100% | $195,000 | |
ClearPath Lending
|
VA | 1 | 0% | 100% | $105,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0% | 100% | $325,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0% | 100% | $175,000 | |
Bank of Colorado
|
Conventional | 1 | 0% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 3.89% |
FHA | 1 | 0% | 100% | $225,000 | View |
Delta Community Credit Union
|
Conventional | 1 | 0% | 100% | $255,000 | |
New Day Financial, LLC.
|
VA | 1 | 0% | 66.7% | $285,000 | |
Credence Funding Corporation
|
VA | 1 | 0% | 100% | $305,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0% | 100% | $45,000 | |
Home Access Financial, LLC
|
Conventional | 1 | 0% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0% | 100% | $185,000 | View |
Empeople Credit Union
|
Conventional | 1 | 0% | 50% | $125,000 | |
Railway Credit Union
|
Conventional | 1 | 0% | 100% | $25,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0% | 100% | $245,000 | View |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 1 | 0% | 100% | $275,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0% | 100% | $325,000 | |
Lower, LLC
|
Conventional | 1 | 0% | 100% | $125,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0% | 100% | $535,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0% | 100% | $215,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0% | 100% | $365,000 | |
Mason-McDuffie Mortgage Corporation
|
FHA | 1 | 0% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0% | 100% | $155,000 | View |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
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Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Amarillo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Amarillo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Amarillo, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 46.9 percent of home loans in Amarillo, Texas in 2025, banks 30.3 percent and credit unions 22.8 percent. High Plains Home Lending was the largest mortgage company, Amarillo National Bank the largest bank and Education Credit Union the largest credit union. Among lenders headquartered in Texas, Amarillo National Bank led with 481 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Amarillo National Bank was the largest mortgage lender in Amarillo, Texas with 481 loans, about 16.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Amarillo, Texas, Eustis Mortgage Corp approved the highest share of completed applications in 2025 at 99.2 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
72 lenders closed FHA loans in Amarillo, Texas in 2025, led by Amarillo National Bank with 112. 55 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 53 banks and 18 credit unions closed home loans in Amarillo, Texas in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Amarillo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Amarillo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Amarillo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.