Mortgage Lenders and Brokers in White Bluff, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
White Bluff, Tennessee mortgage lenders include First Federal BankFirst Federal Bank4363 Highway 70 E, White Bluff, TN 37187A+5.0 ★Texas Ratio: 3.11%, Volunteer BankVolunteer Bank2011 Highway 47 N, White Bluff, TN 37187A+5.0 ★Texas Ratio: 3.34%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, TriStar BankTriStar Bank3416 Highway 48 N, Charlotte, TN 37036A5.0 ★Texas Ratio: 7.05%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Bank of DicksonBank of Dickson101 N Main St, Dickson, TN 37055A+5.0 ★Texas Ratio: 0.00%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Fortera Federal Credit UnionFortera Federal Credit Union2050 Lowes Dr, Clarksville, TN 37040 1620A+5.0 ★Texas Ratio: 3.76%, and Republic Bank & TrustRepublic Bank & Trust101 Creekside Xing, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Bluff, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Bluff are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White Bluff, Tennessee
Market share is the lender's share of all home loans closed in White Bluff, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in White Bluff 4363 Highway 70 E, White Bluff, TN 37187 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 10 | 4.9% | 76.9% | $145,000 | View |
|
1 office in White Bluff 2011 Highway 47 N, White Bluff, TN 37187 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 9 +1 HELOCs |
4.4% | 100% | $216,111 | View |
|
3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05% |
Conventional, USDA | 9 | 4.4% | 100% | $171,666 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
2.9% | 85.7% | $115,000 | View |
|
101 N Main St, Dickson, TN 37055 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 2% | 100% | $262,500 | View |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 4 | 2% | 80% | $242,500 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 75% | $58,333 | View |
|
2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $25,000 | View |
|
101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 1% | 100% | $50,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $295,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
|
533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
|
108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
|
Conventional, VA | 3 | 1.5% | 100% | $348,333 | |
Mortgage Investors Group
|
Conventional, USDA | 3 | 1.5% | 100% | $391,666 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $330,000 | |
Tennessee Trust Mortgage, Inc.
|
FHA | 1 | 0.5% | 100% | $225,000 | |
21St Mortgage
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, FHA, VA, USDA | 31 | 15.2% | 80% | $286,935 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 16 | 7.8% | 76.2% | $198,750 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 4.9% | 76.9% | $250,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 3.4% | 100% | $292,142 | |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 2% | 80% | $135,000 | |
Mortgage Research Center
|
FHA, VA | 4 | 2% | 100% | $297,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $281,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 1.5% | 100% | $331,666 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.5% | 100% | $131,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 1.5% | 50% | $228,333 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 1% | 100% | $95,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 1% | 100% | $240,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1% | 100% | $350,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 1% | 66.7% | $275,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 1% | 100% | $200,000 | View |
Castle & Cooke Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $305,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 1% | 100% | $140,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 1% | 100% | $745,000 | |
Fairway Independent Mort Corp
|
FHA, VA | 2 | 1% | 100% | $310,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 2 | 1% | 100% | $325,000 | View |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $365,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.5% | 100% | $385,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.5% | 100% | $535,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.5% | 100% | $335,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $245,000 | |
Shelter Lending Services, LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 25% | $425,000 | View |
Michigan Mutual, Inc
|
FHA | 1 | 0.5% | 100% | $535,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.5% | 100% | $345,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.5% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $385,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.5% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $495,000 | View |
|
A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.5% | 100% | $455,000 | View |
Towne Mortgage Company
|
FHA | 1 | 0.5% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.5% | 100% | $235,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.5% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,315,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Village Capital & Investment
|
FHA | 1 | 0.5% | 50% | $355,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Redstone Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
White Bluff Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White Bluff, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in White Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White Bluff, TN
Use these to narrow the list above. Each category shows how many White Bluff, TN lenders fit and what that kind of lender is usually best for.
Who Lends in White Bluff, TN
Independent mortgage companies closed 64.2 percent of home loans in White Bluff, Tennessee in 2025, banks 32.4 percent and credit unions 3.4 percent. Legacy Home Loans, LLC was the largest mortgage company, First Federal Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Federal Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White Bluff, TN
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in White Bluff, Tennessee with 10 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in White Bluff, Tennessee in 2025, led by loanDepot.com LLC with 20. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 5 credit unions closed home loans in White Bluff, Tennessee in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Bluff, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Bluff, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
