Mortgage Lenders and Brokers in Springfield, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Springfield, Tennessee mortgage lenders include United Community BankUnited Community Bank701 S Main St, Springfield, TN 37172A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank3572 Tom Austin Hwy, Springfield, TN 37172A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.2127 Memorial Blvd, Springfield, TN 37172A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Volunteer BankVolunteer Bank3519 Tom Austin Hwy, Springfield, TN 37172A+5.0 ★Texas Ratio: 3.34%, Bank of America NABank of America NA2021 Memorial Blvd, Springfield, TN 37172A+5.0 ★Texas Ratio: 4.14%, The Farmers BankThe Farmers Bank1203 Memorial Blvd, Springfield, TN 37172, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, and Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springfield, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Springfield, Tennessee
Market share is the lender's share of all home loans closed in Springfield, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Springfield 701 S Main St, Springfield, TN 37172 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 9 +10 HELOCs |
2.3% | 60% | $211,666 | View |
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1 office in Springfield 3572 Tom Austin Hwy, Springfield, TN 37172 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +9 HELOCs |
2.3% | 72.2% | $183,888 | View |
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1 office in Springfield 2127 Memorial Blvd, Springfield, TN 37172 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
1.5% | 54.5% | $146,666 | View |
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1 office in Springfield 11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +2 HELOCs |
1.3% | 71.4% | $185,000 | View |
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1 office in Springfield 3519 Tom Austin Hwy, Springfield, TN 37172 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 1.3% | 100% | $105,000 | View |
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1 office in Springfield 2021 Memorial Blvd, Springfield, TN 37172 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 75% | $328,333 | View |
The Farmers Bank
1203 Memorial Blvd, Springfield, TN 37172 |
Conventional | 8 | 2% | 72.7% | $263,750 | |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1% | 80% | $440,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1% | 80% | $422,500 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
FHA | 3 | 0.8% | 100% | $315,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $145,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $195,000 | View |
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7444 Winchester Rd Ste 105, Memphis, TN 38125 D3.5 ★Texas Ratio: 32.54% |
Conventional | 2 | 0.5% | 100% | $285,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA | 2 | 0.5% | 66.7% | $195,000 | View |
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250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 0.5% | 66.7% | $450,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $75,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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1602 W Northfield Blvd, Murfreesboro, TN 37129 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
VA | 1 | 0.3% | 33.3% | $305,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional | 4 | 1% | 100% | $302,500 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $191,666 | |
Acopia, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
Mortgage Investors Group
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FHA | 2 | 0.5% | 100% | $290,000 | |
Tennessee Trust Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 51 | 12.8% | 91.1% | $307,941 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 42 | 10.6% | 78.2% | $222,619 | View |
FirstTrust Home Loans
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Conventional, FHA, VA | 18 | 4.5% | 100% | $302,777 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 3.5% | 87.5% | $313,571 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.3% | 92.9% | $302,692 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 12 | 3% | 100% | $294,166 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.3% | 81.8% | $305,000 | |
Sfmc, LP
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Conventional, FHA | 8 | 2% | 81.8% | $235,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.8% | 100% | $277,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 1.5% | 85.7% | $258,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 5 | 1.3% | 100% | $281,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.3% | 55.6% | $289,000 | |
loanDepot.com LLC
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Conventional | 5 | 1.3% | 83.3% | $157,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 1.3% | 100% | $363,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.3% | 100% | $279,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.3% | 71.4% | $199,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1% | 100% | $370,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1% | 50% | $62,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 1% | 100% | $532,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.8% | 44.4% | $461,666 | |
Guild Mortgage Company
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Conventional | 3 | 0.8% | 100% | $301,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $165,000 | |
Eustis Mortgage Corp
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Conventional, FHA | 3 | 0.8% | 100% | $248,333 | |
First Colony Mortgage Corporat
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Conventional | 3 | 0.8% | 100% | $221,666 | |
New Day Financial, LLC.
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VA | 3 | 0.8% | 100% | $251,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.8% | 75% | $275,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 3 | 0.8% | 100% | $478,333 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $50,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
PHH Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 40% | $205,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $140,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $170,000 | |
Iserve Residential Lending
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.5% | 100% | $235,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
Altra Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | |
Cadence Bank
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $295,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 50% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
VanDyk Mortgage Corporation
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VA, Jumbo | 1 | 0.3% | 100% | $1,675,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $335,000 | |
First Citizens National Bank
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Conventional | 1 | 0.3% | 100% | $1,215,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Hope Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a |
Springfield Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Springfield, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Springfield, TN
Use these to narrow the list above. Each category shows how many Springfield, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Springfield, TN
Independent mortgage companies closed 75.4 percent of home loans in Springfield, Tennessee in 2025, banks 22.4 percent and credit unions 2.3 percent. Community Mortgage Corporation was the largest mortgage company, United Community Bank the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Volunteer Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Springfield, TN
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Springfield, Tennessee with 9 loans, about 2.3 percent of the market. The largest lender headquartered in Tennessee was Volunteer Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Springfield, Tennessee, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.1 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Springfield, Tennessee in 2025, led by United Wholesale Mortgage with 24. 24 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 9 credit unions closed home loans in Springfield, Tennessee in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springfield, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
