Mortgage Lenders and Brokers in Paris, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paris, Tennessee mortgage lenders include Carroll Bank and TrustCarroll Bank and Trust902 Mineral Wells Ave, Paris, TN 38242A5.0 ★Texas Ratio: 13.53%, FirstbankFirstbank1068 Mineral Wells Ave, Paris, TN 38242A5.0 ★Texas Ratio: 7.51%, Commercial Bank & Trust CompanyCommercial Bank & Trust Company914 E Wood St, Paris, TN 38242A+5.0 ★Texas Ratio: 0.99%, Regions BankRegions Bank914 E Wood St, Paris, TN 38242A+5.0 ★Texas Ratio: 4.37%, Security Bank and Trust CompanySecurity Bank and Trust Company204 W Washington St, Paris, TN 38242A+5.0 ★Texas Ratio: 0.12%, McKenzie Banking CompanyMcKenzie Banking Company1137 E Wood St, Paris, TN 38242A5.0 ★Texas Ratio: 9.76%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, Fed Ex Employees Credit AssociationFed Ex Employees Credit Association50 Fed Ex Pkwy, Collierville, TN 38017 8711A+5.0 ★Texas Ratio: 3.13%, and Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paris, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paris are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paris, Tennessee
Market share is the lender's share of all home loans closed in Paris, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Paris 902 Mineral Wells Ave, Paris, TN 38242 A5.0 ★Texas Ratio: 13.53% |
Conventional, Jumbo | 62 | 15.1% | 100% | $182,741 | View |
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2 offices in Paris 1068 Mineral Wells Ave, Paris, TN 38242 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA, HELOC | 44 +15 HELOCs |
10.7% | 83.1% | $186,136 | View |
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914 E Wood St, Paris, TN 38242 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 38 | 9.2% | 80.9% | $115,789 | View |
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1 office in Paris 914 E Wood St, Paris, TN 38242 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 21 +6 HELOCs |
5.1% | 75% | $150,714 | View |
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2 offices in Paris 204 W Washington St, Paris, TN 38242 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 8 | 1.9% | 90.9% | $96,250 | View |
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1 office in Paris 1137 E Wood St, Paris, TN 38242 A5.0 ★Texas Ratio: 9.76% |
Conventional | 6 | 1.5% | 66.7% | $165,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 32 | 7.8% | 94.4% | $253,437 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.7% | 100% | $151,666 | View |
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50 Fed Ex Pkwy, Collierville, TN 38017 8711 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 2 | 0.5% | 100% | $165,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 2 | 0.5% | 100% | $220,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
FHA | 2 | 0.5% | 100% | $240,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
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429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
Conventional, USDA | 2 | 0.5% | 66.7% | $230,000 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $225,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $225,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $265,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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25 Jefferson St Ste 100, Clarksville, TN 37040 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1835 Madison St, Clarksville, TN 37043 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $955,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional | 1 | 0.2% | 100% | $645,000 | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.2% | 31.2% | $83,000 | |
Mortgage Investors Group
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Conventional, FHA, USDA | 3 | 0.7% | 75% | $241,666 | |
Ut Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 36 | 8.8% | 82.6% | $173,888 | View |
Cardinal Financial Company, Li
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Conventional, FHA, VA, USDA | 24 | 5.8% | 100% | $179,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 2.9% | 80% | $245,000 | |
Mortgage Research Center
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Conventional, VA | 9 | 2.2% | 60% | $231,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.5% | 100% | $203,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 1.2% | 100% | $223,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.2% | 71.4% | $251,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1% | 83.3% | $190,000 | |
Newrez LLC
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Conventional, VA | 4 | 1% | 66.7% | $325,000 | |
Cmg Mortgage Inc
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FHA, USDA | 4 | 1% | 100% | $132,500 | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 4 | 1% | 100% | $150,000 | |
New Day Financial, LLC.
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VA | 4 | 1% | 40% | $187,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1% | 100% | $87,500 | |
Amerisave Mortgage Company
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FHA, VA | 3 | 0.7% | 75% | $225,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $58,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $145,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $150,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $205,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $220,000 | |
Royal United Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 2 | 0.5% | 80% | $60,000 | View |
Valon Mortgage
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | |
Cadence Bank
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 33.3% | $215,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.2% | 100% | $215,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Orangepath Financial Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $135,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Bay Equity LLC
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USDA | 1 | 0.2% | 100% | $285,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
First Citizens National Bank
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Conventional | 1 | 0.2% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.65% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Towne Mortgage Company
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VA | 1 | 0.2% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 33.3% | $285,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $95,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Paris Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paris, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Paris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paris, TN
Use these to narrow the list above. Each category shows how many Paris, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Paris, TN
Independent mortgage companies closed 39.7 percent of home loans in Paris, Tennessee in 2025, banks 57.2 percent and credit unions 3.2 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Carroll Bank and Trust the largest bank and Fed Ex Employees Credit Association the largest credit union. Among lenders headquartered in Tennessee, Carroll Bank and Trust led with 62 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paris, TN
By home loans closed in 2025, Carroll Bank and Trust was the largest mortgage lender in Paris, Tennessee with 62 loans, about 15.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Paris, Tennessee, Carroll Bank and Trust approved the highest share of completed applications in 2025 at 100 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Paris, Tennessee in 2025, led by Cardinal Financial Company, Li with 13. 19 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in Paris, Tennessee in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paris, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paris, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
