Mortgage Lenders and Brokers in Mount Carmel, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Carmel, Tennessee mortgage lenders include Eastman Credit UnionEastman Credit Union166 Main St E, Mount Carmel, TN 37645A+5.0 ★Texas Ratio: 1.56%, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union201 S Central Ave Unit 2, Church Hill, TN 37642 3603A+5.0 ★Texas Ratio: 1.81%, Powell Valley National BankPowell Valley National Bank240 W Center St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 2.43%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Bank of TennesseeBank of Tennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%, Consumer Credit UnionConsumer Credit Union3634 E Andrew Johnson Hwy, Greeneville, TN 37745A+5.0 ★Texas Ratio: 0.68%, HomeTrust BankHomeTrust Bank11916 Kingston Pike, Farragut, TN 37934A+5.0 ★Texas Ratio: 5.53%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, and Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Carmel, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Carmel are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Carmel, Tennessee
Market share is the lender's share of all home loans closed in Mount Carmel, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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166 Main St E, Mount Carmel, TN 37645 A+5.0 ★Texas Ratio: 1.56% |
Conventional, Jumbo, HELOC | 46 +44 HELOCs |
18% | 76.7% | $175,652 | View |
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201 S Central Ave Unit 2, Church Hill, TN 37642 3603 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 9 | 3.5% | 100% | $139,444 | View |
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240 W Center St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 3 | 1.2% | 100% | $198,333 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $155,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 2 | 0.8% | 66.7% | $100,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 0.8% | 66.7% | $320,000 | View |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $205,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.4% | 33.3% | $255,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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441 Richmond St, Church Hill, TN 37642 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 25% | $175,000 | View |
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600 AFG Rd, Church Hill, TN 37642 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 11 | 4.3% | 91.7% | $284,090 | |
21St Mortgage
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Conventional | 2 | 0.8% | 50% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 30% | $215,000 | |
Kingsport Press Credit Unioin
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $75,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 18 | 7% | 78.3% | $232,222 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 16 | 6.2% | 94.1% | $187,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 5.1% | 86.7% | $190,384 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA, USDA | 10 | 3.9% | 100% | $211,000 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 3.5% | 100% | $267,222 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 9 | 3.5% | 90% | $251,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3.1% | 100% | $285,000 | |
Mortgage Research Center
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VA | 8 | 3.1% | 72.7% | $276,250 | |
Gvc Mortgage, Inc.
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FHA, USDA | 5 | 2% | 100% | $339,000 | |
Kind Lending, LLC
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Conventional, VA | 5 | 2% | 100% | $279,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.6% | 80% | $177,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.2% | 60% | $298,333 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 1.2% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional, VA, USDA | 3 | 1.2% | 100% | $218,333 | |
New Day Financial, LLC.
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VA | 3 | 1.2% | 75% | $318,333 | |
Mutual of Omaha Mortgage
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FHA | 3 | 1.2% | 75% | $298,333 | |
First Bank and Trust Company
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Conventional | 3 | 1.2% | 100% | $401,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $335,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 0.8% | 66.7% | $140,000 | |
Equity Prime Mortgage LLC
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VA, USDA | 2 | 0.8% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.8% | 100% | $375,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.8% | 100% | $225,000 | |
The Loan Store, Inc
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FHA, VA | 2 | 0.8% | 100% | $340,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $90,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $275,000 | |
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A5.0 ★Texas Ratio: 8.01% |
VA | 1 | 0.4% | 100% | $275,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Filo Mortgage, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $285,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 33.3% | $295,000 | |
Stg Mortgage Inc
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VA | 1 | 0.4% | 100% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Union Savings Bank
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $265,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Iserve Residential Lending
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FHA | 1 | 0.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
New American Funding, LLC.
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USDA | 1 | 0.4% | 100% | $235,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $85,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Top Flite Financial, Inc.
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VA | 1 | 0.4% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Carmel Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Carmel, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Mount Carmel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Carmel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Carmel, TN
Use these to narrow the list above. Each category shows how many Mount Carmel, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Carmel, TN
Independent mortgage companies closed 66.4 percent of home loans in Mount Carmel, Tennessee in 2025, banks 9 percent and credit unions 24.6 percent. Mortgage Investors Group was the largest mortgage company, Powell Valley National Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, Eastman Credit Union led with 46 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Carmel, TN
By home loans closed in 2025, Eastman Credit Union was the largest mortgage lender in Mount Carmel, Tennessee with 46 loans, about 18 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Mount Carmel, Tennessee in 2025, led by Mortgage Investors Group with 6. 23 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Mount Carmel, Tennessee in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Carmel, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Carmel, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Carmel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
