Mortgage Lenders and Brokers in Lafayette, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lafayette, Tennessee mortgage lenders include Macon Bank and Trust CompanyMacon Bank and Trust Company419 Highway 52 Byp W, Lafayette, TN 37083, Wellworth BankWellworth Bank400 Highway 52 Byp W, Lafayette, TN 37083A5.0 ★Texas Ratio: 9.78%, First Horizon BankFirst Horizon Bank440 Highway 52 Byp W, Lafayette, TN 37083A+5.0 ★Texas Ratio: 5.76%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, The Farmers BankThe Farmers Bank7836 Highway 25 E, Cross Plains, TN 37049, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, and Edmonton State BankEdmonton State Bank250 W Broadway, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lafayette, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lafayette are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lafayette, Tennessee
Market share is the lender's share of all home loans closed in Lafayette, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Macon Bank and Trust Company
419 Highway 52 Byp W, Lafayette, TN 37083 |
Conventional | 72 | 16.2% | 96% | $189,305 | |
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400 Highway 52 Byp W, Lafayette, TN 37083 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 12 +42 HELOCs |
2.7% | 100% | $109,166 | View |
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★ 5 stars, 1 review 1 office in Lafayette 440 Highway 52 Byp W, Lafayette, TN 37083 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 15 | 3.4% | 94.7% | $266,333 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional, FHA, USDA | 14 | 3.2% | 88.9% | $273,571 | |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
1.4% | 77.8% | $206,666 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 5 +2 HELOCs |
1.1% | 100% | $211,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 3 | 0.7% | 100% | $221,666 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.5% | 33.3% | $190,000 | View |
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250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional, USDA | 2 | 0.5% | 100% | $245,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $325,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 50% | $215,000 | View |
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1602 W Northfield Blvd, Murfreesboro, TN 37129 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.2% | 100% | $285,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
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404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
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150 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 0.2% | 100% | $285,000 | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
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Conventional | 15 | 3.4% | 50% | $86,333 | |
Acopia, LLC
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Conventional, FHA, USDA | 4 | 0.9% | 100% | $180,000 | |
Mortgage Investors Group
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Conventional, FHA, VA | 3 | 0.7% | 100% | $241,666 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Tennessee Trust Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Legacy Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 52 | 11.7% | 81.8% | $241,153 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 5.9% | 81.2% | $284,615 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 17 | 3.8% | 85% | $302,647 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA, USDA | 12 | 2.7% | 100% | $197,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 12 | 2.7% | 100% | $252,500 | |
Success Mortgage Partners, Inc
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Conventional, FHA, USDA | 10 | 2.3% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2% | 66.7% | $265,000 | |
Mortgage Research Center
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VA | 7 | 1.6% | 77.8% | $346,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 6 | 1.4% | 85.7% | $280,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1.4% | 100% | $233,333 | |
Princeton Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.4% | 77.8% | $271,666 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 6 | 1.4% | 85.7% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1.1% | 100% | $327,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.1% | 100% | $239,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 5 | 1.1% | 100% | $225,000 | View |
Iserve Residential Lending
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Conventional, FHA, USDA | 5 | 1.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 5 | 1.1% | 100% | $279,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 0.9% | 100% | $137,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.9% | 66.7% | $292,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 4 | 0.9% | 100% | $312,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 37.5% | $71,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $131,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.7% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.7% | 100% | $658,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.7% | 66.7% | $235,000 | |
Cadence Bank
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Conventional, FHA | 2 | 0.5% | 100% | $175,000 | |
Kind Lending, LLC
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USDA | 2 | 0.5% | 28.6% | $245,000 | |
Eustis Mortgage Corp
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Conventional, FHA | 2 | 0.5% | 100% | $355,000 | |
First Home Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $270,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 100% | $295,000 | |
Land Home Financial Services,
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FHA | 2 | 0.5% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.5% | 66.7% | $305,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $125,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $305,000 | |
Towne Mortgage Company
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FHA, VA | 2 | 0.5% | 100% | $210,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.5% | 100% | $270,000 | |
Texana Bank
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VA | 2 | 0.5% | 100% | $240,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.5% | 100% | $200,000 | View |
Interlinc Mortgage Services, LLC
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USDA | 1 | 0.2% | 100% | $305,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 50% | $255,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Sfmc, LP
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USDA | 1 | 0.2% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 50% | $285,000 | |
JMJ Financial Group Inc.
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VA | 1 | 0.2% | 100% | $465,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.2% | 100% | $275,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Lafayette Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lafayette, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Lafayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lafayette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lafayette, TN
Use these to narrow the list above. Each category shows how many Lafayette, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Lafayette, TN
Independent mortgage companies closed 61.5 percent of home loans in Lafayette, Tennessee in 2025, banks 36.9 percent and credit unions 1.6 percent. Community Mortgage Corporation was the largest mortgage company, Macon Bank and Trust Company the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Macon Bank and Trust Company led with 72 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lafayette, TN
By home loans closed in 2025, Macon Bank and Trust Company was the largest mortgage lender in Lafayette, Tennessee with 72 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lafayette, Tennessee, Macon Bank and Trust Company approved the highest share of completed applications in 2025 at 96 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Lafayette, Tennessee in 2025, led by Rocket Mortgage with 20. 26 lenders closed VA loans, led by United Wholesale Mortgage, and 17 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 5 credit unions closed home loans in Lafayette, Tennessee in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lafayette, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lafayette, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lafayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
