Mortgage Lenders and Brokers in La Follette, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Follette, Tennessee mortgage lenders include Peoples Bank of the SouthPeoples Bank of the South106 W Central Ave, La Follette, TN 37766A5.0 ★Texas Ratio: 6.15%, Community Trust Bank, Inc.Community Trust Bank, Inc.106 S Tennessee Ave, La Follette, TN 37766A+5.0 ★Texas Ratio: 3.53%, Y-12 Federal Credit UnionY-12 Federal Credit Union1011 E Central Ave, La Follette, TN 37766 2770A+5.0 ★Texas Ratio: 3.67%, Builtwell BankBuiltwell Bank244 E Central Ave, La Follette, TN 37766A+5.0 ★Texas Ratio: 2.72%, Hearthside Bank CorporationHearthside Bank Corporation111 Washington Ave, Harrogate, TN 37752A+5.0 ★Texas Ratio: 2.76%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First National Bank of OneidaFirst National Bank of Oneida2408 Jacksboro Pike, La Follette, TN 37766, Ornl Federal Credit UnionOrnl Federal Credit Union2229 Jacksboro Pike, La Follette, TN 37766 2904, and Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Follette, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Follette are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Follette, Tennessee
Market share is the lender's share of all home loans closed in La Follette, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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106 W Central Ave, La Follette, TN 37766 A5.0 ★Texas Ratio: 6.15% |
Conventional, Jumbo | 40 | 12.8% | 100% | $118,750 | View |
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1 office in La Follette 106 S Tennessee Ave, La Follette, TN 37766 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 10 +18 HELOCs |
3.2% | 83.3% | $228,000 | View |
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1011 E Central Ave, La Follette, TN 37766 2770 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 13 +20 HELOCs |
4.2% | 92.9% | $184,230 | View |
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244 E Central Ave, La Follette, TN 37766 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 11 | 3.5% | 73.3% | $203,181 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional, Jumbo | 9 | 2.9% | 90% | $457,222 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 6 | 1.9% | 100% | $221,666 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA, Jumbo | 5 | 1.6% | 100% | $511,000 | View |
First National Bank of Oneida
2408 Jacksboro Pike, La Follette, TN 37766 |
Conventional | 5 | 1.6% | 100% | $105,000 | |
Ornl Federal Credit Union
2229 Jacksboro Pike, La Follette, TN 37766 2904 |
Conventional, HELOC | 4 +8 HELOCs |
1.3% | 75% | $137,500 | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $430,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $475,000 | View |
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567 Howard H Baker Highway, Huntsville, TN 37756 A5.0 ★Texas Ratio: 9.50% |
Conventional | 2 | 0.6% | 66.7% | $365,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $175,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $605,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
USDA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 15 | 4.8% | 88.9% | $277,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 17.6% | $195,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,255,000 | View |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 24 | 7.7% | 75.8% | $229,583 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 3.5% | 84.6% | $298,636 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.2% | 90.9% | $320,714 | |
American Financial Network, Inc.
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Conventional, FHA, USDA | 7 | 2.2% | 100% | $286,428 | |
Pennymac Loan Services LLC
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FHA, VA | 6 | 1.9% | 75% | $208,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 6 | 1.9% | 100% | $231,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.6% | 83.3% | $181,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 5 | 1.6% | 71.4% | $205,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional, VA | 4 | 1.3% | 100% | $257,500 | View |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1.3% | 80% | $285,000 | |
Newrez LLC
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Conventional, FHA | 4 | 1.3% | 80% | $245,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 4 | 1.3% | 100% | $187,500 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 4 | 1.3% | 100% | $235,000 | View |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 80% | $147,500 | |
Mortgage Research Center
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VA | 4 | 1.3% | 33.3% | $232,500 | |
Ark-La-Tex Financial Services LLC
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FHA, USDA | 4 | 1.3% | 100% | $212,500 | |
American Financial Resources LLC
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USDA | 3 | 1% | 75% | $211,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 1% | 50% | $131,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $151,666 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 1% | 85.7% | $235,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1% | 75% | $181,666 | |
Village Capital & Investment
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VA | 3 | 1% | 100% | $348,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 3 | 1% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $30,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 50% | $200,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.6% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $200,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Lower, LLC
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USDA | 2 | 0.6% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 33.3% | $180,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Primelending
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USDA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $95,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 0.3% | 100% | $275,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $135,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
VanDyk Mortgage Corporation
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USDA | 1 | 0.3% | 100% | $295,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $325,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Cardinal Financial Company, Li
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USDA | 1 | 0.3% | 100% | $245,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Wright Patt Credit Union Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Baxter Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,125,000 | |
Union Savings Bank
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Towne Mortgage Company
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USDA | 1 | 0.3% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $315,000 | |
New American Funding, LLC.
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USDA | 1 | 0.3% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.3% | 100% | $935,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Thrivent Bank
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
La Follette Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Follette, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in La Follette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Follette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Follette, TN
Use these to narrow the list above. Each category shows how many La Follette, TN lenders fit and what that kind of lender is usually best for.
Who Lends in La Follette, TN
Independent mortgage companies closed 55.1 percent of home loans in La Follette, Tennessee in 2025, banks 36.5 percent and credit unions 8.3 percent. Mortgage Investors Group was the largest mortgage company, Peoples Bank of the South the largest bank and Y-12 Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Peoples Bank of the South led with 40 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Follette, TN
By home loans closed in 2025, Peoples Bank of the South was the largest mortgage lender in La Follette, Tennessee with 40 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in La Follette, Tennessee in 2025, led by Mortgage Investors Group with 6. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 7 credit unions closed home loans in La Follette, Tennessee in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Follette, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Follette, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Follette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
