Mortgage Lenders and Brokers in Kingston, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kingston, Tennessee mortgage lenders include United Community BankUnited Community Bank223 N 3rd St, Kingston, TN 37763A+5.0 ★Texas Ratio: 2.97%, Simmons BankSimmons Bank202 N Kentucky St, Kingston, TN 37763A+5.0 ★Texas Ratio: 5.33%, One Bank of TennesseeOne Bank of Tennessee316 W Race St, Kingston, TN 37763A+5.0 ★Texas Ratio: 0.10%, Ornl Federal Credit UnionOrnl Federal Credit Union1204 N Kentucky St, Kingston, TN 37763, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, First Farmers and Commercial BankFirst Farmers and Commercial Bank1251 N Main St, Crossville, TN 38555A+5.0 ★Texas Ratio: 0.50%, and FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingston, Tennessee
Market share is the lender's share of all home loans closed in Kingston, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kingston 223 N 3rd St, Kingston, TN 37763 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, Jumbo, HELOC | 5 +12 HELOCs |
1.6% | 83.3% | $461,000 | View |
|
1 office in Kingston 202 N Kentucky St, Kingston, TN 37763 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 5 +3 HELOCs |
1.6% | 100% | $369,000 | View |
|
1 office in Kingston 316 W Race St, Kingston, TN 37763 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 2 | 0.6% | 100% | $410,000 | View |
Ornl Federal Credit Union
1204 N Kentucky St, Kingston, TN 37763 |
Conventional, Jumbo, HELOC | 18 +19 HELOCs |
5.6% | 96.4% | $418,333 | |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
1.6% | 100% | $411,000 | View |
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 4 +19 HELOCs |
1.2% | 80% | $290,000 | View |
|
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 4 +9 HELOCs |
1.2% | 100% | $305,000 | View |
|
7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional | 4 | 1.2% | 100% | $397,500 | View |
|
1251 N Main St, Crossville, TN 38555 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 3 | 0.9% | 100% | $85,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $355,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 2 | 0.6% | 100% | $285,000 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.6% | 100% | $165,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 50% | $55,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $185,000 | View |
|
111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 50% | $615,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.3% | 50% | $245,000 | View |
|
1075 5th Street, Jellico, TN 37762 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
|
12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
|
125 Leinart St, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
567 Howard H Baker Highway, Huntsville, TN 37756 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
|
109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
|
6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
|
Conventional, FHA, VA, USDA | 30 | 9.4% | 100% | $286,000 | |
Enrichment Federal Credit Unio
|
Conventional | 12 | 3.8% | 100% | $194,166 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 9 | 2.8% | 32.3% | $146,111 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 36 | 11.2% | 97.3% | $248,333 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 24 | 7.5% | 96% | $312,083 | |
Movement Mortgage, LLC
|
Conventional, FHA | 9 | 2.8% | 90% | $236,111 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo | 8 | 2.5% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, Jumbo | 8 | 2.5% | 100% | $440,000 | View |
American Financial Resources LLC
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $237,857 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 2.2% | 90.9% | $270,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 6 | 1.9% | 60% | $323,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 6 | 1.9% | 100% | $268,333 | |
Amerisave Mortgage Company
|
Conventional, VA | 5 | 1.6% | 71.4% | $157,000 | |
Mortgage Research Center
|
VA | 5 | 1.6% | 75% | $407,000 | |
American Pacific Mortgage Corporation
|
FHA, VA | 4 | 1.2% | 100% | $227,500 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 4 | 1.2% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 4 | 1.2% | 100% | $535,000 | |
Cmg Mortgage Inc
|
VA | 3 | 0.9% | 100% | $491,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 0.9% | 85.7% | $181,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 3 | 0.9% | 75% | $555,000 | View |
Nationstar Mortgage
|
Conventional | 3 | 0.9% | 75% | $68,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 40% | $90,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 2 | 0.6% | 100% | $325,000 | View |
Liberty Federal Credit Union
|
Conventional | 2 | 0.6% | 100% | $525,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 75% | $245,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $405,000 | |
Resicentral LLC
|
Conventional | 2 | 0.6% | 100% | $250,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $210,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.6% | 66.7% | $405,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.6% | 66.7% | $400,000 | |
Lower, LLC
|
FHA | 2 | 0.6% | 66.7% | $315,000 | |
Southwest Stage Funding LLC
|
FHA | 2 | 0.6% | 66.7% | $360,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.6% | 100% | $45,000 | |
Reliance First Capital, LLC
|
Conventional | 2 | 0.6% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $465,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $1,335,000 | |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Panorama Mortgage Group, LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Everett Financial, Inc.
|
VA | 1 | 0.3% | 100% | $675,000 | |
Newrez LLC
|
FHA | 1 | 0.3% | 100% | $485,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.3% | 33.3% | $445,000 | View |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
|
C+4.1 ★Texas Ratio: 26.20% |
VA | 1 | 0.3% | 100% | $545,000 | View |
Discover Bank
|
Conventional | 1 | 0.3% | 20% | $155,000 | |
River Valley AgCredit
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.3% | 50% | $405,000 | |
American Financing Corporation
|
Conventional | 1 | 0.3% | 50% | $145,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.3% | 100% | $445,000 | |
First Colony Mortgage Corporat
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Ardri LLC
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,485,000 | |
Towne Mortgage Company
|
VA | 1 | 0.3% | 100% | $785,000 | |
Iserve Residential Lending
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.3% | 100% | $235,000 | |
Liberty Home Mortgage Corp
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.3% | 100% | $215,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kingston Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingston, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Kingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingston, TN
Use these to narrow the list above. Each category shows how many Kingston, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Kingston, TN
Independent mortgage companies closed 69.1 percent of home loans in Kingston, Tennessee in 2025, banks 17.8 percent and credit unions 13.1 percent. Mortgage Investors Group was the largest mortgage company, United Community Bank the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, One Bank of Tennessee led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingston, TN
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Kingston, Tennessee with 5 loans, about 1.6 percent of the market. The largest lender headquartered in Tennessee was One Bank of Tennessee with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Kingston, Tennessee in 2025, led by Mortgage Investors Group with 12. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 8 credit unions closed home loans in Kingston, Tennessee in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
