Mortgage Lenders and Brokers in Jefferson City, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jefferson City, Tennessee mortgage lenders include FirstbankFirstbank167 W Broadway Blvd, Jefferson City, TN 37760A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank222 E Broadway Blvd, Jefferson City, TN 37760A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.149 E Broadway Blvd, Jefferson City, TN 37760A+5.0 ★Texas Ratio: 2.85%, Citizens National BankCitizens National Bank1507 Odell Ave, Jefferson City, TN 37760A+5.0 ★Texas Ratio: 0.31%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union662 E Broadway Blvd, Jefferson City, TN 37760 4900A+5.0 ★Texas Ratio: 2.34%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, Citizes Bank & Trust Company of Grainger CountyCitizes Bank & Trust Company of Grainger County1131 Highway 11w, Bean Station, TN 37708A+5.0 ★Texas Ratio: 1.70%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, and Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jefferson City, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jefferson City are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jefferson City, Tennessee
Market share is the lender's share of all home loans closed in Jefferson City, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jefferson City 167 W Broadway Blvd, Jefferson City, TN 37760 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA, HELOC | 21 +5 HELOCs |
5.3% | 92% | $238,809 | View |
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1 office in Jefferson City 222 E Broadway Blvd, Jefferson City, TN 37760 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +7 HELOCs |
1.3% | 38.5% | $437,000 | View |
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1 office in Jefferson City 149 E Broadway Blvd, Jefferson City, TN 37760 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.3% | 55.6% | $137,000 | View |
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1 office in Jefferson City 1507 Odell Ave, Jefferson City, TN 37760 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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662 E Broadway Blvd, Jefferson City, TN 37760 4900 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 14 +50 HELOCs |
3.5% | 100% | $197,857 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 8 | 2% | 88.9% | $271,250 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 4 +2 HELOCs |
1% | 62.5% | $472,500 | |
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1131 Highway 11w, Bean Station, TN 37708 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 4 | 1% | 80% | $270,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $295,000 | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $311,666 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 3 | 0.8% | 100% | $368,333 | View |
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1075 N Chucky Pike, Jefferson City, TN 37760 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 3 | 0.8% | 55.6% | $81,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.5% | 100% | $445,000 | View |
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106 W Broadway Blvd, Jefferson City, TN 37760 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.5% | 100% | $235,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $305,000 | View |
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Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +7 HELOCs |
0.3% | 50% | $275,000 | View |
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2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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125 Leinart St, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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6211 Middlebrook Pike, Knoxville, TN 37909 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA | 16 | 4% | 94.1% | $243,125 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.3% | 16.7% | $125,000 | |
Tennessee Valley Federal C U
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Conventional | 1 | 0.3% | 100% | $605,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $165,000 | |
Ut Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 39 | 9.8% | 81.2% | $228,333 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 34 | 8.5% | 89.5% | $255,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 26 | 6.5% | 96.3% | $277,307 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 20 | 5% | 100% | $251,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 14 | 3.5% | 100% | $296,428 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.3% | 72.2% | $316,538 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2% | 72.7% | $266,250 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 90% | $350,714 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 7 | 1.8% | 87.5% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 6 | 1.5% | 100% | $395,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 6 | 1.5% | 100% | $180,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 6 | 1.5% | 88.9% | $270,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $207,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.3% | 83.3% | $223,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 5 | 1.3% | 100% | $431,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 4 | 1% | 80% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.8% | 100% | $445,000 | |
Everett Financial, Inc.
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Conventional | 3 | 0.8% | 75% | $298,333 | |
Newrez LLC
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Conventional, FHA | 3 | 0.8% | 50% | $205,000 | |
Amerisave Mortgage Company
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FHA | 3 | 0.8% | 37.5% | $165,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 75% | $178,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 50% | $310,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 0.5% | 100% | $230,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 75% | $370,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $100,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.5% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $170,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 66.7% | $385,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $255,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 66.7% | $240,000 | |
Carrington Mortgage Services LLC
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VA | 2 | 0.5% | 60% | $255,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 20% | $75,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.3% | 50% | $335,000 | View |
Goodleap, LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Gvc Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Infinity Equity Group, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Eustis Mortgage Corp
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FHA | 1 | 0.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $605,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 16.7% | $65,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $285,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 50% | $285,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.3% | 100% | $225,000 | |
River City Bank
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $275,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $335,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $315,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 50% | $225,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $435,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jefferson City Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jefferson City, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Jefferson City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jefferson City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jefferson City, TN
Use these to narrow the list above. Each category shows how many Jefferson City, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Jefferson City, TN
Independent mortgage companies closed 71.9 percent of home loans in Jefferson City, Tennessee in 2025, banks 20.1 percent and credit unions 8 percent. Mortgage Investors Group was the largest mortgage company, Firstbank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jefferson City, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Jefferson City, Tennessee with 21 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Jefferson City, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 14. 24 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 13 credit unions closed home loans in Jefferson City, Tennessee in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jefferson City, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jefferson City, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jefferson City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
