Mortgage Lenders and Brokers in Hartsville/Trousdale County, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hartsville/Trousdale County, Tennessee mortgage lenders include Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Southern Bank of TennesseeSouthern Bank of Tennessee5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027A+5.0 ★Texas Ratio: 0.38%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First National BankFirst National Bank150 W Main St, Gallatin, TN 37066A+5.0 ★Texas Ratio: 1.33%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, Macon Bank and Trust CompanyMacon Bank and Trust Company201 Main St, Celina, TN 38551, and Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartsville/Trousdale County, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartsville/Trousdale County are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hartsville/Trousdale County, Tennessee
Market share is the lender's share of all home loans closed in Hartsville/Trousdale County, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, FHA, HELOC | 16 +27 HELOCs |
6.4% | 100% | $240,625 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 1.6% | 57.1% | $487,500 | View |
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5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 4 | 1.6% | 100% | $307,500 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 4 | 1.6% | 100% | $270,000 | View |
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150 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 4 | 1.6% | 66.7% | $107,500 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
1.2% | 75% | $308,333 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 3 | 1.2% | 60% | $385,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0.8% | 100% | $345,000 | View |
Macon Bank and Trust Company
201 Main St, Celina, TN 38551 |
Conventional | 2 | 0.8% | 66.7% | $240,000 | |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, VA | 2 | 0.8% | 100% | $360,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA | 2 | 0.8% | 100% | $405,000 | View |
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250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 0.8% | 100% | $210,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $535,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 2 | 0.8% | 100% | $280,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, VA | 2 | 0.8% | 66.7% | $235,000 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.8% | 100% | $125,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $345,000 | View |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $145,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $385,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,225,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 1 | 0.4% | 100% | $315,000 | |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional | 1 | 0.4% | 100% | $975,000 | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA | 6 | 2.4% | 100% | $326,666 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $185,000 | |
Acopia, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $175,000 | |
Legacy Home Loans, LLC
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Conventional | 2 | 0.8% | 100% | $525,000 | |
21St Mortgage
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Conventional | 2 | 0.8% | 100% | $195,000 | |
CedarStone Bank
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 24 | 9.6% | 82.8% | $298,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 7.6% | 95% | $339,210 | |
Mortgage Research Center
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VA | 8 | 3.2% | 57.1% | $415,000 | |
Cmg Mortgage Inc
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Conventional, VA | 7 | 2.8% | 100% | $457,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.4% | 85.7% | $261,666 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 5 | 2% | 100% | $277,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 2% | 100% | $371,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.2% | 75% | $191,666 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 1.2% | 80% | $388,333 | |
Newrez LLC
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Conventional, FHA | 3 | 1.2% | 100% | $348,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.2% | 75% | $301,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 1.2% | 100% | $375,000 | |
Guild Mortgage Company
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VA | 3 | 1.2% | 100% | $621,666 | |
Das Acquisition Company, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $525,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 1.2% | 75% | $365,000 | |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 3 | 1.2% | 100% | $221,666 | View |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 100% | $51,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $328,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.2% | 75% | $191,666 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 1.2% | 100% | $618,333 | |
Interlinc Mortgage Services, LLC
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FHA, VA | 2 | 0.8% | 100% | $390,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $430,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.8% | 100% | $265,000 | |
Success Mortgage Partners, Inc
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FHA, USDA | 2 | 0.8% | 100% | $395,000 | |
FirstTrust Home Loans
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Conventional | 2 | 0.8% | 100% | $305,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $165,000 | |
Land Home Financial Services,
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FHA | 2 | 0.8% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.8% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA, USDA | 2 | 0.8% | 66.7% | $385,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.8% | 100% | $310,000 | |
Movement Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $355,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $365,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 50% | $675,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 28.6% | $545,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 50% | $305,000 | View |
Sfmc, LP
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FHA | 1 | 0.4% | 100% | $375,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $345,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.4% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $415,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
VA | 1 | 0.4% | 100% | $405,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
Southwest Funding LP
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
JMAC Lending, Inc.
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USDA | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Southwest Airlines FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hartsville/Trousdale County Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hartsville/Trousdale County, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Hartsville/Trousdale County? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartsville/Trousdale County in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hartsville/Trousdale County, TN
Use these to narrow the list above. Each category shows how many Hartsville/Trousdale County, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Hartsville/Trousdale County, TN
Independent mortgage companies closed 67.3 percent of home loans in Hartsville/Trousdale County, Tennessee in 2025, banks 29.9 percent and credit unions 2.8 percent. Mortgage Investors Group was the largest mortgage company, Wilson Bank and Trust the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Wilson Bank and Trust led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hartsville/Trousdale County, TN
By home loans closed in 2025, Wilson Bank and Trust was the largest mortgage lender in Hartsville/Trousdale County, Tennessee with 16 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Hartsville/Trousdale County, Tennessee in 2025, led by United Wholesale Mortgage with 6. 22 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 5 credit unions closed home loans in Hartsville/Trousdale County, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartsville/Trousdale County, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartsville/Trousdale County, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartsville/Trousdale County. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
