Mortgage Lenders and Brokers in East Ridge, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Ridge, Tennessee mortgage lenders include FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303A+5.0 ★Texas Ratio: 0.98%, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, and Mountain Valley BankMountain Valley BankHighway 28 South At Cordell Lane, Dunlap, TN 37327A+5.0 ★Texas Ratio: 4.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Ridge, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Ridge are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Ridge, Tennessee
Market share is the lender's share of all home loans closed in East Ridge, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 11 +7 HELOCs |
2.7% | 91.7% | $167,727 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 8 +1 HELOCs |
2% | 88.9% | $191,250 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 8 | 2% | 80% | $165,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +9 HELOCs |
1.7% | 43.8% | $162,142 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 6 +5 HELOCs |
1.5% | 85.7% | $226,666 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 6 +1 HELOCs |
1.5% | 85.7% | $225,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1% | 100% | $197,500 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 75% | $338,333 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 3 | 0.7% | 100% | $215,000 | View |
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Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 3 | 0.7% | 100% | $125,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 66.7% | $175,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 2 | 0.5% | 100% | $310,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 2 | 0.5% | 100% | $170,000 | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $325,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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5340 Airline Rd, Arlington, TN 38002 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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4154 Ringgold Rd, East Ridge, TN 37412 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.2% | 66.7% | $225,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.2% | 100% | $335,000 | |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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11915 Highway 70, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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1112 Congress Pkwy S, Athens, TN 37303 2404 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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2011 Stein Dr, Chattanooga, TN 37421 1692 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.2% | 50% | $225,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 31 +18 HELOCs |
7.7% | 84.2% | $196,612 | |
Churchill Mortgage Corporation
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Conventional | 6 | 1.5% | 100% | $178,333 | |
Mortgage Investors Group
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Conventional, FHA | 6 | 1.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 43 | 10.7% | 93.9% | $203,837 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 31 | 7.7% | 100% | $238,548 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
6.2% | 100% | $236,600 | |
Summit Funding.Inc
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Conventional, FHA | 19 | 4.7% | 100% | $201,315 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 3.5% | 88.2% | $265,714 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 12 | 3% | 100% | $252,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 12 | 3% | 100% | $263,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 9 | 2.2% | 100% | $242,777 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2% | 100% | $193,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2% | 90% | $242,500 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2% | 88.9% | $115,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 1.7% | 100% | $230,714 | |
Mortgage Research Center
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VA | 4 | 1% | 44.4% | $347,500 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 4 | 1% | 80% | $345,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.7% | 80% | $201,666 | |
Eustis Mortgage Corp
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Conventional, FHA | 3 | 0.7% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 3 | 0.7% | 75% | $198,333 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $318,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.7% | 100% | $255,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $165,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $270,000 | |
Cadence Bank
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Conventional, FHA | 2 | 0.5% | 50% | $130,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $290,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $100,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $210,000 | |
Tjc Mortgage Inc
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Conventional | 2 | 0.5% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.5% | 100% | $230,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.5% | 100% | $235,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 66.7% | $45,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $205,000 | |
First Citizens National Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Newrez LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 0.2% | 100% | $435,000 | View |
United Trust Bank
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VA | 1 | 0.2% | 100% | $295,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Capital City Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Direct Lenders, LLC.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $185,000 | View |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.17% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Iserve Residential Lending
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FHA | 1 | 0.2% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
East Ridge Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Ridge, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in East Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Ridge, TN
Use these to narrow the list above. Each category shows how many East Ridge, TN lenders fit and what that kind of lender is usually best for.
Who Lends in East Ridge, TN
Independent mortgage companies closed 67.9 percent of home loans in East Ridge, Tennessee in 2025, banks 21.4 percent and credit unions 10.7 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Ridge, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in East Ridge, Tennessee with 11 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in East Ridge, Tennessee in 2025, led by Rocket Mortgage with 13. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in East Ridge, Tennessee in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Ridge, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Ridge, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
