Mortgage Lenders and Brokers in Algood, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Algood, Tennessee mortgage lenders include One Bank of TennesseeOne Bank of Tennessee404 Main St, Baxter, TN 38544A+5.0 ★Texas Ratio: 0.10%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Wellworth BankWellworth Bank100 N Public Sq, Alexandria, TN 37012A5.0 ★Texas Ratio: 9.78%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303A+5.0 ★Texas Ratio: 0.98%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, and Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Algood, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Algood are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Algood, Tennessee
Market share is the lender's share of all home loans closed in Algood, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional, Jumbo | 12 | 6.7% | 92.3% | $350,833 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +6 HELOCs |
3.4% | 60% | $70,000 | View |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 4 +14 HELOCs |
2.2% | 100% | $312,500 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +7 HELOCs |
1.7% | 100% | $285,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 75% | $141,666 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $220,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $355,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 1.1% | 100% | $300,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $325,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $320,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 2 | 1.1% | 100% | $190,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $145,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 25% | $295,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $115,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,005,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.6% | 100% | $415,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 0.6% | 100% | $55,000 | |
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614 W Main St, Cookeville, TN 38506 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,225,000 | View |
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4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA | 4 | 2.2% | 100% | $327,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.7% | 50% | $148,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.6% | 100% | $985,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 20 | 11.2% | 74.1% | $185,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 7.3% | 73.7% | $204,230 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 12 | 6.7% | 92.3% | $323,333 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 10 | 5.6% | 83.3% | $199,000 | |
Mortgage Research Center
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VA | 7 | 3.9% | 77.8% | $360,714 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.2% | 100% | $352,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 4 | 2.2% | 100% | $302,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.2% | 100% | $130,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 1.7% | 100% | $255,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 1.1% | 50% | $555,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.1% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 66.7% | $40,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 1.1% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
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VA | 2 | 1.1% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 1.1% | 100% | $370,000 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 66.7% | $245,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 1.1% | 100% | $430,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 1.1% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 66.7% | $105,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.1% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $405,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Guild Mortgage Company
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FHA | 1 | 0.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
VA | 1 | 0.6% | 100% | $405,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $205,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 0.6% | 100% | $285,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.6% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $305,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $485,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.6% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $25,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Algood Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Algood, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Algood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Algood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Algood, TN
Use these to narrow the list above. Each category shows how many Algood, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Algood, TN
Independent mortgage companies closed 68.7 percent of home loans in Algood, Tennessee in 2025, banks 27.9 percent and credit unions 3.4 percent. Mortgage Investors Group was the largest mortgage company, One Bank of Tennessee the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, One Bank of Tennessee led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Algood, TN
By home loans closed in 2025, One Bank of Tennessee was the largest mortgage lender in Algood, Tennessee with 12 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Algood, Tennessee in 2025, led by Mason-McDuffie Mortgage Corporation with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 5 credit unions closed home loans in Algood, Tennessee in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Algood, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Algood, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Algood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
