Starr, South Carolina mortgage lenders include Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Pickens Savings & Loan Association, F.A.Pickens Savings & Loan Association, F.A.205 E Cedar Rock St, Pickens, SC 29671, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, and Family Trust Federal Credit UnionFamily Trust Federal Credit Union1219 Highway 55 E, Clover, SC 29710A+5.0 ★Texas Ratio: 4.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Starr, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Starr are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Starr, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 3 | 2.9% | 100% | $505,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +3 HELOCs |
1.9% | 100% | $80,000 | View |
|
2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 1.9% | 100% | $470,000 | View |
Pickens Savings & Loan Association, F.A.
205 E Cedar Rock St, Pickens, SC 29671 |
Conventional | 2 | 1.9% | 100% | $295,000 | |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, USDA, Jumbo | 2 | 1.9% | 100% | $575,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +5 HELOCs |
1% | 100% | $175,000 | |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $145,000 | View |
|
357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 1% | 100% | $365,000 | View |
|
1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 1% | 100% | $145,000 | View |
|
1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1% | 100% | $545,000 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 1% | 50% | $285,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
|
Conventional, FHA | 4 | 3.8% | 100% | $220,000 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 1% | 100% | $375,000 | |
Primelending
|
Conventional, FHA | 4 | 3.8% | 100% | $222,500 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, USDA | 4 | 3.8% | 100% | $110,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 4 | 3.8% | 80% | $240,000 | |
21St Mortgage
|
Conventional | 4 | 3.8% | 57.1% | $140,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 2.9% | 60% | $371,666 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 2.9% | 75% | $188,333 | |
Newrez LLC
|
Conventional, FHA, VA | 3 | 2.9% | 100% | $221,666 | |
CrossCountry Mortgage, LLC
|
FHA, USDA | 3 | 2.9% | 100% | $211,666 | |
Union Home Mortgage Corp.
|
Conventional, Jumbo | 3 | 2.9% | 100% | $421,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 2.9% | 15.8% | $168,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 1.9% | 100% | $165,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.9% | 66.7% | $175,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.9% | 100% | $55,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.9% | 66.7% | $100,000 | |
American Financial Network, Inc.
|
FHA | 2 | 1.9% | 100% | $285,000 | |
T2 Financial LLC
|
FHA | 2 | 1.9% | 100% | $195,000 | |
Mortgage Research Center
|
VA | 2 | 1.9% | 66.7% | $250,000 | |
Acopia, LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $80,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
FHA, VA | 2 | 1.9% | 100% | $510,000 | View |
Pike Creek Mortgage Services, Inc.
|
FHA, VA | 2 | 1.9% | 100% | $320,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.9% | 100% | $120,000 | |
Lower, LLC
|
FHA | 2 | 1.9% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 1.9% | 100% | $350,000 | |
Contour Mortgage Corporation
|
FHA | 1 | 1% | 100% | $205,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1% | 100% | $135,000 | |
Kind Lending, LLC
|
USDA | 1 | 1% | 100% | $155,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1% | 50% | $145,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $565,000 | View |
Filo Mortgage, LLC
|
FHA | 1 | 1% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 33.3% | $255,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1% | 100% | $265,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1% | 100% | $425,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $345,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 1% | 100% | $35,000 | |
Provident Funding Associates
|
Conventional | 1 | 1% | 100% | $445,000 | |
Nations Lending Corporation
|
Conventional | 1 | 1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1% | 100% | $175,000 | View |
Home Access Financial, LLC
|
Conventional | 1 | 1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 1% | 100% | $205,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 1% | 100% | $155,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1% | 66.7% | $85,000 | |
Goprime Mortgage, Inc.
|
FHA | 1 | 1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Starr? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Starr in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Starr, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76 percent of home loans in Starr, South Carolina in 2025, banks 21.2 percent and credit unions 2.9 percent. New Story Lending LLC was the largest mortgage company, Ameris Bank the largest bank and SC State Credit Union the largest credit union. Among lenders headquartered in South Carolina, Countybank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Starr, South Carolina with 3 loans, about 2.9 percent of the market. The largest lender headquartered in South Carolina was Countybank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Starr, South Carolina in 2025, led by Primelending with 3. 10 lenders closed VA loans, led by Ameris Bank, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 4 credit unions closed home loans in Starr, South Carolina in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Starr, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Starr, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Starr. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.