Mortgage Lenders and Brokers in Ridgeville, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgeville, South Carolina mortgage lenders include First National Bank of South CarolinaFirst National Bank of South Carolina173 Church St, Ridgeville, SC 29472A+5.0 ★Texas Ratio: 1.76%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, United Community BankUnited Community Bank815 N Main St, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.97%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, and Rev Federal Credit UnionRev Federal Credit Union22 Westedge St, Charleston, SC 29403. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgeville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgeville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgeville, South Carolina
Market share is the lender's share of all home loans closed in Ridgeville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ridgeville 173 Church St, Ridgeville, SC 29472 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 16 | 9.5% | 100% | $377,500 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA | 6 | 3.6% | 100% | $311,666 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $450,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $465,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 2 | 1.2% | 100% | $365,000 | |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
VA, HELOC | 1 +4 HELOCs |
0.6% | 100% | $485,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $385,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional | 1 | 0.6% | 100% | $585,000 | |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.6% | 100% | $335,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3% | 100% | $389,000 | |
Barley Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.7% | 86.4% | $365,555 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +2 HELOCs |
5.4% | 81.8% | $308,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4.8% | 88.9% | $475,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 5 | 3% | 100% | $329,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 3% | 71.4% | $447,000 | |
21St Mortgage
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Conventional | 5 | 3% | 54.5% | $117,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 3% | 23.3% | $137,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.4% | 100% | $297,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.8% | 80% | $305,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1.8% | 75% | $341,666 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 1.8% | 100% | $311,666 | View |
Carolina One Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.8% | 100% | $525,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 3 | 1.8% | 60% | $538,333 | |
Direct Mortgage Loans, LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
1.2% | 100% | $475,000 | |
Primelending
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Conventional, FHA | 2 | 1.2% | 100% | $460,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.2% | 50% | $115,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.2% | 40% | $495,000 | |
American Financial Network, Inc.
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Conventional, USDA | 2 | 1.2% | 100% | $510,000 | |
Nation One Mortgage Corporatio
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FHA, VA | 2 | 1.2% | 100% | $525,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 2 | 1.2% | 100% | $390,000 | View |
Sente Mortgage, Inc.
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FHA, VA | 2 | 1.2% | 100% | $340,000 | |
Lower, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.2% | 100% | $460,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $535,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $485,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Guild Mortgage Company
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VA | 1 | 0.6% | 100% | $675,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.6% | 100% | $685,000 | |
Legend Lending Corporation
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Conventional | 1 | 0.6% | 50% | $685,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
Nfm, Inc
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VA | 1 | 0.6% | 100% | $455,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.6% | 100% | $915,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 100% | $305,000 | View |
Mortgage Lenders Investment Tr
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FHA | 1 | 0.6% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.6% | 100% | $185,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $605,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $455,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.6% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $635,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.6% | 100% | $445,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $155,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $205,000 | |
Bayer Hfcu
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ridgeville Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgeville, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Ridgeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgeville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgeville, SC
Use these to narrow the list above. Each category shows how many Ridgeville, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgeville, SC
Independent mortgage companies closed 63.1 percent of home loans in Ridgeville, South Carolina in 2025, banks 27.4 percent and credit unions 9.5 percent. Movement Mortgage, LLC was the largest mortgage company, First National Bank of South Carolina the largest bank and Rev Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First National Bank of South Carolina led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgeville, SC
By home loans closed in 2025, First National Bank of South Carolina was the largest mortgage lender in Ridgeville, South Carolina with 1 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ridgeville, South Carolina in 2025, led by Rocket Mortgage with 4. 24 lenders closed VA loans, led by Ameris Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Ridgeville, South Carolina in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgeville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgeville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
