Mortgage Lenders and Brokers in Ninety Six, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ninety Six, South Carolina mortgage lenders include United Community BankUnited Community Bank207 N Cambridge St, Ninety Six, SC 29666A+5.0 ★Texas Ratio: 2.97%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, RoundPoint Mortgage Servicing LLCRoundPoint Mortgage Servicing LLCFort Mill, SC, and Acopia, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ninety Six, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ninety Six are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ninety Six, South Carolina
Market share is the lender's share of all home loans closed in Ninety Six, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ninety Six 207 N Cambridge St, Ninety Six, SC 29666 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +4 HELOCs |
1.4% | 50% | $85,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 6 | 8.5% | 85.7% | $183,333 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 2.8% | 100% | $90,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
USDA, HELOC | 1 +1 HELOCs |
1.4% | 100% | $165,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $165,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $65,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.4% | 100% | $185,000 | |
Acopia, LLC
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Conventional, FHA | 9 | 12.7% | 100% | $90,555 | |
Rocket Mortgage
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Conventional, VA | 8 | 11.3% | 80% | $107,500 | |
Atlantic Bay Mortgage Group
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FHA, VA | 4 | 5.6% | 100% | $192,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 5.6% | 100% | $137,500 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 4.2% | 100% | $88,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 4.2% | 100% | $181,666 | |
United Wholesale Mortgage
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Conventional | 2 | 2.8% | 50% | $250,000 | |
Newrez LLC
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Conventional, FHA | 2 | 2.8% | 50% | $275,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 2 | 2.8% | 100% | $75,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.8% | 66.7% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, USDA | 2 | 2.8% | 100% | $265,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 2.8% | 100% | $110,000 | |
Primelending
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FHA | 1 | 1.4% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.4% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1.4% | 100% | $175,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.4% | 100% | $175,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 1.4% | 100% | $135,000 | |
T2 Financial LLC
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FHA | 1 | 1.4% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.4% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 1.4% | 100% | $95,000 | |
21St Mortgage
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Conventional | 1 | 1.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.4% | 20% | $25,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 1.4% | 25% | $145,000 |
Ninety Six Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ninety Six, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Ninety Six? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ninety Six in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ninety Six, SC
Use these to narrow the list above. Each category shows how many Ninety Six, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Ninety Six, SC
Independent mortgage companies closed 78.9 percent of home loans in Ninety Six, South Carolina in 2025, banks 21.1 percent and credit unions 0 percent. RoundPoint Mortgage Servicing LLC was the largest mortgage company, United Community Bank the largest bank and SC State Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ninety Six, SC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Ninety Six, South Carolina with 1 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Ninety Six, South Carolina in 2025, led by Acopia, LLC with 2. 4 lenders closed VA loans, led by Atlantic Bay Mortgage Group, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Ninety Six, South Carolina in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ninety Six, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ninety Six, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ninety Six. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
