Mortgage Lenders and Brokers in Newberry, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newberry, South Carolina mortgage lenders include First Community BankFirst Community Bank1735 Wilson Rd, Newberry, SC 29108A+5.0 ★Texas Ratio: 0.38%, Southstate Bank, National AssociationSouthstate Bank, National Association999 Wilson Rd, Newberry, SC 29108A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank1724 Wilson Rd, Newberry, SC 29108A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, AllSouth Federal Credit UnionAllSouth Federal Credit Union1342 Wilson Rd, Newberry, SC 29108A+5.0 ★Texas Ratio: 1.08%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Greenville Heritage FCUGreenville Heritage FCU240 Terminal Rd, Greenville, SC 29605A+5.0 ★Texas Ratio: 1.32%, Founders Federal Credit UnionFounders Federal Credit Union2021 Luther St, Newberry, SC 29108 2111A+5.0 ★Texas Ratio: 3.58%, and SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newberry, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newberry are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newberry, South Carolina
Market share is the lender's share of all home loans closed in Newberry, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newberry 1735 Wilson Rd, Newberry, SC 29108 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 2.7% | 100% | $135,000 | View |
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★ 5 stars, 1 review 1 office in Newberry 999 Wilson Rd, Newberry, SC 29108 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $85,000 | View |
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★ 1 stars, 1 review 1 office in Newberry 1724 Wilson Rd, Newberry, SC 29108 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.8% | 100% | $135,000 | View |
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1342 Wilson Rd, Newberry, SC 29108 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 1.8% | 33.3% | $95,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $75,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 50% | $225,000 | View |
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240 Terminal Rd, Greenville, SC 29605 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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2021 Luther St, Newberry, SC 29108 2111 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, VA | 2 | 1.8% | 100% | $320,000 | View |
Rocket Mortgage
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Conventional, FHA | 15 | 13.3% | 88.2% | $155,666 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 13 | 11.5% | 100% | $154,230 | |
21St Mortgage
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Conventional | 8 | 7.1% | 61.5% | $123,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.3% | 100% | $205,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 6 | 5.3% | 100% | $161,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 3.5% | 100% | $165,000 | |
American Financial Resources LLC
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FHA, USDA | 3 | 2.7% | 100% | $208,333 | |
CrossCountry Mortgage, LLC
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USDA | 3 | 2.7% | 100% | $191,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.8% | 100% | $100,000 | View |
Cardinal Financial Company, Li
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Conventional | 2 | 1.8% | 100% | $45,000 | |
Integrity Home Mortgage Corporation
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Conventional, VA | 2 | 1.8% | 100% | $240,000 | |
Mortgage Research Center
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VA | 2 | 1.8% | 66.7% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA | 2 | 1.8% | 100% | $200,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.8% | 20% | $120,000 | |
Cmg Mortgage Inc
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FHA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $245,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 100% | $65,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.9% | 33.3% | $285,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 25% | $255,000 | |
Newrez LLC
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VA | 1 | 0.9% | 16.7% | $255,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.9% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 33.3% | $125,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 25% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.9% | 100% | $325,000 | View |
Carolina One Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 33.3% | $165,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.9% | 100% | $95,000 | View |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.9% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.52% |
FHA | 1 | 0.9% | 100% | $185,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.9% | 50% | $275,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.9% | 100% | $55,000 | |
Village Capital & Investment
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FHA | 1 | 0.9% | 50% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Newberry Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newberry, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Newberry? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newberry in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newberry, SC
Use these to narrow the list above. Each category shows how many Newberry, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Newberry, SC
Independent mortgage companies closed 82.3 percent of home loans in Newberry, South Carolina in 2025, banks 13.3 percent and credit unions 4.4 percent. Resource Financial Services, Inc. was the largest mortgage company, First Community Bank the largest bank and AllSouth Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Community Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newberry, SC
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Newberry, South Carolina with 3 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Newberry, South Carolina in 2025, led by Rocket Mortgage with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Newberry, South Carolina in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newberry, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newberry, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newberry. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
