Mortgage Lenders and Brokers in Longcreek, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Longcreek, South Carolina mortgage lenders include Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, Blue Ridge BankBlue Ridge Bank1053 S Pendleton St, Easley, SC 29642A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Greenville Federal Credit UnionGreenville Federal Credit Union1501 Wade Hampton Blvd, Greenville, SC 29609A+5.0 ★Texas Ratio: 3.04%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, and SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Longcreek, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Longcreek are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Longcreek, South Carolina
Market share is the lender's share of all home loans closed in Longcreek, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 5 | 7.5% | 62.5% | $223,000 | View |
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1053 S Pendleton St, Easley, SC 29642 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 3% | 100% | $140,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3% | 100% | $230,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 3% | 100% | $215,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.5% | 100% | $365,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.5% | 100% | $305,000 | View |
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1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.5% | 100% | $345,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.5% | 100% | $335,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +6 HELOCs |
0% | n/a | ||
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
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Conventional, FHA, USDA | 10 | 14.9% | 100% | $234,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 1.5% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 7.5% | 71.4% | $275,000 | |
21St Mortgage
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Conventional | 5 | 7.5% | 66.7% | $133,000 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 3 +1 HELOCs |
4.5% | 100% | $435,000 | |
Rocket Mortgage
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Conventional | 3 | 4.5% | 66.7% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 4.5% | 100% | $565,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 3% | 100% | $340,000 | |
Primelending
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Conventional | 2 | 3% | 100% | $400,000 | |
Capital City Home Loans, LLC
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Conventional | 2 | 3% | 100% | $505,000 | |
Plaza Home Mortgage, Inc
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VA | 2 | 3% | 66.7% | $475,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.5% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.5% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.5% | 100% | $495,000 | View |
Everett Financial, Inc.
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FHA | 1 | 1.5% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.5% | 100% | $405,000 | |
Newrez LLC
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VA | 1 | 1.5% | 100% | $515,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.5% | 42.9% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 100% | $85,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.5% | 100% | $225,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 1.5% | 100% | $255,000 | |
T2 Financial LLC
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FHA | 1 | 1.5% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.5% | 100% | $365,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Longcreek Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Longcreek, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Longcreek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Longcreek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Longcreek, SC
Use these to narrow the list above. Each category shows how many Longcreek, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Longcreek, SC
Independent mortgage companies closed 61.2 percent of home loans in Longcreek, South Carolina in 2025, banks 32.8 percent and credit unions 6 percent. New Story Lending LLC was the largest mortgage company, Oconee Federal Savings and Loan Association the largest bank and Greenville Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Oconee Federal Savings and Loan Association led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Longcreek, SC
By home loans closed in 2025, Oconee Federal Savings and Loan Association was the largest mortgage lender in Longcreek, South Carolina with 5 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Longcreek, South Carolina in 2025, led by New Story Lending LLC with 5. 7 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 3 credit unions closed home loans in Longcreek, South Carolina in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Longcreek, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Longcreek, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Longcreek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
