Mortgage Lenders and Brokers in Iva, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Iva, South Carolina mortgage lenders include Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, The Peoples BankThe Peoples Bank801 E Front St, Iva, SC 29655A+5.0 ★Texas Ratio: 0.00%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, and First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Iva, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Iva are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Iva, South Carolina
Market share is the lender's share of all home loans closed in Iva, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 4 | 5.9% | 100% | $85,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
FHA, USDA | 3 | 4.4% | 100% | $188,333 | View |
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801 E Front St, Iva, SC 29655 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.9% | 66.7% | $210,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 2.9% | 66.7% | $155,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 2.9% | 100% | $295,000 | View |
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357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 1.5% | 100% | $355,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 50% | $125,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 1.5% | 100% | $265,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 1.5% | 100% | $195,000 | View |
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710 Anderson St, Belton, SC 29627 A+5.0 ★Texas Ratio: 3.30% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Agfirst Farm Credit Bank
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Conventional | 1 | 1.5% | 100% | $375,000 | |
Rocket Mortgage
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Conventional | 7 | 10.3% | 87.5% | $177,857 | |
Primelending
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Conventional, FHA, USDA | 6 | 8.8% | 85.7% | $176,666 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 5.9% | 80% | $252,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 5.9% | 100% | $145,000 | |
Mortgage Research Center
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VA | 4 | 5.9% | 57.1% | $212,500 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 2.9% | 100% | $75,000 | |
Atlantic Bay Mortgage Group
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Conventional, USDA | 2 | 2.9% | 100% | $70,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.9% | 100% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.9% | 7.4% | $250,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 100% | $185,000 | |
BankSouth Mortgage Company LLC
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Conventional | 1 | 1.5% | 100% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.5% | 100% | $445,000 | View |
American Financial Network, Inc.
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FHA | 1 | 1.5% | 100% | $395,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 1.5% | 100% | $225,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 1.5% | 100% | $215,000 | |
Nfm, Inc
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Conventional | 1 | 1.5% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.5% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.5% | 100% | $445,000 | |
21St Mortgage
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Conventional | 1 | 1.5% | 40% | $25,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.5% | 100% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 1.5% | 100% | $185,000 | |
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Iva Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Iva, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Iva? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Iva in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Iva, SC
Use these to narrow the list above. Each category shows how many Iva, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Iva, SC
Independent mortgage companies closed 54.4 percent of home loans in Iva, South Carolina in 2025, banks 36.8 percent and credit unions 8.8 percent. Agfirst Farm Credit Bank was the largest mortgage company, Countybank the largest bank and Spero Financial Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Spero Financial Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Iva, SC
By home loans closed in 2025, Spero Financial Federal Credit Union was the largest mortgage lender in Iva, South Carolina with 4 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Iva, South Carolina in 2025, led by Primelending with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Iva, South Carolina in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Iva, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Iva, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Iva. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
