Mortgage Lenders and Brokers in Graniteville, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Graniteville, South Carolina mortgage lenders include Security Federal BankSecurity Federal Bank50 Canal St, Graniteville, SC 29829A+5.0 ★Texas Ratio: 4.39%, SRP Federal Credit UnionSRP Federal Credit Union184 Bettis Academy Rd, Graniteville, SC 29829A+5.0 ★Texas Ratio: 3.44%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, and Huntington National BankHuntington National Bank677 King Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Graniteville, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Graniteville are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Graniteville, South Carolina
Market share is the lender's share of all home loans closed in Graniteville, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Graniteville 50 Canal St, Graniteville, SC 29829 A+5.0 ★Texas Ratio: 4.39% |
Conventional, VA | 5 | 1.6% | 100% | $273,000 | View |
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184 Bettis Academy Rd, Graniteville, SC 29829 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 12 | 3.9% | 75% | $153,333 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, VA | 4 | 1.3% | 100% | $282,500 | |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $218,333 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 3 | 1% | 75% | $371,666 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 3 | 1% | 75% | $165,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.7% | 50% | $160,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.7% | 40% | $235,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $285,000 | View |
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677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional | 1 | 0.3% | 50% | $125,000 | |
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322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, Jumbo | 1 | 0.3% | 100% | $855,000 | View |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 46 | 15.1% | 85.2% | $280,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 44 | 14.4% | 74.6% | $258,181 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, USDA | 34 | 11.1% | 97.1% | $248,529 | |
Guild Mortgage Company
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Conventional, FHA, VA | 17 | 5.6% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.3% | 88.2% | $255,000 | |
Rocket Mortgage
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Conventional, VA | 13 | 4.3% | 68.4% | $171,923 | |
Mortgage Research Center
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VA | 9 | 3% | 75% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2% | 100% | $230,000 | |
Freedom Mortgage Corporation
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VA | 5 | 1.6% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.6% | 100% | $169,000 | |
American Financial Resources LLC
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Conventional, FHA | 4 | 1.3% | 80% | $212,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.3% | 57.1% | $60,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1.3% | 100% | $122,500 | |
Newrez LLC
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Conventional, VA | 3 | 1% | 75% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 1% | 100% | $288,333 | |
Assurance Financial Group, L.L.C.
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Conventional, USDA | 3 | 1% | 75% | $198,333 | |
Carolina One Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $158,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 1% | 100% | $208,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 1% | 75% | $268,333 | |
State Employees' Credit Union
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Conventional | 2 | 0.7% | 100% | $235,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
USDA | 2 | 0.7% | 100% | $210,000 | View |
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A+5.0 ★Texas Ratio: 4.01% |
FHA | 2 | 0.7% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $90,000 | View |
Village Capital & Investment
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VA | 2 | 0.7% | 75% | $270,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.3% | 100% | $505,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $355,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $295,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $285,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 100% | $205,000 | |
First Choice Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.3% | 50% | $185,000 | |
Lower, LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Graniteville Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Graniteville, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Graniteville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Graniteville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Graniteville, SC
Use these to narrow the list above. Each category shows how many Graniteville, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Graniteville, SC
Independent mortgage companies closed 82 percent of home loans in Graniteville, South Carolina in 2025, banks 10.8 percent and credit unions 7.2 percent. Movement Mortgage, LLC was the largest mortgage company, Security Federal Bank the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Security Federal Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Graniteville, SC
By home loans closed in 2025, Security Federal Bank was the largest mortgage lender in Graniteville, South Carolina with 5 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Graniteville, South Carolina in 2025, led by Acrisure Mortgage, LLC with 33. 22 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 6 credit unions closed home loans in Graniteville, South Carolina in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Graniteville, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Graniteville, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Graniteville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
