Georgetown, South Carolina mortgage lenders include South Atlantic BankSouth Atlantic Bank1187 N Fraser St, Georgetown, SC 29440A+5.0 ★Texas Ratio: 0.08%, The Citizens BankThe Citizens Bank1510 Exhange Street, Georgetown, SC 29440A+5.0 ★Texas Ratio: 1.58%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust726 Front St, Georgetown, SC 29440A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA1002 Front St, Georgetown, SC 29440A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association1025 Church St, Georgetown, SC 29440A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank1031 Front St, Georgetown, SC 29440A+5.0 ★Texas Ratio: 3.71%, Anderson Brothers BankAnderson Brothers Bank706 N Fraser St, Georgetown, SC 29440A5.0 ★Texas Ratio: 6.06%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, and Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Georgetown, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Georgetown are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Georgetown, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Georgetown 1187 N Fraser St, Georgetown, SC 29440 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 5 | 2.5% | 100% | $275,000 | View |
|
1 office in Georgetown 1510 Exhange Street, Georgetown, SC 29440 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 5 | 2.5% | 100% | $263,000 | View |
|
1 office in Georgetown 726 Front St, Georgetown, SC 29440 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, Jumbo, HELOC | 3 +5 HELOCs |
1.5% | 50% | $328,333 | View |
|
1 office in Georgetown 1002 Front St, Georgetown, SC 29440 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 75% | $251,666 | View |
|
★ 5 stars, 1 review 1 office in Georgetown 1025 Church St, Georgetown, SC 29440 A+5.0 ★Texas Ratio: 2.27% |
VA, HELOC | 1 +8 HELOCs |
0.5% | 100% | $335,000 | View |
|
1 office in Georgetown 1031 Front St, Georgetown, SC 29440 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $235,000 | View |
|
1 office in Georgetown 706 N Fraser St, Georgetown, SC 29440 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.5% | 50% | $445,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 7 | 3.6% | 87.5% | $236,428 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 6 | 3% | 88.9% | $228,333 | |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 1% | 100% | $200,000 | View |
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $415,000 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 50% | $225,000 | View |
|
190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
|
200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
|
300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
|
2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
|
112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
South Carolina Federal Credit
|
Conventional, HELOC | 5 +1 HELOCs |
2.5% | 83.3% | $135,000 | |
Rocket Mortgage
|
Conventional, FHA | 16 | 8.1% | 69.6% | $147,500 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 14 | 7.1% | 100% | $268,571 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 5.1% | 76.9% | $369,000 | |
Mortgage Research Center
|
VA | 8 | 4.1% | 100% | $323,750 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 3% | 20% | $140,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 5 | 2.5% | 100% | $247,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 2.5% | 83.3% | $281,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 4 | 2% | 100% | $217,500 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 2% | 100% | $245,000 | |
Synovus Bank
|
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $491,666 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo | 3 | 1.5% | 100% | $578,333 | |
Newrez LLC
|
Conventional | 3 | 1.5% | 60% | $108,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1.5% | 100% | $191,666 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 1.5% | 50% | $98,333 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 3 | 1.5% | 100% | $168,333 | View |
T2 Financial LLC
|
Conventional | 3 | 1.5% | 75% | $215,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
1% | 40% | $430,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1% | 66.7% | $485,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 1% | 100% | $330,000 | |
Carolina One Mortgage, LLC
|
FHA, VA | 2 | 1% | 100% | $330,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 2 | 1% | 100% | $130,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 1% | 100% | $195,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 2 | 1% | 100% | $300,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1% | 100% | $110,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 1% | 100% | $145,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 1% | 100% | $130,000 | |
Tammac Holdings Corporation
|
Conventional | 2 | 1% | 60% | $120,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Primelending
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Servion
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.5% | 50% | $295,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.5% | 100% | $195,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.5% | 100% | $205,000 | |
loanDepot.com LLC
|
VA | 1 | 0.5% | 12.5% | $435,000 | |
Shelter Lending Services, LLC
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
Nation One Mortgage Corporatio
|
VA | 1 | 0.5% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Union Home Mortgage Corp.
|
FHA | 1 | 0.5% | 100% | $355,000 | |
Corning Credit Union
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $785,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
Capital Center LLC
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Truliant Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
Mortgage Lenders Investment Tr
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Milend, Inc
|
FHA | 1 | 0.5% | 100% | $175,000 | |
Actors Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Pentagon Federal Credit Union
|
FHA | 1 | 0.5% | 100% | $255,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
TowneBank
|
VA | 1 | 0.5% | 100% | $465,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.5% | 50% | $225,000 | |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.5% | 100% | $985,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.5% | 100% | $105,000 | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Georgetown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Georgetown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Georgetown, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.4 percent of home loans in Georgetown, South Carolina in 2025, banks 34 percent and credit unions 6.6 percent. Movement Mortgage, LLC was the largest mortgage company, South Atlantic Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, South Atlantic Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, South Atlantic Bank was the largest mortgage lender in Georgetown, South Carolina with 5 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Georgetown, South Carolina in 2025, led by Gateway First Bank with 6. 15 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 8 credit unions closed home loans in Georgetown, South Carolina in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Georgetown, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Georgetown, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Georgetown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.