Mortgage Lenders and Brokers in Folly Beach, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Folly Beach, South Carolina mortgage lenders include Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Pinnacle BankPinnacle Bank200 E Church St, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.04%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, United Bank VaUnited Bank Va1201 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 2.15%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, United Community BankUnited Community Bank815 N Main St, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.97%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, and Servisfirst BankServisfirst Bank701 E Bay St, Charleston, SC 29403A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Folly Beach, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Folly Beach are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Folly Beach, South Carolina
Market share is the lender's share of all home loans closed in Folly Beach, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
9.6% | 100% | $601,000 | View |
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200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 3 | 5.8% | 100% | $208,333 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 3 | 5.8% | 100% | $801,666 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
3.8% | 100% | $960,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
3.8% | 100% | $1,070,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 3.8% | 100% | $280,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional | 2 | 3.8% | 100% | $620,000 | |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 2 | 3.8% | 100% | $860,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $805,000 | View |
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701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,565,000 | View |
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578 E Bay Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 0.20% |
Conventional, Jumbo | 1 | 1.9% | 50% | $1,125,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,595,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1.9% | 100% | $395,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,015,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,015,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.9% | 100% | $675,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.9% | 100% | $765,000 | View |
Carolina One Mortgage, LLC
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Conventional, Jumbo | 4 | 7.7% | 100% | $925,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.9% | 100% | $455,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.9% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 1.9% | 100% | $2,085,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.9% | 100% | $905,000 | View |
Newrez LLC
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Conventional | 1 | 1.9% | 100% | $495,000 | |
Citizens National Bank of Meridian
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Conventional, Jumbo | 1 | 1.9% | 100% | $1,615,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 1.9% | 100% | $915,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.9% | 50% | $135,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 1.9% | 100% | $605,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.9% | 100% | $325,000 | |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 1 | 1.9% | 100% | $1,005,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $305,000 | |
Sente Mortgage, Inc.
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Conventional | 1 | 1.9% | 100% | $635,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.9% | 100% | $485,000 | |
Nations Direct Mortgage, LLC
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Conventional, Jumbo | 1 | 1.9% | 100% | $845,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1.9% | 100% | $255,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,955,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, Jumbo | 1 | 1.9% | 100% | $1,685,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Folly Beach Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Folly Beach, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Folly Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Folly Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Folly Beach, SC
Use these to narrow the list above. Each category shows how many Folly Beach, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Folly Beach, SC
Independent mortgage companies closed 38.5 percent of home loans in Folly Beach, South Carolina in 2025, banks 61.5 percent and credit unions 0 percent. Movement Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Folly Beach, SC
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Folly Beach, South Carolina with 5 loans, about 9.6 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 0 credit unions closed home loans in Folly Beach, South Carolina in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Folly Beach, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Folly Beach, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Folly Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
