MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Eureka Mill, South Carolina

Eureka Mill, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Family Trust Federal Credit UnionFamily Trust Federal Credit Union1219 Highway 55 E, Clover, SC 29710A+5.0 ★Texas Ratio: 4.53%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Spratt Savings BankSpratt Savings Bank1613 J A Cochran Byp, Chester, SC 29706A+5.0 ★Texas Ratio: 0.36%, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, and SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Eureka Mill, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eureka Mill are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Eureka Mill, South Carolina

Market share is the lender's share of all home loans closed in Eureka Mill, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
3960 Bible Church Rd, Boiling Springs, SC 29316 8562
A+5.0 ★Texas Ratio: 3.58%
Conventional, HELOC 7
+4 HELOCs
7.2% 77.8% $113,571 View
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707
Conventional, FHA 5 5.2% 100% $217,000
1219 Highway 55 E, Clover, SC 29710
A+5.0 ★Texas Ratio: 4.53%
Conventional 4 4.1% 100% $270,000 View
201 N Main St, Abbeville, SC 29620
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 3
+2 HELOCs
3.1% 100% $131,666 View
1613 J A Cochran Byp, Chester, SC 29706
A+5.0 ★Texas Ratio: 0.36%
Conventional 2 2.1% 66.7% $135,000 View
36 Sea Island Pkwy, Beaufort, SC 29907
A+5.0 ★Texas Ratio: 1.10%
FHA 2 2.1% 66.7% $240,000 View
481 Fabian Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 1 1% 100% $985,000 View
1797 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1% 100% $185,000 View
317 Meeting St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 1% 50% $545,000 View
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401
HELOC 0
+1 HELOCs
0% n/a
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 20 20.6% 66.7% $274,500
Rocket Mortgage
Conventional, FHA 11 11.3% 100% $155,909
United Wholesale Mortgage
Conventional, FHA, VA 7 7.2% 87.5% $297,857
Guild Mortgage Company
Conventional, USDA 3 3.1% 100% $318,333
Mortgage Research Center
VA 3 3.1% 75% $315,000
Guaranteed Rate, Inc.
FHA, VA 2 2.1% 100% $255,000
Newrez LLC
FHA, VA 2 2.1% 100% $320,000
New American Funding, LLC.
FHA 2 2.1% 100% $230,000
A+5.0 ★Texas Ratio: 2.14%
Conventional, FHA 2 2.1% 100% $155,000 View
State Employees' Credit Union
Conventional 1 1% 100% $195,000
American Financial Resources LLC
FHA 1 1% 100% $275,000
Royal United Mortgage LLC
Conventional 1 1% 100% $135,000
CrossCountry Mortgage, LLC
VA 1 1% 100% $495,000
Howard Hanna Financial Services, Inc
FHA 1 1% 100% $155,000
loanDepot.com LLC
Conventional 1 1% 25% $45,000
Loanunited.Com, LLC
FHA 1 1% 100% $145,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1% 100% $165,000 View
A+5.0 ★Texas Ratio: 4.11%
FHA 1 1% 100% $145,000 View
American Security Mortgage Cor
FHA 1 1% 100% $325,000
New Day Financial, LLC.
VA 1 1% 100% $185,000
Better Mortgage Corporation
FHA 1 1% 100% $245,000
Mortgage Solutions of Colorado
VA 1 1% 100% $315,000
Mutual of Omaha Mortgage
Conventional 1 1% 100% $315,000
Fairway Independent Mort Corp
FHA 1 1% 100% $425,000
B+4.8 ★Texas Ratio: 16.98%
VA 1 1% 100% $295,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 1 1% 100% $185,000
Reliance First Capital, LLC
FHA 1 1% 100% $135,000
Village Capital & Investment
VA 1 1% 100% $665,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Eureka Mill, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Eureka Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eureka Mill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Eureka Mill, SC

Use these to narrow the list above. Each category shows how many Eureka Mill, SC lenders fit and what that kind of lender is usually best for.

Who Lends in Eureka Mill, SC

Independent mortgage companies closed 72.2 percent of home loans in Eureka Mill, South Carolina in 2025, banks 15.5 percent and credit unions 12.4 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 7 loans.

72.2%
Mortgage companies
15.5%
Banks
12.4%
Credit unions
38%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Eureka Mill, SC

Who is the largest mortgage lender in Eureka Mill, SC?

By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Eureka Mill, South Carolina with 7 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Eureka Mill, SC mortgage lenders offer FHA, VA and USDA loans?

17 lenders closed FHA loans in Eureka Mill, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 13. 10 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Eureka Mill, SC lender list?

Yes. 10 banks and 4 credit unions closed home loans in Eureka Mill, South Carolina in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Eureka Mill, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Eureka Mill, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eureka Mill, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eureka Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.