Eureka Mill, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Family Trust Federal Credit UnionFamily Trust Federal Credit Union1219 Highway 55 E, Clover, SC 29710A+5.0 ★Texas Ratio: 4.53%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Spratt Savings BankSpratt Savings Bank1613 J A Cochran Byp, Chester, SC 29706A+5.0 ★Texas Ratio: 0.36%, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, and SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eureka Mill, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eureka Mill are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Eureka Mill, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 7 +4 HELOCs |
7.2% | 77.8% | $113,571 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 5 | 5.2% | 100% | $217,000 | |
|
1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 4 | 4.1% | 100% | $270,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +2 HELOCs |
3.1% | 100% | $131,666 | View |
|
1613 J A Cochran Byp, Chester, SC 29706 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 2 | 2.1% | 66.7% | $135,000 | View |
|
36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA | 2 | 2.1% | 66.7% | $240,000 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1% | 100% | $985,000 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $185,000 | View |
|
317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1% | 50% | $545,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 20 | 20.6% | 66.7% | $274,500 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 11.3% | 100% | $155,909 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 7.2% | 87.5% | $297,857 | |
Guild Mortgage Company
|
Conventional, USDA | 3 | 3.1% | 100% | $318,333 | |
Mortgage Research Center
|
VA | 3 | 3.1% | 75% | $315,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 2 | 2.1% | 100% | $255,000 | |
Newrez LLC
|
FHA, VA | 2 | 2.1% | 100% | $320,000 | |
New American Funding, LLC.
|
FHA | 2 | 2.1% | 100% | $230,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 2.1% | 100% | $155,000 | View |
State Employees' Credit Union
|
Conventional | 1 | 1% | 100% | $195,000 | |
American Financial Resources LLC
|
FHA | 1 | 1% | 100% | $275,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 1% | 100% | $495,000 | |
Howard Hanna Financial Services, Inc
|
FHA | 1 | 1% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 25% | $45,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 1% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1% | 100% | $145,000 | View |
American Security Mortgage Cor
|
FHA | 1 | 1% | 100% | $325,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $185,000 | |
Better Mortgage Corporation
|
FHA | 1 | 1% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 1% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $315,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1% | 100% | $425,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1% | 100% | $185,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 1% | 100% | $135,000 | |
Village Capital & Investment
|
VA | 1 | 1% | 100% | $665,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Eureka Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eureka Mill in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Eureka Mill, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.2 percent of home loans in Eureka Mill, South Carolina in 2025, banks 15.5 percent and credit unions 12.4 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Eureka Mill, South Carolina with 7 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Eureka Mill, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 13. 10 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Eureka Mill, South Carolina in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eureka Mill, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eureka Mill, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eureka Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.