Darlington, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust511 Pearl St, Darlington, SC 29532A5.0 ★Texas Ratio: 7.72%, Carolina BankCarolina Bank103 N Main St, Darlington, SC 29532A+5.0 ★Texas Ratio: 2.26%, Dedicated Community BankDedicated Community Bank202 Cashua St, Darlington, SC 29532A+5.0 ★Texas Ratio: 3.96%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, SPC Credit UnionSPC Credit Union609 N Main St, Darlington, SC 29532 2145A+5.0 ★Texas Ratio: 5.45%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, Anderson Brothers BankAnderson Brothers BankEighth Avenue, Aynor, SC 29511A5.0 ★Texas Ratio: 6.06%, and Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Darlington, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Darlington are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Darlington, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Darlington 511 Pearl St, Darlington, SC 29532 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +6 HELOCs |
3.1% | 71.4% | $201,000 | View |
|
2 offices in Darlington 103 N Main St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 5 | 3.1% | 100% | $77,000 | View |
|
202 Cashua St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 3 | 1.9% | 100% | $88,333 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, USDA | 9 | 5.6% | 100% | $132,777 | |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA | 3 | 1.9% | 75% | $301,666 | View |
|
609 N Main St, Darlington, SC 29532 2145 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 1.2% | 100% | $130,000 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 100% | $145,000 | View |
|
596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 1.2% | 50% | $330,000 | View |
|
Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
|
201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B+4.7 ★Texas Ratio: 18.28% |
USDA | 1 | 0.6% | 100% | $155,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 12.4% | 83.3% | $144,000 | |
United Wholesale Mortgage
|
FHA, VA | 13 | 8.1% | 81.2% | $223,461 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 8 | 5% | 100% | $196,250 | |
21St Mortgage
|
Conventional | 6 | 3.7% | 31.6% | $131,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 3.7% | 29.2% | $121,666 | |
Go Mortgage, LLC
|
Conventional, FHA, USDA | 5 | 3.1% | 100% | $123,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 5 | 3.1% | 100% | $131,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 2.5% | 83.3% | $185,000 | |
CrossCountry Mortgage, LLC
|
FHA, USDA | 4 | 2.5% | 100% | $192,500 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 1.9% | 55.6% | $138,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 1.9% | 50% | $218,333 | |
New American Funding, LLC.
|
Conventional, FHA, USDA | 3 | 1.9% | 75% | $138,333 | |
Southwest Stage Funding LLC
|
Conventional, FHA | 3 | 1.9% | 100% | $198,333 | |
Primary Residential Mortgage, INC.
|
VA, USDA | 2 | 1.2% | 100% | $320,000 | |
ALCOVA Mortgage, LLC
|
VA, USDA | 2 | 1.2% | 100% | $230,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.2% | 100% | $170,000 | View |
Mortgage Equity Partners LLC
|
Conventional, FHA | 2 | 1.2% | 100% | $110,000 | |
Mortgage Research Center
|
VA | 2 | 1.2% | 50% | $380,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 1.2% | 100% | $300,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 1.2% | 100% | $140,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $35,000 | |
|
A5.0 ★Texas Ratio: 8.11% |
VA | 1 | 0.6% | 100% | $185,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Hartford Funding, Ltd.
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $25,000 | |
Newrez LLC
|
VA | 1 | 0.6% | 50% | $145,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $85,000 | |
loanDepot.com LLC
|
VA | 1 | 0.6% | 20% | $245,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.6% | 10% | $125,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.6% | 100% | $235,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.6% | 100% | $415,000 | |
American Security Mortgage Cor
|
FHA | 1 | 0.6% | 100% | $235,000 | |
Fort Sill Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $85,000 | |
Nfm, Inc
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.6% | 100% | $165,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.6% | 50% | $205,000 | |
Suncoast Credit Union
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
T2 Financial LLC
|
VA | 1 | 0.6% | 100% | $395,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Lower, LLC
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
Mortgage Investors Group
|
USDA | 1 | 0.6% | 100% | $155,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Nexera Holding LLC
|
FHA | 1 | 0.6% | 100% | $205,000 | |
Village Capital & Investment
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Darlington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Darlington in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Darlington, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.3 percent of home loans in Darlington, South Carolina in 2025, banks 17.4 percent and credit unions 4.3 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SPC Credit Union the largest credit union. Among lenders headquartered in South Carolina, Carolina Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Darlington, South Carolina with 5 loans, about 3.1 percent of the market. The largest lender headquartered in South Carolina was Carolina Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Darlington, South Carolina in 2025, led by United Wholesale Mortgage with 7. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Darlington, South Carolina in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Darlington, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Darlington, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Darlington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.