Mortgage Lenders and Brokers in Central, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Central, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, and Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Central, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Central are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Central, South Carolina
Market share is the lender's share of all home loans closed in Central, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +2 HELOCs |
2.1% | 100% | $320,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, VA | 4 | 2.1% | 100% | $265,000 | |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $148,333 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.6% | 75% | $931,666 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.6% | 75% | $1,075,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 2 | 1% | 100% | $635,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $355,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Pickens Savings & Loan Association, F.A.
205 E Cedar Rock St, Pickens, SC 29671 |
Conventional | 1 | 0.5% | 100% | $535,000 | |
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750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +12 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
New Story Lending LLC
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Conventional, FHA, VA | 13 | 6.7% | 100% | $307,307 | |
Sage Home Loans Corporation
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Conventional | 3 | 1.6% | 100% | $515,000 | |
HQ Mortgage LLC
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Conventional | 3 | 1.6% | 100% | $375,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 35 | 18.1% | 97.2% | $267,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 22 | 11.4% | 95.7% | $285,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 4.1% | 84.6% | $197,500 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 3.6% | 88.9% | $376,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 7 | 3.6% | 100% | $425,000 | |
Acopia, LLC
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Conventional, VA | 5 | 2.6% | 100% | $449,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 1.6% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.6% | 100% | $131,666 | |
Primelending
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Conventional | 3 | 1.6% | 100% | $321,666 | |
Truliant Federal Credit Union
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Conventional, Jumbo | 3 | 1.6% | 100% | $511,666 | |
Cardinal Financial Company, Li
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FHA | 2 | 1% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $90,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1% | 66.7% | $470,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 42.9% | $140,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.5% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $275,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $555,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $155,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.5% | 100% | $315,000 | |
Kemba Credit Union
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Kwik Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $275,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.5% | 100% | $415,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $595,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $615,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.5% | 100% | $255,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $215,000 | |
Grow Financial Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $115,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $375,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $345,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 66.7% | $175,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
Goprime Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Central Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Central, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Central? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Central in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Central, SC
Use these to narrow the list above. Each category shows how many Central, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Central, SC
Independent mortgage companies closed 79.3 percent of home loans in Central, South Carolina in 2025, banks 13.5 percent and credit unions 7.3 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Central, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Central, South Carolina with 4 loans, about 2.1 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Central, South Carolina in 2025, led by Acrisure Mortgage, LLC with 7. 17 lenders closed VA loans, led by Acrisure Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Central, South Carolina in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Central, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Central, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Central. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
